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 Can some one please advice me on how to consolidate my countless credit card debt, who do I trust?Help!!!?
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 Is it legal to apply for more than 1 credit card at the same time?
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 I am 16 and live in the us. how and when can i start building a credit score?
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 What are the consequence of having a negative amount of $1,000 in the bank and not paying back?
My exhubby and I still have a joint bank account. (Big Mistake) Now we have to pay $1,000 on overdraft fee's and money he owes back for insufficient funds. What can happen if we don't pay? S...


 Can i transfer my car loan to another credit credit company?
i have a car loan to a certain company which i found that their interest rate is quiet high compare to other, can i transfer that to another credit company?...


 Please Please please help!?
Hi there, can you please help. I live in the UK. I need a loan asap and I have a very bad credit rating. Can anyone help, I have looked around and I cant find any. Please can you help me find a loan ...


 How to pay off credit card?
How can i pay some off my Virgin credit card, when i havent recieved any letters(bill) yet with the slip at the bottom?...


 What is the best credit card to get when you have no credit history?
Capital One? or AmEx?
Additional Details
What builds up your credit fast?...


 If I consolidate my credit card debt, will it effect my credit score?
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 How to get better credit rating?
I've never had any credit cards, CCJ's etc., and know that I would probably improve things greatly by getting a credit card, but I don't have time. I need a loan now, so is there ANY ...


 Please help my wife has credit card debt problems?
My wife has a 13,000 debt in credit card bills. About 5 years ago i helped her pay off a 12,500 debt due to the same thing. Now im in Iraq working my *** off and i have found out that she has been ...


 I have many credit cards and want to destroy all but 2.?
My credit score is in the high 700s. How will closing the cards effect my score and for how long? The 2 cards I am going to keep are my two oldest cards....


 Does anyone consider 45,000 a year poor?
I was talking to someone one time and they though anything under 50 grand a year was doing bad. I think it's fine! Certainly not wealthy.....but middle class.
Additional Details
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 I have pretty bad credit but I do have a co-signer. Is it possible to get a personal loan for 2000-3000 dollar
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 Getting a Credit Card?
Wheres a good place to get a credit card if you have no credit and no credit score ??ANY SITES??? Or do you know another way to build up your ...


 Whats the best way to build credit without drowning yourself in debit?
My boyfriend and I want to buy a house together in the next few years but the only thing on his credit is one apartment he had for 9 months. On mine all I have is some money I owe a phone company and ...


 Do I have bad credit at the age of 16?
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.

And they did get those ...


 Will they replace a $100 khols gift card if it was thrown in the fire?
I got a $100 gift card from Kohls for Christmas and my mother accedentally threw it into the fire. My brother and sister also got them however they still have theirs and my question is, can we void ...


 Does anyone else find loan adverts really annoying eg picture?
if I want a loan the awful ad's wont make me get a loan through them.

I'm less likely to go to Picture loans or the one with carol vorderman. I think they should spend less on ...


 How do I help a close friend to clear his debt ?
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melissa
At what age did you first get a credit card?
                     
 




angel_marie_1986
If I had a credit card I would have to let someone else hold on to it for me and only use it in a dire emergency because when you have a credit card you have to pay monthly intrest accruing payments which takes a while to pay back. I would recommend not getting one unless I had a very good paying and stable job and I knew that their would be no problem paying for the credit card. I am 22 years old and I don't have one although I do have a check card (which can be used like a credit card with out the intrest fees and it keeps you form having to hold up lines like writing a check does) talk to your bank if you have a checking account and see about getting one of thoes and after you see how well your able to keep up with that then reconsider the credit card...but until then I wouldn't even think of getting a credit card. And depending on your age that would be another consideration too (if your still in high school) I wouldn't even be thinking about that right now.


zipper
20 cut it up


bdancer222
22 or 23. Back in the dark ages, they were not easy to get and the credit limit was only $300. It was 3 or 4 years of on time payments, and two job promotions, before that limit got raised to $500.


Rawr
Rating
I don't have one yet. My mom says I need to get a job. WHAT IS SHE THINKING?!?!


ashleyowen82
19


AC
19


Jim
18. Got it against my parents' wishes, but did a lot of research. Strictly used for gas, food, etc. Never kept balances as I was trying to build good credit and never got into financial trouble with it.


Ovelia
I got my first credit card at 18, However I've never had a late payment and I never carry a balance either. I used it at that point in time to build my credit. Be extremely careful with credit cards and educate yourself heavily on them so that you can make sure and choose one that's right for you. and if you're one of those people that doesn't have self control when spending. Avoid getting a credit card all together it'll just be a disaster.


Rick B
Rating
I think around 20


der_grosse_e
Too Young!!!


Debbie V
Rating
18


autoprt
Rating
18. no one explained it to me i thought it was free money.


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