tickled blue
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make sure all of the inquiries and problems are yours; pay down/off your credit cards......only have 2 credit accounts; don't have more debt than what you make; pay bills on time. |
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lala girl
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pay off all your ish. |
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karisob
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Pay off the things you owe and make sure you are making your payments on time. |
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Anna J
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pay your bills on time... eliminate debt... don't file for bankruptcy... have good standing loans/credit cards... don't forget to cancel freecreditreport because if you don't they will charge you 12.95 per month.... to keep your membership |
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jameslankford
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pay all bills on time...esp. the loans on an installment account. (not CC) |
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1 Hr Bookkeeper
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There is a fast way to fix your credit. It only takes 30 days, and it will only cost you the price of a 3-in-1 credit report WITH SCORES. Check out the article below to see how to do this step by step. It's super easy and you do not need anyone else to do it.
Hope this helps. |
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allshewrote82
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You can open up credit card accounts. In the beginning this will lower your credit score, but as you make payments on time it will build your credit. Make sure that all your bills get paid on time as well, because a couple late payments can make a huge dent in your credit score. |
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Beaker23
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WORK!!!!!!!!!! |
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Brian C
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I have been working on rebuilding my credit for years. Baically the best way to rebuild it is to pay off all the debt you currently have. Make sure that you are the responsible person for all the debt on your credit report though. Sometimes there are mistakes and fraudulent activities that can affect your credit. Assuming it is all yours then the easiest thing to do is pay the debt down and revamp your spending habits. When your debt is erased look for a LOW limit card like a store credit card with a limit of no more than $2-300 and only use it once per month making sure you pay the debt off in full IMMEDIATELY... It will be tough but thats the best way to do it. If you do not trust yourself with credit I suggest going to a local Credit Counciling Center for help. Search for a reputable one, ask your bank for a reconmendation. Good luck. |
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tigh stugots
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You thought is was good but it wasn't? What reporting? I had this same problem about 4years ago made all my payments on time perfect never late and had a 540 credit score and could not even get a good rate on a car. That right not one late pay. But I had a lot of maxed out credit cards that where killing me so all I had to do was pay them down. BOOM 700's |
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Blue
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Buy a house or a car. Credit's a catch 22. Cant build it w/o it. Start w/ a prepaid credit card. Dont pay any bill you have late. Call all your services and make sure they are reporting your timely payments to the credit bureaus. |
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Abcd
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if you have detd try to pay it off, you could get a small personal loan and pay it off in a few months or you could get a credit card and use it for regular purchases and pay it off at the end of the month that way you do not pay interest and build credit, but once you have raise your credit score get a better credit card with better benefits becuase most like you will not get a good credit card right now becuase of your credit, check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side. |
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AM-NM centaur
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There is no FAST way to fix your credit. Good credit is built through years of proper use, paying all bills on time all time time, not exceeding credit limits, and rarely using more than 50% of your combined available credit.
Next time, use annualcreditreport.com to get your free report. Just request one report from each agency every 4 months so you can get a rolling picture. This is the only official site for your free report. All others are from businesses trying to make money from you. |
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amy i
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are you sure someone didn't steal your identity |
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Sophie
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Pay off your debt by taking out a loan and just payoff your loan. That helped me ALOT!!! or try saving up money and ask your bank or credit union to do a Shared secured loan (it's like borowing your own money) Those are specially for credit building. Try banking at a credit union, they offer free financial services that can help you build your credit. |
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