 Can I pay debts that have been past due for 1-3 years and better my credit score? |
| I have really messed up my credit by not paying a few debts that I have accumulated with the past of the years such as student loans, credit card payments, overdue bank accounts, etc, and I was ... |
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 What are ways to build your credit for a teen?? |
I want to put a cell phone under my name...and I was wondering what are ways to build up your credit??
Oh and I do not want a co-signer. Thanks! :D... |
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 I have a car loan with my wife, i want to turn it over to her how do i relieve myself from this debt.? |
| my wife and i have this car loan, i want to relieve myself from this debt. i heard i can go somewhere and sign a ... |
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 Why do I not have credit? |
| I currently have an apartment in my name, (which is also in my boyfriend's name), and two utility bills. All always paid on time. Everytime the apartment office sends us things in the mail, it ... |
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 My credit card interest rate is high! Can someone give me some advice? |
| I have 2 credit cards. A Mastercard through Capital One and a Visa through Washington Mutual. My interest rate on the Mastercard is 23% and my Visa is 25%. My credit score is 600. Is there anyway ... |
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 I need to start fixing my credit? |
I have ignored my credit problems for years. I don't want that life anymore. I don't want to be treated like a third rate citizen anymore. I want a house, a new car etc...
I ... |
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 Credit Card Default Advice Needed? |
| My husband and I have 75k in credit card debt. We have been managing to pay everything on time, and I got a second job last year to help pay down our debt. We set up a budget and had been following ... |
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 I suspect my wife has opened several credit card accounts in her name only. How can I find out?? |
| She has hidden money and transactions from me in the past as she pays the bills online. She is getting drunk every day and that money must be coming from somewhere. The last time she did this she ran ... |
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 Credit Question? |
| I was approved for a low limit credit card from Chase, and I had semi-bad credit. I was wondering if this credit card will help improve my score if I keep up with the payments as i'm hoping to ... |
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 Where can i get a loan (no pay days, non homeowner) with very poor credit? |
I am looking for a legit loan place that will lend to someone with very poor credit. I am going to school and financial aid did not cover all my school expense I am looking for a legit lender.
I ... |
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 How to get this off of my credit? |
Heres my story:
A few years back my step mom recieved some of my credit info in the mail .. instead of informing me .. i'm about 90% sure she stole my info and opened a credit card.<... |
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 Can a bill collector change the agreed montly payment from $200 to $2000? |
| I was laid off about 2 years ago and had something repossessed (about $10K), I took full responsibility and made contact last year with the collection agency to arrange monthly payments, I've ... |
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 Prepaid Visa Card? |
| I got a Prepaid Visa Card today at the store and it said on the box I can use it online at any store that accepts Visa cards. So I bought it and I opened it up and read the directions and it says ... |
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 Credit card problems - are these specific to HSBC or does every bank do it? |
I have a MasterCard with HSBC. I know they take fraud prevention seriously, but most of the time they just go too far.
I am usually unable to purchase items online, as my card will decline,... |
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Michael S | Are mortgage lenders allowed to require repayment by a certain age? This would be ageism? |
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Andy B
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The new anti-ageism laws are all about stopping discrimination in the workplace. They have no legislation over products and services like mortgages. If they applied to commerical organisations and service industries, pubs, bars and cigarette stockists could argue it was "ageist" to restrict the ages they can sell to and we'd have 8 year old chavs walking into corner shops buying cigs. (Oh hang on, we do anyway....).
And think about it. If someone aged 80 wanted to borrow £250k of your money over a 25 year term, would YOU lend them it?! |
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topdog
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no this is risk management they want the mortgage to be repaid before you croak it. it would lead to expensive litigation if you were to die of old age before repayments were cleared. |
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webworm90
 |
No. It might help if you tell them you would buy death insurance to pay the mortgage off. This way the bank is protected. |
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fun
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funny |
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angel 36
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ageism lmao lol |
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Very Sexy Vixen
 |
are allowed to require that you do not take your mortgage out after the age of 65 as they then do not have a gaurantee that you could afford it when you retire. |
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typhoon_
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I think they just call it risk management |
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alatoruk
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nope, not ageist because it is up to you to decide who you sell your products too, the ageism laws (like the sex discrimination ones, and the race ones etc) all relate to employment and the like.
they tend to insist you have an income (to pay them) and thats why they put payback time limits on age, because you might not have an income after you retire. |
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halifaxed
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The mortgage lenders in Britain do not have an upper age limit so ageism does not enter into the argument. However, if you are 65 and take out a 25 year mortgage and then die when you are 70, your next of kin inherits the debt. Contracts do not die with the person who made them. |
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Lord Darkgoth Nitesabre
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if they couldnt do this, you could take out a 30 yr loan at age 75 |
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