 Is it possible to go from a near perfect credit score to ZERO in one months time? Cause it happened to us.? |
| My boyfriend has established excellent credit from a young age, he currently has no credit cards. We've been house hunting for YEARS and we are finally close to closing on one, been working with ... |
|
 Im only 21 and have bad credit can i get a loan? |
| i have been trying to get a loan for about 7000 but it seems impossable is it?? i messed up bad got into debt to fast is there any place that offers loans with a 498 score or should i give up looking?... |
|
 Finance/credit question? |
| I needed a co-signer when I bought my car because my credit wasn’t strong enough. After I bought the car I got laid off and got into debt. My score was like a 580. I just paid off 2 credit cards ... |
|
 Would it be a good idea to take out a personal loan to pay off high interest credit card debt? |
| I think Im getting charged about 8.99% intrest on my credit card. What kind of interest would their be for a personal loan? Would that be worth it?... |
|
 I dont really get the whole concept of a credit card. |
| how does the whole credit card thing work, how do you use it?... |
|
 How to improve credit score |
| I am 21 years old and have credit issues.I looked my credit up and it said i have a 600 (D) rating .I only have hospital bills and one cell phone bill.I haven't had anything else in my name but ... |
|
 How can I get out of debt? |
| I am swimming in credit card debt. I've got creditors calling my house and on some cards I can't make the minimum payment. I feel like I will never ever be good with money.... |
|
 How should I handle my upside down car loan? |
| I owe 11,000 on my 2007 car that I bought new, it is worth only 8K to sell privately and 7K or less for trade in. Obviously I bought it from a crook of a car salesman while I had bad credit, big ... |
|
 Is it easy to get a loan for bussiness (100K)? |
| how can i take out 100 K is it easy and if so what about my credit? pls helpp any general tips would ... |
|
 I've had a Capital One card for a Year,When will they raise my limit? |
| Hi..I've had my credit card for a little over a year now,And i have a limit of 500..it was 300 when i first got it..and a couple months latter they raised it to 500.But that has been about 8 ... |
|
 What would help my credit score more? Pay off some collections, or pay down credit cards? |
| I have $90 and $160 collection accounts I can pay, or I have about $3000 of credit card debt I could pay a few hundred on maybe. I am trying to pump up my low credit score within the next month or ... |
|
 Planning to marry? |
I am planning to marry my long-time companion
here is the problem. He is unemployed due to a disability his credit is really bad owing student loans and IRS. I have a good job and my credit is ... |
|
 What is my credit score? |
| I got my report back from transunion and its only a two page report but know where on it does it have my credit score. Does anyone else know where its located on the report or what????... |
|
 How do I go about consolidating 10,000$ worth of credit card debt without using a debt management company? |
| Myself and my soon to be fiance are in a lot of credit card debt. Between the both of us we always pay our bills on time but now it is starting to become a problem where it is getting overwhelming. I ... |
|
 What are pay day loans? Are they scams or rip-offs? |
| I'm having trouble getting a loan for $1000, I am considering a pay day loan, but don't know what they are.... |
|
|  |
josh_jeckel | Are debt collectors allowed to call your work? |
I tell them go away I'm at work and youre keeping me from making money, but they think they can keep calling me at my office. |
 |
 
echo
 |
If you notify them in writing to not call, then they would be violating if they do call.
If you are still within the collecting SOL for your state, you might only tell them to not call your work or your home as it is inconvenient to you and all further correspondence must be done by USPS.
Per the FTC - just telling them verbally to stop will not hold them liable for violating by calling, it must be done in writing. |
|
cocobrat
|
Yes they can call you at work if they have the number and cant reach you on your cell or house number. I had this happen to me once before and I told them not to call me at my job again. Once you tell them that or put it in writing they can no longer call your job. |
|
Zzyzx
 |
They can until you tell them to stop.
It has to be in writing for your home # though. Most colelction agencies will resepct a verbal though.
Best bet is to pay them. |
|
luciousgreeneyedlady
|
have your boss tell them that you are not allowed personal calls at work unless it is a family emergency. |
|
mary h
|
yes if they can not gain access at your home, |
|
Principessa
|
Well they want their money.. do you blame them? Get your finances under control before your credit is completely destroyed. |
|
Bluerose005
|
I believe if you ask the bill collector not to call you at your work, I do believe that they are not supposed to call back. Just explain to them that you are not allowed personal phone calls at work unless they are emergency. |
|
msknowitall
 |
they can call you whenever they want if thats the number you gave them. the thing about "do not call" registries, is that it doesn't apply to anyone you have outstanding business with.
However, just say "my boss is here" and hang up. |
|
Wondering Educator
|
You can write them and let them know your workplace does not want you to receive phone calls from them and by law they have to cease. Also, you can write them and tell them to cease contacting you at all and they can only contact you to update you on remedies they plan to take,etc.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Go to Communication with the Consumer and Ceasing Communication part. This is the law, not just heresay.
I had problems with creditors calling me after 9pm because I have a Mississippi area code but live in Pennsylvania so the time zones are different. One company I did talk to a supervisor, explained I know my legal rights and I know that I can sue them if they do not cease to contact me...which you can get a judgement of $1000 for them violating your rights ontop of court costs, etc. Anyway, that company took me off their automatic calling list. Although, some companies still try to go past the law like Chase. I hope this helps. |
|
johnny c.
 |
no they are not suppose to, tell them you know they're not allowed to call you at your place of employment, but talk to them at home and try to settle the debt |
|
Angie
 |
If you've got caller ID at work, don't answer the phone. That's why they make voice mail. |
|
alaska
|
NO they cannot call your place of employment to collect a personal debt. It is against the law. I believe you can take them to court. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 11 minutes(s) ago
| | | |
11 | 44 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
9 | 4 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
12 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
11 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
