 How do I get my Credit Score? |
I just recieved a personal credit file from Equifax, but it did not include my credit score. How do I go about getting that score?
I live in ... |
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 Why is the lost or stolen number written on the back of your bank/ credit card? |
For goodness sake!!!!
If you lose it you would never know what number to call anyway!!!!!!!!!!!!!!!!!!!.......
Egg's site impressed me though, first thing you see in the &... |
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 Does anyone know of a place that re consolidates private student loans without running your credit report? |
Additional Details
I have about 40k in student loans through Sallie Mae that I just recently brought current and the monthyly payments are $600 and my APR is 18.24% I need to do ... |
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 They put my account as "Charged off"....??..? |
| I have an outstanding balance with a creditor, I called one of debt releif organization. So I am making monthly payments. The collection agency put my account as "charged off". Are they ... |
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 New year and I want to start clearing my debt.. what are some good free debt management companies I can call? |
My debt amounts to about 4000GBP.
I want to start cleaning up my credit file and clearing debits.
I need a decent free debt management company that won't take any of my money in ... |
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 I need 2000 to bail my boyfriend out of jail but i dont have ne credit cards or bank account? |
Additional Details
ok i dont think it right that you ppl judge my boyfriend not one of you kno him or kno why he is in ther so i really dont think you should judge ... |
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 ING Direct, is it worthy?? |
| I am researchign ING, and see that the ing direct savings account accures 4% interest. Y is it so much higher than normal banks? I am 18 with no credit hostory ( dont kno if that metters), can I open ... |
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 I'm 19 years old, full time college student, thinking of getting a credit card. What should I look for?? |
| I do not currently have a part time job (but I do have money saved up). I wanted a card that will give me points and/or rewards. Any suggestions on where to look? Should I even get one?... |
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 Will my bad credit be renewed when I get married? |
| I live in Texas and because of a hospital bill my credit is bad (the bill is only $35) We want to get married and buy a house and a car and all that good stuff. He has no credit will we be able to do ... |
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 Considering a personal loan...? |
If I was to take a small personal loan (less than £500), how long does the whole process take. Would I have the funds within a month for an overseas trip?
Thank you!!... |
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 Where can I go to "watch" my credit (I don't care if I have to pay for it.)? |
I would prefer to have a place where I can do a trial period.
I ALREADY tried PRIVACY 1-2-3 and FREECREDITREPORT.COM. I can NOT get another free trial though them, but there has to be ... |
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 Does going over your limit due to interest hurt you? |
| My question is as follows. I have a credit card and for the past 2 months when the interest payment hits it sends me over my limit. Will this hurt my credit score?... |
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 Whats are some good ways to rebuild bad credit? |
| I've been trying to apply for a credit card but keep getting rejected.I don't have any outstanding debt.... |
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 Do I have enough credit yet? |
| I've had my credit card for about six months now, I've had a debit card since I was sixteen (i'm now 20)... I have had an apartment for seven months now, and never missed a payment. I ... |
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hotgal3 | Are there any mortgage companies that lend to people with bad credit without having to pay nearly double the? |
interest rate!!!! |
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lingua06437
 |
You can't get something for nothing.
If you need a house then get it at a high interest rate if that is all you can qualify for.
Pay your bills on time for 2 years. Do everything you can to repair your credit. Pay off your judgements, cancel the cards you don't use, be sure your reports have the information they should, have at least 4 lines of credit, have a checking a savings account and never borrow more than 1/3rd over your limit. If you are good for 2 years then you can refinance and get a better rate. Actually you could probably refinance in 12 months, but you might be better waiting until 2 years. You don't want to refinance too often.
Good luck. You will need discipline and diligence, but you can do it. |
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hen d
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I dont think so there is any |
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MSMORTGAGE
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You should not be paying double the interest rate with any lender. There are plenty of Adverse Lenders with very good rates. Need any help e mail me or contact me through www.marshallfinancial.co.uk |
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dutch_luvs69
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there is some out there such as Beneficial Finance and a few other secondary mortgage companies but you will pay more cause you are a risk and your bad credit record already says you are not too responsible so they punish you with high fees and high interest . They make you pay fopr past behavior and also to protect them selves You would do the same thing if the role was reversed as you want to protect yourself in a high risk situation . |
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AG
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Not likely. People with poor credit are seen as much riskier to lend to. Becasue of that, the interest rate is much higher. |
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Health Freak
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unlikely, as most creditors lend people money with bad credit at a higher interest rate as they are considered a 'risk'
It normally states on the small print at the bottom of the telly advert 'interest rate is dependent on your circumstances' |
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binksiesbaby
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try moneysupermarket.com or London & Country. They should help you find one. If you get it sorted let us know. |
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Luckys Charm
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Yes i just got a loan for379000.00 and my middle score was only 623 |
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krs451960lovesnlc
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Keep trying, I just read there aren't too many people requesting money because eveyone already did, so home owners may be a bit more willing to work with you and morgtage companies should be competive. Good luck I am in the same boat. |
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INJECT MOULDING
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i am in the same position as you please remeber you are not alone in this matter |
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amkornele
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If you live in the US and haven't owned a home for at least 3 years, you might ask your Loan Consultant to check into an FHA loan for you. This type of loan is not score driven and is geared to helping First Time Home buyers purchase a home with little money down and a competitive interest rate. You may even qualify for downpayment assistance. Please e-mail me for further information: amkornele@yahoo.com.
Best of Luck!
Anne : ) |
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cfiagent_2000
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No. You would be a lot better off fixing your credit and then trying to get a mortgage. |
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