 What are the consequence of having a negative amount of $1,000 in the bank and not paying back? |
| My exhubby and I still have a joint bank account. (Big Mistake) Now we have to pay $1,000 on overdraft fee's and money he owes back for insufficient funds. What can happen if we don't pay? S... |
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 Can i transfer my car loan to another credit credit company? |
| i have a car loan to a certain company which i found that their interest rate is quiet high compare to other, can i transfer that to another credit company?... |
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 Please Please please help!? |
| Hi there, can you please help. I live in the UK. I need a loan asap and I have a very bad credit rating. Can anyone help, I have looked around and I cant find any. Please can you help me find a loan ... |
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| How to pay off credit card? |
| How can i pay some off my Virgin credit card, when i havent recieved any letters(bill) yet with the slip at the bottom?... |
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 What is the best credit card to get when you have no credit history? |
Capital One? or AmEx?
Additional Details
What builds up your credit fast?... |
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 How to get better credit rating? |
| I've never had any credit cards, CCJ's etc., and know that I would probably improve things greatly by getting a credit card, but I don't have time. I need a loan now, so is there ANY ... |
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 Please help my wife has credit card debt problems? |
| My wife has a 13,000 debt in credit card bills. About 5 years ago i helped her pay off a 12,500 debt due to the same thing. Now im in Iraq working my *** off and i have found out that she has been ... |
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 I have many credit cards and want to destroy all but 2.? |
| My credit score is in the high 700s. How will closing the cards effect my score and for how long? The 2 cards I am going to keep are my two oldest cards.... |
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 Does anyone consider 45,000 a year poor? |
I was talking to someone one time and they though anything under 50 grand a year was doing bad. I think it's fine! Certainly not wealthy.....but middle class.
Additional Details
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 Getting a Credit Card? |
| Wheres a good place to get a credit card if you have no credit and no credit score ??ANY SITES??? Or do you know another way to build up your ... |
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 Whats the best way to build credit without drowning yourself in debit? |
| My boyfriend and I want to buy a house together in the next few years but the only thing on his credit is one apartment he had for 9 months. On mine all I have is some money I owe a phone company and ... |
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 Do I have bad credit at the age of 16? |
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.
And they did get those ... |
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 Will they replace a $100 khols gift card if it was thrown in the fire? |
| I got a $100 gift card from Kohls for Christmas and my mother accedentally threw it into the fire. My brother and sister also got them however they still have theirs and my question is, can we void ... |
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 Does anyone else find loan adverts really annoying eg picture? |
if I want a loan the awful ad's wont make me get a loan through them.
I'm less likely to go to Picture loans or the one with carol vorderman. I think they should spend less on ... |
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 How much interest can credit cards legally charge? |
| I am a new york state resident with a credit card that just sent me a bill with an APR of 32.24%. I am in good credit standing (make all my payments), but am carrying too much debt relative to income.... |
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 Should I cancel my Discover card? |
| I've had a Discover card for about 10 or 15 years. Back then it was one of the few cards I could get. I HATE the company. They are constantly calling me with lame offers and mailing me those ... |
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Benny | Are there any alternatives to bankruptsy? |
I have student loans from college and several other debts that my parents helped me acquire before I was 18 and its been very hard for me to save money and pay my bills at the same time. My #1 priority is clearing my debt and I need a way to stay current with the bills I have now and pay my remaining $18000. I've considered bankruptsy, but I am just way too young for that and I know it will look really bad if I do.
Additional Details
I don't have credit cards and I don't shop all the time all I do is work and go to school, I just have educational debt.
Bankruptcy - who cares how you spell it...its still f'd up and you know what I'm talking about! |
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Moose
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Not if you cant even spell it right. |
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Q.S.G
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Contact your creditors and work out a payment arrangement. You could also contact a credit counseling agency to help you with a budget. |
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Leader Desslok
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Make a budget and stick to it. It's not that complicated. Spend less than you make. You may need to eat rice and beans for 3 years, but you can do it. |
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empowered2008
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Call your student loan lenders and tell them your situation you might qualify for a financial hardship term which will reduce your payments or just pay interest each month. You can also CONSOLIDATE your student loans to reduce your monthly payment. I have Nelnet. As far as your other debts call whoever you owe money to and tell them you are having a financial hardship tell them the month you will be able to resume payment or increase your amount. HOwever you do this communicate with the people you owe money to and they can work something out..
Do not do consumer counseling credit.. it's almost like bankruptcy. |
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Meegan
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you should look into getting your student loans suspended. if you are fresh out of school i believe that is an option. you may get out of making payments for 6-12 months *i think*
move back in with your parents or get a roommate to lower your living costs.
definitely don't do bankruptcy, it will screw your credit for at least the next 7 years of your life.
find the highest-paying job you can. take a 2nd job for evenings/weekends. |
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Julie Andrea
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NON PROFIT Consumer Credit Counseling
be sure it is the non profit one .. they work with the credit card companies AND other creditors to reduce or eliminate your interest and lower your payments, you pay the CCC agency and they distribute your $$ every month for you .. and you did have any, you would have to hand over your credit cards, they cut them up .. they may also advise you on bankruptcy
stop going deeper into debt, stop buying crap you don't need
Good Luck to you! |
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gum s
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I hope this helps you:
How to Avoid Bankruptcy Explained
http://www.debt-explained.com/category/How-to-Avoid-Bankruptcy-Explained.html |
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Christian93
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Click on the link below. This man is very helpful. He has an alternative to bankruptcy. There's a short form you fill out at the bottom of the page (not for a loan just for info). I have contacted him with questions before, and he really does answer you. |
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Captain Credit
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General information on bankrupcty.
http://www.creditmanagementworld.com/bankruptcy/bankruptcy01.html
Most of this stuff is for business to business bankrupcty, but some of it applied to personal bankrupcty.
You may want to consider a subscription to this website. It's only $80 to a year-long membership and it will allow you to look at the other bankrupcty documents that they have online. It's far cheaper to educate yourself first...rather than have an attorney educate you for $200 an hour. (The lawyer will spend all the time in the world with you of course...because the proverbial meter will be running the whole time.) |
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patois
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Now you know why it's called "wage-slavery". It didn't used to be this hard for young people. Please do not vote for Republicans. |
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dukalink6000
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With the change in bankruptcy laws, it may be easier to run away and start anew elsewhere |
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greencaddyman
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Stop shopping, sell some things, and find a sugar daddy. There are some other things you can do but it depends on how you look. |
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