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 Is now a smart time to pay off credit card debt or save?
I'm just curious. I should be coming into a little money sometime soon and I didn't know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down ...


 Has anyone ever tried to claim their unfair bank charges back and have been successful?
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 Credit Card Debt - Need help.?
I am 22 years old and I can see my self quickly going into debt with two credit cards I have.

1st. I owe $1450, and make payments on time.
2nd. I owe $3559, I am over and the ...


 Mother passed away with lots of credit card debt?
my mother passed away with over 50,000 in credit card debt. she has no insurance and no estate. i am getting letters from collectors and letters from places that say they are lawyers but appear to ...


 I need a personal loan. i get paid in cash(no proof of income) but have a high beacon score. anyone help me??
you MUST prove income to join prosper folks. well.. for them to loan you money. i need around 7000.00 five will work though.
thanks!
Additional Details
NO PROSPER PEOPLE!!!!!! GEEZ!!...


 Why is your personal credit score so private and you have to pay to know what it is; any free websites?
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 Whats the best way to fix your credit?
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 Does bad credit go away once u move to north carolina?
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 Does credit follow you from country to country or do you start fresh when you move?
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 How can I pay off a $50,000 loan quicker than 15 yrs paying $583.00 per month?
I need to get out of debt quick!...


 I hear horror stories about credit card debt. Should I really go into the credit card thing?
I'm 26 and I have no credit history at all. I'm always needing to make a purchase online like air tickets or internet courses. Right now I am not able to get a loan for school, a home, ...


 Best credit card to transfer balances too?
I have quite a few store credit cards with high APR's and would like to know the absolute best credit card to transfer my balances to....


 I have a debt in collections is there a way that I can pay the origanal bill & not have any dealing w/ agency?
When paying off debts is it possible to pay off the person who the debt is w/ instead of paying the collection agency>?

I have a hospital debt and they gave it to a collection agency. I...


 How can i get a home loan with poor credit?
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 Can i get my credit repaired?
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 How do I lower my APR on my credit card?
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 Sister using us as a co-signer?
My sister in law is 19 and going to college. Her Mom is trying to get my husband and I to co-sign a loan for her because the parents and all 3 siblings have bad credit. I asked why they can't ...


 I paid off a Credit card 7 years ago, closing it, now a debt collecotor is calling me on it? What can I do?
This has showed up on my credit report for years as paid in full, now the account has fallen off my credit report due to time passing. I ask them to provide me proof of the bill, or a contact number ...


 I have recently gone through a divorce and want my name off of joint accounts...?
My ex uses an account that affects my credit, my name is still on this account. Any ideas on how I can get my name off this account?? Thanks!...


 I'm recently divorced, and have lots of student loan debt, how can I clean up my credit?
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SouthernBelle
BAD CREDIT AND NEED credit card?
I WAS WONDERING IF ANYONE KNOWS OF A CREDIT CARD COMPANY THAT WILL ISSUE YOU A CREDIT LIMIT WITH NOT SO GOOD CREDIT. LIKE BANKRUPTCY, REPO ETC..THE MONEY IS NOT THE PROBLEM BUT I HAVE BANKRUPTCY OVER MY HEAD. CHAPTER 7..I HAVE BEEN OUT FOR OVER A YEAR. BUT I FIND IT HARD TO GET ANY CREDIT FROM ANYBODY. PLEASE NO RUDE COMMENTS!
Additional Details
THANKS HELLO KITTY!! I WENT TO THE WEBSITE YOU PROVIDED AND WAS APPROVED WITH CONTINENTAL IN DELAWARE. ITS ONLY 300.00 TO START BUT THEY WILL INCREASE TO 2,000.00MAX...ITS NICE TO KNOW THERE ARE COMPANIES WILLING TO GIVE SOMEONE A SECOND CHANCE
                     
 




Hello Kitty
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Hello check this site ..http://www.oskie.com/credit-cards/bad-credit-no-credit-secured-cards.htm I asked a similar question and this link was left for me by Bo Majors .. I found it to be helpful.. I need to build credit and so many people suggested just apply for credit cards and use it for gas .. or small things that I know I can pay back without a problem to build some credit worthiness but i didnt listen .. I only buy things when i can afford to but now i want to buy a house and i dont have anything to prove I can afford a 1100 mortgage .. even though I pay 1300 in rent .. so now I am applying for credit cards .. reluctantly ...


bouiver
orchard bank has a good card fees are better than first premier but you should go to a major bank and put your money in a secured credit card after you get orchard and you will rebuild your credit your score is probablyin low 500s so you wont be able to get a whole lot of credit but try orchard bank cheapest fees and unsecured card


visvardis
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get one of those preloadable cards its good for whatever you put on it


Jeff
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Why do you need another credit card?

The first one didn't burn you enough?


washyoface
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DCU

and don't type in caps please.


Gerald
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Sounds like you have used up a life time of credit. A history like your I doubt very seriously that anyone would give you a blank ticket to charge. Check at the bank and see if they will let ya have a cash bank card. Put $1000 in an account then you will have a card to use till the money is gone...


Adrian P
i would recommend you to go to a bank and ask for a secured credit card what that means is that you open a credit card with your owen money you set your own credit limit with the money you open it with say for instance you open it with $1,000 that would be your credit limit and every time u use money from it and pay it back it would report to your credit


Sir Readalot
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Go to your bank and buy a VISA gift card. It looks and works just like a credit card. The catch is that you have to pay cash for it up front.


D.S.M
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some companies will issue you a card if you have the proper amount of means to support yourself and pay the card and if your paying some of your old debt some companies take that into consideration


Willow M
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Premier Bank credit card but only like a $300. limit to start and their fees are high.


Heather M
Great company is First Premier Bank, or Capital One. Capital one has a higher APR so try First Premier.


Lily C
you can always apply for those credit cards that are for people with no credit or bad credit...they only thing is that the interest rate is through the roof on those....


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