 Credit card for 12 year old.? |
| i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ... |
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 I need a credit card with no annual fees, but i have really bad credit...? |
| i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks.... |
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 I am considering entering a debt management program. Anyone have any advice? |
| I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ... |
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 Shall I pay this six year old debt? |
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I... |
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 Can someone tell me how to find a Private personal loan lender in my area? |
| Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?... |
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 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
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 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
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 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
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 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
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 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
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 I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
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 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
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 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
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zzzzzzzzzzzzzzzzzzzz... | Are debt collectors allowed to tell people about your debts? |
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mimi
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No, due to the Data Protection Act. |
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bujinkaiwarrior
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no |
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CanIGetOutTheRatRaceNow?
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Actually, banks regularly tell other banks about your debts and if you have failed on payments. In fact they have a requirement to do this. They need to ensure that a person doesnt borrow lots of money from lots of banks at the same time, etc.
It may seem like a privacy issue but it protects them and the average customer from fraud, bad risk, making sure that they have enough money to cover their risks, etc. |
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Ollie
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No they have to keep quiet. |
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Janet P
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Only your spouse, as the debt is community property. |
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thecoldvoiceofreason
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No they cant, why have you got one on your case getting all heavy handed? just tell them that you've spoken to the financial ombudsman and they say they cant do that - they'll cak themselves. |
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Common Sense
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Nope. |
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dogterhoo
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NO they most certainly are not! This contravenes The Data Protection Act and also, can sconstitute Harrasment under The Protection of Harassment Act 1998. If you feel that you fall under the above, visit your local Citizens Advise Bureau who will ofer you free legal advise.
The debt collectors can personally face a fine or in extreme cases, prison sentence. |
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newmom101
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if their are doing a credit check on you, yes. |
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wyldchyld_royston
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Here are your answers:
To other creditors?
Yes. Unless you have sent them an Opt-Out Notice.
To Joe Schmoe?
No. Report that creditor to the Department in your state that governs them.
To your spouse?
Only in community-property states. In SC it is only if your spouse is on the loan. |
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