 Anyone know of a mortgage lender who will loan to people with bad credit? |
| I had cancer a few years ago and spent 2 years fighting to get SS Disability. Things are better financially now but my credit has some delinquent medical bills on it and my score is in the low 500&#... |
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 VISA Gift Card?? |
My dad got me a VISA gift card for $100. He said that where ever they took VISA I could use it!
I was trying to buy a song on iTunes and I entered the credit card number and the security code ... |
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 I just got my first credit card in today but...? |
| im wondering why i have the balance i have. I know i had to pay an annual fee and all but after the fee, i have 124.00 on the card but then when i just checked online, it says i have only 75.00 on ... |
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 Why did Bank of America charge me 32.2 % interest? |
| I was late on a credit card payment to Bank of America and went over the credit limit. The next months billing statement charged me 32.2 % interest. I called to see if they would lower it, they said ... |
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 Is this a good or bad credit score? |
| I recently looked at my credit report and my FICO was 650...is this considered good or bad? What are the best ways to improve my score by April/May of 2008?... |
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 Could this be EBAY/PayPal fraud? |
| Someone bought an item from me and they only have 2 feedbacks (both positive). The eBay info says they're located in Canada, but when the person paid via PayPal, the shipping address is in M... |
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 Would you use a credit card for $1.74? |
A MAN I work with CONTINUIOUSLY uses a credit card for such things as pop and candy. He usually carries no cash on him at all. Won't the interest eat him alive ?
Additional Details
H... |
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| If i cosign for my parents to get a house, will it affect my credit? |
my parents are trying to buy a house...they already have one and cannot fully qualify for this other home...
they want to purchase this house and rent out the one that they live in now...<... |
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 URGENT HELP...I was scammed by bally, to signing a 3 yr contract. now i've stopped making payments....? |
| i don't own a credit card, but i have a checking account. Will my credit score be affected since i've deleberately closed my account and they can't get money from me again? i DON'T... |
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 How much will my credit score go down by applying for a new card? |
| I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit ... |
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 Where is the Credit card number located on Visa Debit Card? |
| I am in the process of purchasing something on line for the very first time and I need to enter in the Credit card number but I don't know where it's located at.... |
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 Bailiffs may be given the right to break in2 homes for credit card debts?? do you think that is fair? |
| after all..it is the credit companies that cause this problem in the first place!too easy to get credit!!... |
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 I have a high monthly VISA bill. Is it a good idea to transfer the whole thing to Discover? |
| Discover appears to have a better interest rate, and probably a lower monthly payment. Is there any downside to doing this? With credit card companies, there always seems to be a downside...... |
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sammythesauce | Are there any banks that don't look at your credit history? |
How do I start a bank account if I messed up on one already and no other bank will let me in? |
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kam
 |
Sometimes smaller banks will have a little more leniency to work with you. Most banks will run you through to check as they are Federally regulated. It shows compliance if an account was to go bad at a later date. |
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?
 |
You need a Mafia loanshark. |
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wjvv
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not still in business. |
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Marcus S
 |
Try a credit union.
Banks make their money on risk. One way they determine risk is through a credit check. |
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pastorfuzz
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a piggy bank |
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scott b
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lol |
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Together
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I got an account with citibank, I was in your same situation. They wont let you write checks, only use a debit card, but it is a start to a good banking relationship |
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staples_80_98
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Woodforest National Bank in Walmart has a second chance checking account. They charge $5.95 a month for this account, but their customer service is great. They don't treat you any differently then customers with regular checking accounts. They really do give you a second chance. |
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GTA_Realtor
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Depends
If you go for a fully secured burrowing, Some lenders may do so
GTA_Realtor
www.PowerOfSaleHome.com |
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I want my country back!
|
US Bank and Citibank will both let you open an account even though you're in chexsystems. |
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George
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no matter what, go to swiss. They never care, as long as they get their money back. |
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?
 |
get a cosigner. there are also second chance checking accounts out there |
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lisa s
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Is there anyway that you can go and pay the debt that you owe?
I know that this sucks if the fees were not your fault but, if you pay it now, you can save the money in all the other fees you would be paying by cashing your checks at the check cashing stores so think of it as saving yourself money in the long run.
Those check cashing places charge (lets say) $8.00 every time you cash your paycheck. If you get paid 52 weeks each year , look at all the money you are saving by paying your debt and going back to using the bank!
To keep you from getting into trouble again, consider not using checks at all and banking online that way you can see what your account balance is before you even leave your house
Best of luck to you
m |
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Red!
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Hello, if you are in the US all banks use a system (as of 2003) called Chex Systems. Here's what this system shows. It will bring up a record of every bank you were with (or are with) that you owe money to, even if you have disputed some charge with them like an overdraft fee or bounced checks and have not paid them, it will show up and the new bank is, by law, supposed to give you a form explaining the adverse action so you can go back to that bank and settle the issue. If the new bank rep. just says you were denied they are not complying with the law. When I was the one advising customers at the bank I worked at I would also tell them that even though you may have paid the debt, the bank might not take the next step and submit the info to Chex Systems. So if this what is happening to you, keep your payment receipts as proof and get a manager and ask them to take the proper steps to clear your account, report it to Chex Systems and get something in writing from them about this action if you can. If your situation is stickier than this you can e-mail me and we can work on it together. I know it is an aggrevation, but everything is fixable! My best to you. |
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iceman
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The bank of mom and dad.... |
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