 If you had a credit card limit of 25,000,000.00? |
| if you had a credit card limet of 25,000,000.00 what would buy or would u only use it when u really needed it?... |
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| I am trying to get back at credit card companies for sending their useless offers.? |
| I need more ideas. I already stuck trash in the business reply envelopes and stuck priority mail labels on them.... |
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| I want to open an account at the bank, but i not have the money to do so. Do you know any solution.? |
P.S i am from Egypt
Additional Details
i have a job i have a mony but bank account need a namber with 3 zero
Many of the answers are not really answers
It seems that it is ... |
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 I am trying to get a home loan? |
| I am trying to get a home loan and I have about 1400.00 of old debt on my credit that has to be cleared up. I am just findinf this out and we are suppossed to close on Aug 14th. I tried to settle ... |
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 Credit card bonuses, is spending $2000 for $20 a good deal? |
using my credit card, if i spend $2000 worth , i get $20 back, is that considered a good bonus? what are the typical bonuses for credit card the ones without any anual fees
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 I need advice on how to get rid of credit card debt.? |
| i have like 5 credit cards and half of them are nearly maxed out. i want to cut the balances down and then get rid or all but 1. how do i do it?... |
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 I need a unsecured bad credit loan of $6000? |
| i make 48k per and am suffering from bad credit due to old doctor bills when i didnt have insurance. At that my debt is all of $4k and cannot seem to get away from this credit issue. I have 2 credit ... |
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 Can credit checks alone hurt your credit? |
Ok people, this is a bit of a rant so hang in there with me....
I heard from a friend that when your credit is checked for any reason it casues your score to go down. The logic behind ... |
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 If you apply for credit cards and are approved, do you have to pay anything just to have them? |
For example, if i had a credit card and never used would i still have to pay a monthly fee or anything?
Additional Details
only reason why i want one is just in case of ... |
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 Is there a charge to get a credit card??? |
I am jus about to sign my credit card agreement and in the small print it says...
Total charge for credit
At the time the agreement is made : £257.78
Comprising intrest in the sum of ... |
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 What are some quick ways to raise my credit score? |
| I'm 19 y/o and I have three major credit cards. I have a credit score of 708 and I'm trying to get it higher. I recently applied for a loan but I need a co-signer. However everyone I kow ... |
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 How can I get rid of negative marks on my credit report? |
I have $2,000 in debt from collections and am going to pay in full this month. . What can I do / say / write to them for them to remove my negative marks??
THANKS!... |
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 Why do employers do a credit check? |
| I recently applied at fortunoff, and got to the second level of the interview, which was called an integrity interview, the lady said she will do a credit and background check, my credit isn't ... |
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 Help me to choose a Govt. bank(India)? |
i want following facilities
online banking(for viewing statement of account online)
Credit card facility
Centralised Banking Service
MICR ... |
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Monica | BAD CREDIT after turning 18 i didnt make payments etc,now 20 i have paid everything in full is my credit good? |
I got a credit card after turning 18 and i was doing good with the payments at first but being young and dumb i didnt pay after a while and had creditors started calling etc. now im 20 and i have paid all of my debts in full except for one or two left which are under $200, So since everything in the past was paid in full is my credit good, or has my credit score gone up? Please let me know!!! |
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BillK
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You have a chance to improve your credit rating and therefore brighten up your financial future by being patient, a conscious effort, and a personal debt repayment to improve your credit report. The most practical and effective way to truly improve credit is through a number of practical steps designed to help you not only improve your credit rating but also to maintain a decent credit rating once it has improved. No matter how bad your credit is, taking following steps will make it better.
STEP 1: Dispute Inaccurate Information or Frauds in Your Credit Report
STEP 2: Pay all of your bills on time
STEP 3: Reduce the number of credit cards you carry
STEP 4: Avoid bankruptcies, tax liens and collections
STEP 5: Request for Lower Credit Limits
STEP 6: Get a Small Loan or Credit Card with Co-Signer
STEP 7: Get a Secured Credit Card
STEP 8: Periodically Get a Copy of Your Credit Report
Find complete explanation for each step at:
http://www.howtoestablishgoodcredit.com/Credit_Articles/index.php |
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Lady Rhianan
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your credit will look better with the paid accounts. but it reports on your credit history for 7 years. |
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zombi86
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Not exactly. |
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jduck1979
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After you've racked up credit card debt, I believe it takes several years (like 5 or 6) for your credit to be considered good again.
This section on leading financial education website "The Motley Fool" should be able to help you out with any further questions:
http://msn.fool.com/ccc/check/check.htm
(don't worry....... one of the main aims of this site is to teach you how to look after your money in an easy to understand way, without boring you to death in the process like traditional resources for learning this sort of stuff) |
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rainman_1999_76
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It is possible that your credit score has gone up, however, the deliquent payments will show up for about 7 years. 30, 60, 90 day late payments are there for awhile. I was in the same boat...I moved when i was about 20 and didn't get a credit card statement and didn't pay the bill, so it went on my report. When I applied for a mortgage, they asked what happened, I put it in writing, and I still got the loan. |
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dmh7593
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You can find out your credit yourself for free 1 time every 12 months.
Free website they mentioned already: www.annualcreditreport.com
It's the only actually free site for credit reports from all 3 bureaus.
When you get them check your report carefully and make sure all your information is up to date.
If anything is wrong, you can dispute anything and a creditor has 30 - 45 days to respond and either correct it or let you know why they believe what they have is correct.
You still have lots of rights on making sure anything on there is what it should be.
Be aware of the Fair Credit Reporting Act at:
http://www.ftc.gov/credit/
They also have the Fair Debt collection practices act which has rules on how a creditor can contact you about debts and has a lot of good info you can use. |
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Enchanted
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You can find out for yourself at the site below. The report is completely free and contains information from each of the 3 major reporting agencies. If there are errors, you can file to have them corrected. You can get this report free once per year. |
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John R
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no. you need to write to all those creditors and have them remove the negative comments on your file. every time you were late they posted so on your credit. if 30 days late it shows, also 60 and 90. all those negatives reflect on your credit until you have them removed. |
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khill
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Check it out. You can buy your score for less than $8. It's a good investment!! |
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DARREN A
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until they are all paid it is unlikely your credit rating would improve maybe after 6 years things would show better providing no more credit blips in the future |
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Jed
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It doesn't work the way you think. Late payments hurt your credit score also.
Find a bank that will give you a secured credit card. Make a plan to use it (not too much, not overboard) for a couple of years. If you do this, it should raise your standing because you will be making regular payments ON TIME. |
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TaxMaven
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Well, paid is always better than NOT paid, but I'm sure your credit is still not that stellar. But, hey, why do you even care about your credit score? You only need one if you plan on going into debt & that is a very bad plan. Please go immediately to the website below. If you follow Dave's plan (like we do) you will be debt free & have money to buy what you need (like a car) w/o going into debt. |
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micro52000
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yes and start paying ur full balance as it arrives because in the minimum payment ur only payin 2 percent of the balance and 18percent interest. so it'll take years to pay off 100 dollars. |
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