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 Credit card?
Is there any problem if we'll not pay the bill of credit card. Or, If we'll go for settlement, they keep the details as defaulter or, wht? plz advice.......


 Can I get a used car loan?
I just turned 18 last week. I have been driving a 1988 Ford Escort for a year and a half. I paid $500 for this car so I am not sure if it is even applicaple for a trade in. I think it is time to ...


 Do negative records really "disappear" from your credit report in 7 years?
I recently viewed my credit report, and a lot of negative/delinquent accounts and records are not on it. So is true what they say about negative items being deleted from one's report after 7 ...


 Personal loan 5,000?
I need a four thousand dollars to pya off my credit card debt becuase I am looking ot buy a house in three years and I would not have gotten rid of my credit car debt by then....


 Would this hurt my credit?
I have perfect credit as of right now I always pay of my credit cards and on time. I got a the cell phone service Altell and didn't really like it to much, so i canceled after a few days, now i ...


 What happens when you don't make ur minimum payments (credit card debt)?
so i'm having a little trouble making the minimum payments right now. In about 2 months, i know i'll be able to make them. But what concerns me is how the credit card companies keep calling ...


 Can i still be eligible for a car loan even my car is under reposession?
our car was repossessed.and we cannot pay for the whole amount.instead of paying it,we are planning to used the money for down payment for a brand new car.can i still be eligible for a car loan?we ...


 Which credit card companies will give credit cards to someone who is a discharged bankrupt?
A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a ...


 At work they want me to do tasks that go against my beliefs.am i being unreasonable by refusing?
i work for a place that distributes loans. i got the job through an agency and was told itd be basic admin work. now they are trying to get us to take applications for loans and take money from ...


 Is it true that when you owed a collection agency you dont need to pay the full amount of the billing?
...


 I am in desperate need of a loan and I have horrible credit in the boston area?
I am interested in obtaining a loan to pay off debt that I find myself sinking into. The problem is, I have horrible credit. I dont want it to get worse. I have a great job but I was recently hit ...


 I am only 17 and i have a credict card with chase. i pay my monthly bill but am i messing up my credict?

Additional Details
i pay my bill,more than the minimum, i make random payments.but i was just wondering how will it effect my ...


 Credit card debt! please advice.....?
So basically I have 2 maxed out credit cards. One of 2,000 and the other 500. I'm a really broke college student. The little money I make I need it for food, shelter, supplies etc. That's ...


 Is it possible to buy a home with really BAD credit?
My husband and I have really bad credit. We both were in previous marriages and that is were it all started. He has a foreclosure on his credit report because his ex decided she wanted to keep the ...


 How do I rebuild my credit after filling Chapter 7 Bankruptcy ?
...


 Can debt collection agencies impose deadlines on repayment?
Hi,

I've just been contacted by a trace and collection agency, who reckon I owe an electricity bill from 5 years ago! Madness!

Anyway, do they have a legal right to impose ...


 Are debt collectors allowed to call your work?
I tell them go away I'm at work and youre keeping me from making money, but they think they can keep calling me at my office....


 How bad is it on my part if i continue to pay my mortgage late?
I have up to 15 days every month to pay, but i sometimes pay after . I don't mind paying the late fees, it's not an issue. How about credit wise (there is nothing that i can do right now to ...


 What is the worst case senario if my car payment is late?
say 2 weeks late?
Additional Details
im kind of embarrased to call and tell them it will be that late. i ran into a difficulty this month and something more urgent came up. i was trying ...


 Can a cell phone or cable bill late payment affect your credit?
hello,
I have a ton a bills and i forgot to pay my cell phone and cable bill on time. They were only 5-10 days late. i know when you are late with a credit card the day after it, its on your ...



Are there any good sites where I can check my credit?
I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks.
                     
 




KB
annualcreditreport.com ....no hidden fees like freecreditreport.com!


CJKatl
Rating
Beware - most sites do not show you your real credit score. Stick to myfico.com for scores, and the annual credit report site for just the report. And stay away from freecreditreport.com - $13/month is a rip-off!


helpme
myfico.com


$m¤¤v¥ £¤¢¤
Go to http://www.annualcreditreport.com. By federal law, you're entitled to one free credit report a year. This is also the cheapest place to get your credit reports.


Enchanted
Rating
There is only one site where you can get your credit report free - REALLY free - once per year. You are entitled to it by law.

http://www.annualcreditreport.com

All others will make you sign up for cr@p or charge you.

I've used them for years. You can view all 3 reports, and issue corrections, etc.


Carlos Cruz
Rating
Credit Scores are subjective. There are no set rules that creditors follow. However there are guidlines. It is important that you understand how Credit Scores are viewed by creditors so that you can use them to your advantage.

The site below can answer many of your questions and you can also submit questions for free.


beauty s
yes freecreditreport.com
u can check every day
pay 12.99 a month
it shows u everything like your score


Tonya F
Rating
sure-experian.com, or myfico.com are 2 great sites! Hope that helps


msshaden
Rating
www.freecreditreport.com


KaSa
You are entitled to receive one free creditreport a year. I use the website listed below. I gives you a score from all three major credit bureaus. No fees!


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