I want to rent a car this weekend but my credit card is maxed and the rental company requires a credit card to rent it. I want to know if they put a hold on the card will it process or will it deny ...
Will it kill my credit rating to have to many open credit cards. I only use 2 or 3 cards and always pay it off but is it bad to open up new ones when they ginve great incentives to. American ...
If this is true how many points will it go down? Also he never filed bankruptcy so no bankrupt answers please.He does not have a bunch of bills anymore either he paid them all off when he sold his ...
i will be getting married soon but my future wife has around $26,000 of debt from college and her car. and i do not have no debt, and my credit score is perfect, now from my understanding when ...
what exactly does that mean?
my credit identity was stolen 3-5 years ago and i have 40+ account opened without my knowledge. I didn't notice until 2 years ago and anyway... I've ...
I am trying to build my credit report up....I just got car insurance. Does this show on my report if i make all of my payments? I know that I need a credit card as well as other things to build it ...
Well, I was on ebay, this lady had a listing of a walmart gift card, she supposibly had an extra card worth $500 and was selling for $270. I emailed her outside ebay and set up payment through ...
I want to get a credit card, but I'm an unsure what a good interest rate is. Are there any credit cards that have interest rates in the single-digits? T...
this company sent me to a collection agency when i owed them nothing...i found out from when i went to buy a car the car place said you have good credit but this one thing is killing you..i had no ...
I have a Visa and i was looking to get another card. I'm 23 and have good credit. I don't have excessive debt. I just wanted to get a 2nd credit card. Would you recommend discover or Am. E...
does anyone no if you can still travel abroad if you are made bankrupt? Additional Details i do agree .debts must be paid and not going on holidays it isnt me . i was asking for a ...
Ok, So I owe lie $5200 one one card, $4700 on another, $500 on the third, and $300 on the fourth. I taled to a shady lawyer and he told me not to file for bankruptcy. He told me to stop paying for ...
so if one applies for a card...and lies on their application and get approved...how do the cc know? what if u dotn work but u just tell them u do? and u lie about ivome and ect..?...
Aems xx
Are people to blame for loaning? Or are loan companies to blame for offering the service?
I just want to know what your thought are on loan companies. Money Mart actually supported the Canadian Government efforts to regulate payday loans and asked all of their customers to sign a petition in favor of it. Who do you think should take responsibility for this kind of debt?
No one forces anyone to make these loans, all of the terms and conditions are in writing, so in my opinion the only person responsible for these loans are the people that use them.
Oldvet
No one has ever been forced to get a loan. Is McDonalds responsible for fat people? Is Dairy Queen responsible for diabetes.
Keep the government out of our everyday lives.
Goethe
Here in the states similar questions are cropping up lately. So called sub-prime mortgages were aggressively marketed and sold to people who ordinarily would not have qualified for the amount of debt they took on. At the same time the government made it harder for individuals to declare Chapter 11 bankruptcy (wherein many installment debts could be discharged vs. rescheduled in Ch 7 or 13 bankruptcies). It is yet another instance of the corporate-government axis that has ground down consumers with relentless pressure to borrow and spend until the time comes when all is forgiven the banks and marketers, but the middle class is further squeezed.
Ultimately, the CEOs of disgraceful lender institutions should be forced to contribute a significant amount of the past three-to-five years' total compensation to a fund that could be used to at least partially repay these ill-advised public obligations.
smellyfoot â„¢
Predatory lenders are unethical. But consumerism is all about supply and demand. If there were no demand for these services, then there would be no supply. I think people are to blame for taking out ridiculous loans that they can not afford. But it is sad that companies knowingly profit off of consumer stupidity.
Dewey K
It really isn't about responsibility. These people take advantage of other peoples misfortune. Here is a good information site:
http://www.1-800badcredit.com/payday-loans.html
the_wayward1
The person taking out the loan is responsible for his or her own debt. The terms are in writing, if you didn't read them that would be your own fault. People need to be more financially responsible. Just because someone is offering, you don't have to take it.
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