 If you have good credit and your spouse has bad credit, how much does it affect you? |
I'm debating this with my boyfriend.
He says that if he has bad credit, and I have good credit, and we get married, his bad credit will not affect me at all.
I say that when we're ... |
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 I don't have a credit history. What can I do? |
I tried to get a mobile and the shop told me that I don't have a credit history. I have never used a credit card or loan, which I thought was a good thing.
Please help!... |
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 How do i go about getting companies off of my credit score? |
my creidt score is terrible as of right now! i had seen my credit report in person! i see where some companies still have me on there for a report purpose only, because ive got them paid off!
... |
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 Building credit question, help!!? |
Secured credit cards are designed to assist people who have never had credit or those who have bad credit, in order to enable them to establish a good credit rating.
Must one be 18? If so, is ... |
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 After you have paid all your bills for the month - how much money ..? |
| do you have to spend on yourself for going out/ clothes etc for the month????... |
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 How can I rebuild my credit? |
| My credit is really bad and has been for about 4 years now. I cant get excepted for any kind of credit cards and because of some old hot checks I cant get a bank account. I have tried to get a bank ... |
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 Cleaning up my credit report? |
| I have a lot of old debt on my report. Plus a few things that were added about a year ago. A few things are going to fall off this summer. I went through 2 layoffs and a car repossession ( the car ... |
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 Does anyone knoe of a FREE crdit report site.Where I DO NOT have to give a credit/debit card# to get my score? |
| I don not want to give my debit or credit card, I want an absolutely free site, where I can get my credit score. Thanks.... |
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 Credit Score? |
| I don't understand what credit score is..can someone explain in very simple terms? and what a good and bad credit score is? How do you get a good score or a bad one??... |
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 I had an overdrawn account at Lloyd's and cos of this my credit rating is bad and I cant open a student? |
| account how do I imporve my credit rating? it was a lng time ago and they closed my account at Lloyds TSB, but my credit raing is still ... |
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 Is it possible to make yourself bankrupt without losing your home? |
it's just something i was talking over with a friend recently who is in debt and is pondering this question.
Additional Details
lol@ gashotel, interesting answer, but i suspect that ... |
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 Can/will unpaid medical bills be reported and applied to my credit history? |
| I heard that a law was passed which doesn't allow unpaid medical bills to be reported on a persons credit. Is this true?... |
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 Is it worth paying off collections or using the money to get a secured credit card? |
| I have about 4K in past medical bills from 2 years ago. Would it be worth paying them off, or put a deposit on a secured credit card to help inmprove my credit?... |
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jerrbear585 | Are medical bills outstanding included on credit checks when applying for an apt? |
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Meagan H
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I recently applied for a car loan and had a $1000 outstanding medical bill that had been turned over to collections on my credit. I asked if that would hurt my boyfriend and I in obtaining the loan and she advised that even though it shows up on the report it is ILLEGAL for a company to use it against you when running your credit. It does not drop your credit score. Therefore, it should not affect your chances of getting an apartment at all. |
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Steveo
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Only if sent for collection. Medical providers are good on this, because they usually don't send out bills until the insurance kicks in which usually takes months. |
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Peter V
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I believe so, especially if they were paid for or some of them have been paid for via credit card. i |
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K.C.
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Yes and if they have been sent to collections you will most likely not get the apt.
Most apt managers will not accept medical bills, phone companies (ATT, MCI, etc) or electricity/ gas companies that have shown up on your credit report |
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Gem
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Thanks to Congress, they are now. |
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wizjp
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If they have been turned in for collection, yes. |
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Here's To 2009! =]
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♥ If they went to a collections agency & are on your credit report then yes they are! |
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Ken Clark, CFP
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It jst depends... if they have reported you to a credit agency, which is their right, then yes.
But a lot of medical places will let you go 30,60,90, or even 120 days before they report.
The best thing to do, is call and ask them.
They know people struggle to pay their bills... An honest question will probably get you an honest answer!
Good luck!
Ken Clark
Certified Financial Planner |
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Don
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Yes, unpaid medical bills will show up on your credit report and have an impact on your credit score. |
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beachbum
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Yes........ |
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t
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they do show up on your credit report....they can also have a negative impact on your over all credit score. Put at least 10.00 on them each month....that amount seems very low however, the amount you pay on your bills is also on the report. If you are applying for a loan, they are generally disregarded if you are making payments. When i am granting a loan i look at income v/s bills and will you have enough to cover the loan payment. There is more to your credit score then just a number and most places will take everything into consideration. |
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mysteryperson
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Yes, if you didn't pay them and they sent you to a collection agency it might show up on your credit report. |
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Britta P
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idk...hmm |
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