If I make payments on my medical bill but not in the amount they want, could I be sent to collections? |
| I have this medical bill that I cannot afford to pay in full. I have called the hospital to see if I could make a monthly payment plan. They told me they could but only in a term that is 6 months or ... |
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Should I cancel my Credit Card? |
| I've finally paid down most of my credit card. This month end I'll be able to pay the balance due which will leave only the small balance (about half of what's due now) on the next ... |
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Can a bank refuse to cash a check written from one of it's customers? |
| My brother in law has written me check and i do not have time for it to clear. When I took it to his bank they told me it is against their policy to cash checks for non customers. I had 4 forms of I... |
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How many people have been ripped off by trial offers? |
| I lost my internet connection when I moved and didn't cancel before the offer ended and when I got reconnected they socked me 40 bucks.No refunds ... |
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I am about 6000 in credit card debt and thinking of filing for bankruptcy? |
| My fiance and I purchased my vehicle together (both of our names are on the loan, but just his is on the title). I am a full time student and unable to make my credit card payments. I owe around 6000 ... |
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If I want to take all of my small loans and pay them off with a credit card is ther a credit card I can get ? |
| that will give me a 13,000.00 limit? My credit is good, it's just that i have a lot of small things open, and I want to transfer everything to this one card and just have this one payment. Is ... |
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Any ideas on where to go for home financing if you have no credit history but have plenty income for payments? |
| we have no credit history anymore.were victims of identity theft and in fixing that credit report was totally wiped ... |
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How many credit card should I have? |
I watched a video in my class and they said it's better to have one credit card only.
But in reality, I know a lot of people have like at least 2 credit cards and they said it's ... |
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Credit card write offs due to being under 21 when aggrement was signed? |
| Hi, i was told by someone that it is possible to get a credit card written off if you entered into it being under the age of 21... I have a card that i got when i was 18 and the interest rate is 28% ... |
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What is your opinion of any service that offers credit repair? |
| I need to fix my credit, and there are people on E-bay and elsewhere who guarantee the full restoration of my credit. Are they legitimate?... |
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Applying for a credit card? |
| If I apply for a credit card, but don't use it, is there any inactivity charges they can issue me?... |
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Does money owed to Collection Agency's go away over time? |
| I owe various amounts of money to more than one Collection Agency, money I have yet to even see in my lifetime of 23. I've expected this to follow me wherever I go until it's finally paid ... |
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Legal and personal question about co-signing.? |
| Im a 44 yr old single mom raising a 15 yr old daughter. i make 8 dollars an hour and struggling every month. i dont own anything, but i HAD good credit. My 22 year old son asked me if I could co ... |
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I was contacted by a collections company about a debt that isn't mine, is it a scam? |
| I got a call stating they were collecting a debt on a Nexcard account from 2002. They told me the balance was $5500, and that they were willing to settle if I'd pay it off. I did have credit ... |
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Where can i find he best deals on dooney and burke? |
im lookin for a dooney and burke dose any one know any places that have them on slae right now or is thier something else i should look at like coach or vera bradley
... |
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Robert P | Are there any reputable companies which help you to clear up bad credit? |
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viper_fang2002
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if you live in new mixico i now one email me to get the info BUT YOU HAVE TO LIVE IN NEW MIXICO |
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stephen l
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Yes, but before giving them hundreds, why not try it yourself for $20 ? Many people will tell you that you can do this yourself. You can with a little help. The key is to have the language of your letters correct. The wrong verbage will get you thrown into a turndown stack and possibly blacklisted. Additional tips will help you as well. I have had success with a do it yourself credit repair kit that costs less than $20…….a much better solution to those firms charging per month or $699 for a program. Good luck. |
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Ed W
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You can accomplish everything that CREDIT REPAIR companies promise for about $30. Pick up the credit repair kit at Office Depot or the like, follow the easy steps and you will receive the same or better results. Then be careful with your money. Hope this helps. Ed |
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Dewey K
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I had a similar problem then I found a website that referred me to a couple of credit attorneys. I found out the hard way there a lot of scam artists in this field. But these credit attorneys were honest and straight forward and helped me clean out a lot of the old stuff that can be challenged and did it in a record time. They raised my credit score by over 100 points and are still working on it. The site I mentioned is www.1-800BadCredit.com - They sure helped me. Good Luck! |
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DebtFree
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no such thing. the ones claiming to do this are scams |
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paper doll
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There are institutions that offer financial help, but of course you must consider their terms. Take the ones that would offer you a much lesser interest and would give you a better option in payment terms. |
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iceman
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Just ask yourself this..
If there was.. wouldnt everyone do it? And wouldnt you hear about them alot more often?
The answer is NO. Like most forms of debt repair and consolidation they are just rip off artists looking to take advatage of desperate people. |
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Tom
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If you would have asked this question a few months ago, I would have agreed with the people saying no. However, I was turned on to this company and back it 100%. I was/am in the same spot trying to clear up my credit. The name of the company is Trinity Credit Services. http://trinitycreditservices.com/
This company is cleared through BBB and is a recommended company through the military. I am in the Army, and on our webpage, it has links of recommended and cleared companies for soldiers to use. Trinity is on there.
Basically, it is a 180 day program that attacks your negative marks on your report regardless if it is completely valid or not. All my negative points were on there for good reason..i didnt pay. There are approx 200 laws a creditor must follow before placing negative marks on your report. most dont follow all of them, especially collections agencies that just want their money. If they cannot prove they followed every law (even 199 out of 200), they must remove it from the report. basically its a one time fee (depends what and how much you have negative on your report, to how much it costs). i believe they call it a retainer as they are lawyers. there are other companies that are similar, but the big difference is they charge monthly fees instead of the upfront one time fee. basically they will take your $100 a month and attack a few of the negative marks at a time to string you along for as many months as they can and collect the monthly fee. Trinity attacks every negative mark on your report from the start. You will be done with the program in 180 days. at least check out the page and get the free consultation.
This is my suggestion and first time posting to yahoo answers, i just am really happy with my results and am passing along. Good Luck! |
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