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 What are the best possible ways to establish credit?
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 Late car payment need advice?
ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ...


 Any suggestions for someone with bankruptcy on their credit that would now like a credit card?
I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ...


 If my credit score is 714 and i apply for a wamu card how much will they give me as a start?
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ...


 Credit card for 12 year old.?
i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ...


 Out of all 3 reporting agencies, which score do lenders usually use when making a credit desision?
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 I need a credit card with no annual fees, but i have really bad credit...?
i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks....


 I am considering entering a debt management program. Anyone have any advice?
I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ...


 Shall I pay this six year old debt?
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I...


 Since i am under 18 and my parent has to sign for my debit card whoose name is going to be on it mine or hers?
my my name be one the ...


 How long an unpaid charged off account will stay in my credit file?
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 Can someone tell me how to find a Private personal loan lender in my area?
Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?...


 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month?
I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ...


 Is a 7,000 credit card limit for a 21 year old good?
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ...


 My credit score is 453.?
What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H...


 Does debt consolidation hurt your credit score?
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 Can Collections file a case on you and get you arrested ?
can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?...


 Will consolidating my debt with a consolidation company worsen my credit or will it help?
I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?...


 Which credit card should be paid off first?
I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28...


 I forgot to pay my discover card payment. Will it affect my credit score?
I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ...



Toni
Are there sources out there who provide personal loans if you've filed for bankruptcy?
If yes, could I get the name(s) of these companies.
Also:
1) Do they charge you an inital fee?
2) I'm not looking to get into major debt again. Just a smaller loan to clean up some debt not covered through the bankruptcy and that I will be able to afford to pay back monthly without digging a hole for myself.
                     
 




Faye H
Rating
Anyone that charges you an initial fee for a loan is probably a scam artist. It's the new thing on the web. Personal Lenders. Problem is, they charge you the up front fee and you never see your money again, nor do you get the loan.

Find a legitimate lending institution. Stay away from personal lenders unless you actually know who that person is. Unfortunately, a lot of the ones you see on here are from other countries so there is no way of tracking them down or getting your money back once you're scammed.

I don't know who to refer you to as I don't know who offers that type of loan. Just be careful and make sure you check them out throughly before you sign and don't send any up front money. There are lenders that will loan you money after bankruptcy. However, the interest rate on it is likely to be very high.


TaxMaven
If you have been bankrupt, then you should've figured out by now that BORROWING doesn't "clean up" debt, it just moves it around. If you are serious about not digging another hole for yourself, you should get a copy of Dave Ramsey's "Total Money Makeover" & follow his advice for paying OFF your debts & staying away from debt in the future. It has worked for us.


Bettee62
ANY PLACE THAT WOULD MAKE THE LOAN WOULD CHARGE A VERY HIGH RATE. PERSONALLY CALL THE COMPANIES AND WORK OUT A PAYMENT PLAN & STICK TO IT.


Garacaius
Rather than list 10 items here, go to google and search " bankruptcy loans ", there are responses for house loans, car loans, money loans. Your bankruptcy has to have been discharged ( over ) I believe. I went bankrupt due to a bunch of medical bills about 10 years back. I had a credit card soon after, purchased a car, even a small house after a couple years. Just don't get into any bad credit card habits ( I pay mine in full every month, just don't carry cash ) and keep working as much as possible and you can build your credit back up. Good Luck in your future. Oh, don't borrow from anybody who charges you a fee to apply - that is a sure sign of a ripoff.


jimmyjohn
Capital One sent me an unsecured credit card with a $2000. credit line, 30 days after I filed bankruptcy. There is a small annual fee & the interest rate is about 20%. It has a ZERO balance, and I plan to keep it that way, but it serves as an emergency card until I can establish my emergency fund. Most of the other unsecured credit card offers I'v received want huge fees that are simply ridiculous.


Clix
Rating
I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.


skcs11
yes, but very expensive.


mey t
Personal Loan With Bad Credit: Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

http://pay-your-debts.com/category/Personal-Loan-With-Bad-Credit.html


NONONSENSE
Rating
Taxmaven is correct, Check out Dave Ramsey. If you are really serious about going ahead with a loan to clean up some small bills you can check with Orchard Bank or Capitol One. A personal loan will be very hard to get, but after a bankruptcy is discharged you can probably qualify for a unsecured credit card. You will however pay a premium interest rate, because it will be setup from a subprime lender.


ashley
Rating
here are some choices
http://snipurl.com/1blap


Mr Chris Peters
Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com


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