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 How many credit cards should you have?
I have 4 cards – one for gas, one for food, one for vacations, and another for emergencies. Ideally speaking, how many credit cards should you have?...


 How does an 14-year-old with no credit history get a credit card?
I'm 14 and I have tried 2 diffrent places the first was american express and the second was discoverey. They both wouldn't except me because I'm below the age of 15 and 18. Can some ...


 How do I get out a car payment/loan I cannot afford?
I don't make nearly as much money as I use to and I am struggling with my car payments....


 Should I file for bankruptcy?
I'm 27 and want to buy a house but I can't bc I'm about 10,000.00 in debt to about 15 credit agencies for random stuff and medical bills. I really can't pay them off. I just ...


 Trying to buy a phone and refused, saying I have a poor credit rating which I know nothing about!?
I live in the United Kingdom and was trying to buy a mobile phone online from dialaphone. They sent me an email saying that they refuse to sell the phone package to me because i have a poor credit ...


 I have never had credit..?
How can I build up credit? I've never had a credit card, closest thing to it is my debit card. Help please.
Additional Details
I thought it would be a good idea to build up credit ...


 When you have debt will the credit card companies send you a certified letter?
I'd assume when they are suing you, but just wanted to check My friend has a certified letter to pick up and she is scared about doing it. What else could it be?...


 Is that okay to sign up a car loan for my bf that I knew for 8 months?
Today we just cruising at the dealership and I found out that he has a bad credit, miss the 200 dollars payment up to 30k. and the salesperson force me to sign up for him, I didn't want to do it ...


 Where can i get a credit card....?
Where can a student with bad credit get an approved non-prepaid credit card?...


 Debt Collectors Called me, Im scared
I don't know the name, but they said theyre a debt collector company, and wanted me to call their main office. I'm scared, I don't know what to do. My mom doesn't know what it is (...


 Does it help your credit score to have more then 1 credit card and if so how many should a person have?
I was just curious if I should get a second credit card. right now i have a visa and was thinking of also getting an amex....


 Is having a credit card a good idea to get a good credit rating?
If i get a credit card and set up a direct debit to pay it off everymonth will it make my credit rating good? is this neccessary for things like morgarges in the future?...


 Closing a credit card....???????
Hey guys,
I was wondering if closing my credit card will hurt my score. It was my first card, I've had it for a year. It has a horrible interest rate, a low credit limit (200), annual fee,...


 If I have a credit card open with zero balance is there harm to my credit keeping it open? I will never use it
I have a victoria secrets credit card. I have paid it in full and have no credit available anymore. I like to keep it open because I receive benefits each month & coupons. Does it harm my credit ...


 How can i sell on eBay without a credit or debit card?
been a member for long time and i can buy things but when i try to sell they tell me i need a credit or debit card and i dont have one and im not getting one can anyone ...


 I am unable to pay my credit card bill? I ve been jobless since last 5 months?Help?
With an outstanding of 25K the customer service agent told me to pay some money per month. Over last 5 months I ve paid alreday 10K and instead of being (35-10K=25K) my Balance is coming upto 55K!! H...


 I got a letter from the bank?
...


 I need a personal loan for $3,500....have bad credit.?
I have looked online, and gotten nowhere. My credit score is too low for prosper.com due to a recent bankruptcy (divorce!) and my current AmEx debt (keep reading). I don't have a co-signer. I ...


 Ok Please be honest with Me Does Bad Credit Prevent me from becoming Employed?
I am asking because I have a feeling that it does and it makes it hard on People to do things with bad credit on their credit report....


 Problem with dept collectors... HELP!!!?
Ok, so... I'm 20 years old and I was being a moron when I was 18. I got three credit cards and went out of control. So now I have to pay for the mess I made. Well, Last month I couldn't pay ...



maksins
Are there any substitute for credit cards?
                     
 




gary m
Rating
other peoples cards


JAMMIT
Rating
cash, debit cards, perto cards, cheques, etc etc
Ans also coins


Sharky
Rating
cash?


Michelle C
money


ash
Rating
debit cards, pre-paid credit cards, or good old cash


Davie B
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Money...Dosh...Wad


teena9
Rating
Of course, there are always alternatives like debit or cash. You could even barter or steal, though I don't recommend the latter. You could also use traveler's cheques or a line of credit. Both are available through your bank. I like my line of credit because it works like a credit card but my interest rate is 9% compared to 19% with my credit card. Try mbna.com for more details.


estee06
Debit cards/ ATM cards
Cheques
Cash


usuck79
yeah those green things with old man faces on them...used everywhere in this country (America)


qwq
money and checks


Mona
Rating
Not really-- Any other methods of getting goods will be paying cash... You can always use a debit card but that's not credit because it will be coming off your savings or checking-- A debit card is your own money.... So, no there is no substitute for credit cards, no business will give you anything w/ out paying for it- .......................you can try stealing! J/K


JMR
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You can have a equity loan, if you are a home owner. With some equity loans you get a card you use like a credit card or some even issue you checks. Outside of that, cash, baby cash.


azrach187
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Debit cards. They are accepted where credit cards are but they take money straight out of your account.


amace020
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travellers cheques


Hell's Belle
Cash, debit cards, checks....what exactly do you mean?


Black Fedora
cash


paulrgreasley
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Reddies, rats, sheets, flash, Queens noses.... Cash


ben affleck sux
Rating
yes, Money


Emily D
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Yes. Get a pre-paid card. You put money into your account so you do not need to have cash on you all the time, but since you have a limit you will not go overboard on spendings. There is no bill unless you go over. If you choose to get a pre-paid card keep a good record of how much you have in your account.


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