 How Should I Pay Of This Debt? |
| I have 1 question. What is the difference between settling a debt for a settled amount(example: $4,000 debt settled for $1500) and paying the debt in full? What I mean is, which option will make your ... |
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 My Experian Credit Score is 644, my Equifax is 617. Which one is right? |
| I am getting married soon. My fiance and I have about the same credit scores. Which one is right for mine? Also, will it be hard to get a loan for mortage with our credit scores ranging 600-660?... |
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 Can my bank sue me for not paying back an Overdraft? |
Hi,
Basically in a short sharp nutshell my bank removed my £300.00 overdraft (as apparently it was ready for review - although I wasn't made aware of this until the kind lady on the phone ... |
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 How do I find my credit score for free? |
| In other words which companies offer free annual or semi-annual ... |
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 Online debit card? |
I'm only 17 but I desperately need an online debit card. It needs to be able to give or receive cash, and of course start with $0 (because it's not a credit card).
I have to ... |
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 What credit card is better?? |
| I want to open up a gas card pretty soon, so I'm looking around. I live in Northern CA, and there are many Valeros, Shells,and BP stations like AMPM around. Would I be better off applying for a S... |
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 If I want to consolodate all my bills by refinancing my house? |
| I would like to refinance my house and consolodate all my credit card debt into it......does that require getting my house appraised????... |
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 A collection agency is offering 40 cents on the dollar, but says the offer's only good for a day. Is it? |
| A collection agency contacted my mom two days ago for a delinquent account. The person she is speaking to is offering a 40 cent on the dollar cash payout on a $13,000 balance, but says that the ... |
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 Pin number reversal? |
| PIN NUMBER REVERSAL "If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your Pin # in reverse. For example if your pin number ... |
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 Is it me or is HSBC have the worst Customer Service ever? |
| They have the worst Collectors and customer service reps ever. They constantly try over-talk you will call you a liar to your face. After today I will start recoeding my conversations with them. T... |
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 Auto loan with a FICO score of 750? |
Is it likely or unlikely for me to get approved for an auto loan?
What do you think the APR would most likely be for a 750 fico score?
I have no negative or derogatory on my ... |
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 Will it hurt my credit if I pay my mortgage one day late.? |
| I waiting for my paycheck to clear. And my mortage is with the same bank that I have my checking account with.... |
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 Why are people so judgmental when it comes to credit? |
| I see a lot of people on here who answer questions about credit that put others down who are seeking help b/c of poor decisions. They rub it into the person's face that they have flawless credit ... |
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 Worth closing credit card? |
| I have one payment left on a high interest credit card and then it'll be payed off. I also pay a $50 annual fee with or without money owed (got the card when I was younger with no credit to my ... |
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tesa | Are payday loans a scam? |
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 |
 
BarbaraP
 |
One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:
http://loan.deal4-you.com
Good luck. |
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Boo Too
 |
They aren't technically a scam because they are legal. However, they have ridiculous interest rates.... I mean REALLY ridiculous interest rates!
Skip them altogether! Work hard, watch your spending, and pay for things as you can afford them. |
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cheap_thrylls
 |
I've never done one but here's my thought: You get your paycheck early this way. In exchange for getting it early, you pay a portion of your check to the company for giving you the money ahead of time.
It's basically a 14 day or 30 day loan until your next paycheck. You keep doing this and you may find yourself working that next 2 week pay period for free to cover the "fees" you've paid to the payday company. On the flip side, if you needed that money for an emergency and didn't abuse it, it could save you a higher late fee, or a late payment to a creditor that would result in a hit on your credit score and having to pay higher rates down the road.
Ask yourself how bad you need the money before deciding. Only you can answer that part of it. |
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Pengy
|
It is a revolving cycle of debt that is very hard to get out of. The interest rate is extremely high, so in the two weeks after you took out lets say 200 you are going to be paying back 240-270. Can you afford to have that much missing from your paycheck in two weeks? Or will you do what they are hoping you will do, take out another loan, because by paying them back you find that you are short again. THat is what they thrive on, and if you are low income that is where you will be stuck. Stay away from them, legalized loan sharking. |
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SPIFIMAN1
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I would not call them a scam. They are in business for the same reason anyone else is to make a profit.
They loan you money until you get paid and then you pay them back plus a huge amount of interest.
The really bad thing is that most people do not realize how bad this looks on their credit. It doe's show as a line of credit, but it also shows that you can not manager your money. |
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beauty s
 |
No, I go to 2 of them..
www.cashnetusa.com and mycashnow.com |
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John S
|
The best website for payday loans is www.creditbud.com |
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brian p
 |
Hi.
This company is a good payday loan company:
http://www.clickXchange.com/er.phtml?act=1874389.3 |
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Michua
|
Intrest is sooo high!!! I thought about applying once but the percent was almost 40!!!~ Keep in mind that whatever you are borrowing they will take that and amost half ...
Pay attention to the fine prints and to the percentages they charge!! Good luck! |
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