I have a friend that is wanting to get a personal loan for $2500-$3000. She does have bad/poor credit.? |
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How good is a FICO score of 732 for a 23 year old? |
Additional Details someone asked about what loans and CCs i have had etc... I've had....
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Do i have to call the 1800 number on my temporary card to activate it? |
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Will I be able to raise my credit score by doing the following? |
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I have one of the lowest credit scores possible! Where do i start to fix this major financial obstacle? |
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I need a personal loan!?!? |
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Paypal ??!!? |
If i'm an ebay seller and I sell an item and want money via paypal service where does the money go?
my credit card?
Thank you in ... |
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What is your most burning question about getting out of debt? |
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If I do one of these free credit report pop up ads, will I regret it? |
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Credit CArd Debt..Stautue of Limitations? |
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My friend borrowed money? |
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ah well | Are you more likely to be approved for a personal loan if you have a co-applicant? |
I need a small personal loan for $2000.00 but my credit probably isn't the greatest. I'm not really sure what is in my credit report. I was approved for a computer from dell a while back but maybe they aren't as strict. Additional Details The co-applicant would be my dad and his credit is good as he has several credit cards and he always makes sure his payments are on time. But he's a senior and on a pension.
And I don't think I'm being selfish as I really need some dental work done and have every intention of making my payments. |
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The E
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The bank might ask you if you have a co-signer, tell them no. Only if you can't get approved on your own, then tell them you can come up with a co-applicant. If you are straightforward with them and tell them up front you have a co-applicant, they might not try as hard to get you approved by yourself. If you belong to a credit union, try that route first as they are more lenient with giving loans. |
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carmelle
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I think it would depend on the credit history of your co-applicant. $2000.00 doesn't seem like a lot of money to require a co-signer, but maybe your bank is more strict than mine. |
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bonlwick
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It would depend on the co-applicants credit rating. Obviously, a co-applicant provides added security to the lender. However, if their credit is poor, it could have the opposite effect. |
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butterfly420☮
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If your cosigner has good credit, you stand a good chance of getting the loan. You definately probably won't get one without a cosigner. |
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Leslie
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If your co applicant has great credit then i would say yes you are more likely to be approved with one. Try it without a co first they will tell you if you need one. |
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Yvonne M
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Yes |
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Monkey D. Ceddy
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Well I believe for most companies they require you to have a co-applicant when you would like some money... |
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JIM O
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unless you have a car to put up for collateral,you need aq cosigner. |
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sheidu5
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co-applicant no. co-sighner with good credit. yes |
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Duke O
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If your coapplicant has good credit yes. But it is a selfish thing to ask for. Work on improving your credit instead of dragging other's credit through the mud. |
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