 I have a bill that's 400 dollars. I want to pay it with my credit card.? |
| I have a bill that is 400 dollars. I have an unexpected car problem and I need to get it fixed right away. If I use my credit card, will the credit card company expect me to pay the whole amount ... |
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 My Ex-roomate owes me $1400.? |
| He has paid me only $60 and not making remaining payments? Any ideas to get my money. He owes me the money as payment for my car that he totalled. I have copy of 1 check he has paid me and emails ... |
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 Someone has paid my Credit Card Bill? |
I had £1000 on my card. I logged on to check outstanding balance and found a payment for £3500 taking me £2500 in credit !!! Where do i stand as regards to the payment ?
Is the money ... |
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 Is this a scam??? |
| I used to work for wal-mart as an assistant manager, and I just recently received a check in the mail for nearly $700, as part of a settlement they are saying was due to me being underpaid. Now I ... |
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 Can I make payments anytime on my credit card regardless of due date? |
| I have a Chase Student Mastercard with a $300 limit and Ive already spent around $250. I've had my credit card for a week. Am I able to send payment anytime (like within a few days as I have $150... |
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 I put a fake address on payment account now im in trouple? |
| when i sign up it says address line 1. i put a fake one later on i registered my credit card visa and it said that they'll send me a code but i dont know where they'll send it and how ? i ... |
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 Can I have your credit card details? |
| I'M ASSUMING THE ANSWER IS NO.... SO WHY THE F*** DID THE PRICK WHO I'VE NEVER MET, WHO JUST RANG ME TO TELL ME I'D WON A TRIP TO FLORIDA, JUST EXPECT ME TO GIVE MINE TO HIM?!?!?... |
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 I've blown over £7,000 on credit cards this week. Was I silly...? |
When I heard about the big bang on wednesday I thought...well why not!
Then I thought...what if it doesn't happen?
Should I take all the shoes back do you think?
Additional D... |
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 What should I do, I have this credit card that I have been paying $100 each month for over a year? |
| the collection agency stopped taking $100 out of my checking account a few months ago and now they want the full amount. I don't have $9000 to give them. They won't work with me. THis is ... |
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 Bank Won't Take My Payment? |
| I went to the bank the other day to deposit some money. I have bills due soon. I don't have the money on me now, but my friend owes me some money - he even gave me a signed IOU on a napkin. I ... |
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 Gas Credit Cards? |
I would like to get a credit card that i could use just for gas. I dont have great credit but i dont have bad credit. around the 640 mark.
i would like the credit card to help save my gas money ... |
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 What would happen if the person that I cosign for doesn't pay? |
| My friend wants me to cosign a car loan for him. He doesn't have credit, I do. I am worried about what will happen if he doesn't pay. I know that I would have to pay if he doesn't, ... |
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 Are you prepared for your credit card statement ? |
| now that it,s pay-back time. And have you over spent! Don,t be shy,we have no idea who you are.... |
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 I was approved for a capital one credit card. i maxed it out and it was charged off. well, now im getting? |
| calls from a group telling me that they are going to take this to court. can they sue me? the total balance is like $700. im young and stupid but now i dont know what to do. i already asked them if ... |
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pixiedust2008 | Auto loan, no credit, no cosigner, just relocated...? |
I moved to california a month ago and am in desperate need of a car! I am 18, have no credit, no cosigner, and I will start a new job here soon full time. I have been employed at another job for about a year but I dont know if that will help me. I need a car asap. I need a loan that doesnt look at my credit and wont care soo much that Ive been here less than a year. Or another way to finance my car. |
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Johnnyk
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Tough question. Bad credit is not the same as no credit. If you have no credit, it should be simple to get the financing you need within a few days. The major providers of Visa and Mastercard -- ie. Bank of America, Capital One, etc., will extend you some credit immediately if you have no credit, maybe enough to purchase an inexpensive car. Do you have a bank account? If so, and you had the same bank in your old home state, your bank might consider extending a line of credit to you, or even give you an auto loan -- a new bank might do it too. Most auto dealers have programs for people who are just getting started, but you would need a job. Credit unions are the easiest to get a loan from. If you have been turned down by a dealer, I would apply for a Visa, then sit down with an officer at my bank.
I work in finance, and I see people with all sorts of credit issues, no income, etc. -- and most of them are able to find financing. The most important thing is not to have a bunch of people look at your credit all at once -- no more than four companies. This is why I am saying 1. Visa / MC first (one inquiry), then 2. Your bank. Odds are good you'll get approved by both, which would take some pressure off of you while you get established.
Good luck! |
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scalloper
 |
Shop around, a lot of car dealers will finance a car for you just because you can produce a check stub and a bank account number. The payments will be deducted automatically each month but be prepared to pay much higher interest.
Don't forget you have to get insurance also. |
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Jeff T
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Moved to CA without already owning a car?
What were you thinking???
Seriously, pay cash for a $500 beater. |
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glennroid
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You can probably get a loan at a pretty high interest rate, as long as you put down enough money that the lender has equity. Remember, they own the car and will be glad to take it back if you can't pay.
Try some local credit unions first. |
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Bart M
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It sounds like going into debt is the last thing you need right now. Just pay cash for your car. |
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Sman
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You can try prosper.com. It is a community lending site, you get loans from other people instead of big banks. A lot of people use it to turn their lives around and most of the lenders are regular joes like the rest of us! |
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michaelhaswings
 |
Car dealers are so hard up for a sale now that they will pay you to buy their cars.
You can easily find a car with a $1000- $5000 rebate and use $3000 of that rebate as a down payment and pocket $2000 for yourself. You have a JOB thats all that matters. You need a bank account and an address. Thats it!
I just bought a new 2008 Toyota Tacoma with no credit and used the rebate as cash down. The only trouble with this financing is the payment is 400 per month!
So there you go, make your best deal! its cheaper to buy a new car now than a used one. It's under warranty for at least 3 years and get better gas mileage than any used car. |
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Anjell
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Unless your new job pays mega bucks, you obviously can't afford a loan. Plus your only 18 and have no credit history....so how do you plan on getting a loan. The only other option was a co-signer...that's a no-go....you better secure a bus pass for now. |
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Pete W
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If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.
http://loan--house.blogspot.com/2008/03/bad-credit-loans.html
Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
http://loan-house.we.bs/carloans.html |
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Brown C
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yes you can get a auto loan easily, there are many online sources who provide auto loan for people have any credit situation and also with minimum rate of interest, for your reference http://www.carloan123.net my one of friend had recently got a car loan from there with poor credit and and also with minimum rate of interest, you can try this source may this could help you. |
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wanosd
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Go to a credit union and get a pre-approval from them. They will charge a lot less than banks, sometimes for as low as 4-5% currently. They sometimes will offer a fixed interest rate if you have decent credit and/or at least a stable job, as long as you haven't had bankruptcy or have bad credit.
Don't let the auto dealers eat you alive with their 18% interest rate loans.
Credit Unions will CUDL (pronounced 'cuddle' which stands for Credit Union Direct Lending) with auto dealers, which means some auto dealers will be able to have you automatically apply with a specific credit union.
Otherwise, use public transportation until you can afford to build credit and get a car. |
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dark shadow
 |
don't ever say your desperate
ppl can pick up on that and the next thing you know you are driving a lemon |
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Donny
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I bought my first vehicle last year when I was 18. My parents didn't cosign and I put 0 down. I just went to my bank and got a lien-holder loan for 8k. They mainly went off of my current job and how long I had been there. Your interest will be on the high side, but pay it off quick to avoid losing money to the loan and you will also earn credit based on how well you do with it. |
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andrew m
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You will be able to get a car that is no doubt but your interest rate will be up the wazoo. I bought a car 2 years ago and at the time my credit was horrible so I basically got a terrible deal in which my interest rate is 17.5% and my payments are 400 something a month. |
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Lisa W
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Wait until you start your job and take public transportation. You need to put a good down payment on a car or pay cash. Get a credit card somewhere and pay it off to help establish credit but if you don't have credit, you will have to pay a high interest rate. Just buy a used car in cash. |
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