 What does it mean when it says " charge off account" on your credit report? |
| I was looking up my credit report and under a credit card it says the account was charged off.... what does that mean??... |
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 Credit Question? |
| I recently turned 20 and have been living on my own for the past year. I currently carry around $5,000 in credit card debt on 3 cards. I'm having a bout of bad luck as I lost my job about 2 ... |
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 Can i sue someone for my down payment if they got my car repossessed, and they were a co-signer? |
Additional Details
I was out of work and the cosigner told the dealer they were going to make the payment for that month and they didnt...I didnt hurt anyone's credit because it ... |
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 A question about depositing money in the bank? |
okay i have a bank account at chase bank
if i want to deposit 100$ cash can i do it at an atm machine, ordo i have to do it inside the bank??
and how long will it take before i can ... |
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 How to get my money back? |
| i joined the bally total fitness with a friend like a couple months ago. he doesn't have a bank account so i co-sign for him. the total amount of his and my member ship is $4068. couple months ... |
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| Defaulting on a car loan? |
| I have a car loan that i am struggling to pay and am considering Cancelling the Direct debit. i have checked all other options and this seems to be the only way to free up some spare cash. the loan ... |
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 How can I improve my credit score quickly? |
I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Additional Details
Oh, I am 26 yrs. ... |
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 I'm upside down with my car for $7000 what to do....???? |
| I bought a brand new car a year ago. My car payment is almost $500. I will like to trade in for another car that worth this payment but my payoff is $20,000 and the trade in value is $13,000. So I�... |
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 Rental car holds!!? |
| Do all rental companies put a hold on credit cards when renting? I tried Thrifty when I was out in LA and they where going to put a $400 hold on my card, I cancelled it 'cuz I needed the money ... |
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 Will a foreclosure effect your credit rating worse than bankruptcy? |
| We are filing for bankruptcy and will lose the house one way or another. If the foreclosure goes through, we can live in the home rent-free for perhaps up to 10 months. Or we can try to do one of ... |
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 Cosgined for my sisters engagement ring? |
| My sisters BF bought her an engagaement ring in October. He doesnt own a credit card so he has no credit history, good or bad. He opened an account with the jeweler and I ended up cosigning with him. ... |
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| What is the deal with these online advance payday loans? |
The bills aren't added up right and i need some extra cash for my shots for LPN school.
My question is: Do these things work and how? Do they go off credit? How do they determine how much ... |
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 How do I get on welfare.? |
| My mom thinks that I've been working enough now and I do too. I'm looking to take some time off for a while from work and get some relaxing time in. I need something to cover our mortgage,... |
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DragosaniX | Auto Loan w/ bad credit? |
I am in need of a new car, as my current vehicle is gasping for life. I need to work out some financing, but have a problem: in my first year in college, I couldn't afford all my expenses due to not having a job. It was a bad time in my life, and I had to get rid of my car. Ignorantly, I voluntarily had it re-possessed. Bad move, I know, but it was all I could do at the time (or so I thought).
This was 2 years ago, and since then I have completely recovered, haven't missed any payments, and my score has climbed from a low 500 to about a 625. I need a new car, but am afraid I won't be eligible due to the repo. I have a great paying job lined up (~50k/ year), and am looking to finance around 30k.
What is the general consensus on this issue? Will I be able to get financing, or am I doomed? I am looking at Cap One for the loan, but also have a credit union I can try, though I am thinking that Cap One is my best bet. What do you all think?
Thanks!
Matt
Additional Details
As for the job, I am still employed at the same employer since last summer, so technically I have been employed for nearly a year. The job I am getting is actually a permanent position at this firm; I have been part time because I have been going to college full time. I don't think my job history will be an issue in this case though (hopefully!) |
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SPIFIMAN1
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Capital One is a good bet. They are one of my largest lenders.
The only problem I see in your question is your statement that you have a great job lined up. This indicates that you are not working now. One of the first things that Cap-1 or any other bank is going to look at is your job time and how much you make.
You can give it a try and offer to supply a letter from your future employer. |
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twv706
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You can get financed, but you might have to pay a higher interest rate. |
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gabriel jones
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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helen t
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bad credit auto financing http://www.wesayes.com |
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indronil s
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So there is an increase in your credit it's good though 625is also not good. But now a days people with bad credit also get loans and it's possible. But before taking any loan always go through the terms and conditions properly and also the rate of interest otherwise problem may arise in near future.
You can make some search on yahoo or google to find some company .
TO know more you can visit
http://geteasyloans.blogspot.com
and
http://creditcardbiz.blogspot.com |
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