 When I apply for credit cards, do I use my old address or my current one? |
I didn't know which one to use or will they send it to my old address
Additional Details
I don't want them sending it to my old address because my ex lives ... |
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 What happens when you get rejected by a credit card company? |
| I heard it makes it makes your credit bad. i dont have any credit and have been trying to get a credit card and i got rejected a couple of times does that make my credit look worse?... |
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 Best place to get a home loan with bad credit? |
| I am looking for a return on rent. I pay over $1000 for a place to live anyways, but do have a few problems with my credit. Where is a good place to try for a loan, I don't want my credit ... |
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 Please help and i mean PLEASE? |
| I built a website on CityMax.com and I am not sure how to quit?? I need to quit because it said it was free until I signed up and now I am screwed!!!!!!!!!????????????????????????...... |
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 What is APR? |
Do I have to pay the percentage fee of APR for a credit card annually if and only if I pass the credit line limit? late payments? and some other mistakes I make?
OR
Do I have to pay the AP... |
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 Debt Gone for good.... is this for real? |
Has anybody ever dealt with this website: http://www.debtgoneforgo
If you have, how was your experience with them?
The reason I ask is because my friend got an ... |
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 Any debt experts out there?!?!? |
| I have had a judgement entered against me for an unpaid debt which has left me unable to get a bank account or any type of credit. This debt has now been paid off and cleared but how long will it ... |
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 A Debt Question for anyone that can help...I received a letter from a Debt Collection agency today.? |
This was totally out of the blue but they claimed that they sent a letter to me a few weeks ago in regards to the matter..A letter i never received.
I rang them to find out what was going on,and ... |
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 After a credit card is charged off and sent to a collection agency, can you still settle with the CC company? |
| I want to deal with the credit card company (original debtor) and not the collection agency. Can I still do that, or has the credit card company already relinquished its rights to the debt?... |
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 Cant get a loan ???? |
| cant get a loan because i have no credit history anyone got any ideas ??? im 19 so any help would be ... |
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 Where can I get loan with poor credit a score of 512? |
| personal loans with few charge offs bankrupcty really need ... |
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| Bank of America...scam? |
| My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or ... |
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| Cancelling credit cards..does it affect your credit rating? |
| i have 4 credit cards (too many i know!) - but have managed to pay them all off after a spot of luck. now...i want to cancel 3 of them (keep 1 for emergencies) ....if i do this..will it affect my ... |
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 Will adding myself to my mom's high credit limit card hurt or help my credit? |
| I was recently added as a joint cardholder under my mom's $17,000 limit card and transferred $4,000 of my debt to it. However I have not sent back the form adding the new credit card to my ... |
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 Credit Card limit was raised, by the creditor how does that affect my credit score? |
| I have an Old Navy card that use to have a limit of $400, they raised it to $750 does that have a negative impact on my credit and my credit score or does it look good? Also what affect will it have ... |
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 Why do some people have bad credit? |
I know some people who have decent jobs, and good incomes, but always live beyond their means and have terrible credit. Why? Is it insecurity? Irresponsibility? Just a mental defect?
I&... |
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 Why do debt collectors call your house, yelling @ you & threatening you? |
| Why can't they be polite about it? & the person who's calling acts like as if you owe him/her money PERSONALLY. I understand I owe the COMPANY. I'm disabled, unemployed, & ... |
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 Do you have money I can have? |
| Lots and Lotsa $$$....YAY!... |
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 I cant get a bank account due to poor rating how can i improve my credit score if i cant obtain credit? |
| i run my own business and have to run all my financial stuff into other peoples account im not to keen on that please ... |
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shanell411 | Bad Credit-Home Loan? |
I have a 495 credit score and just had a recent divorce and still living with my husband. I am staying with him to save money however I want to get my own home and its seems not to be possible because of my credit score. I have collections and some recent one's too. Are there any lenders out there that would be able to help me? I know this is alot but I am in the process of working on repairing my credit by paying car and credit card bills on time and no new open accounts. I want to buy a foreclosure and they have really good deals in Michigan the area that I am in. I know there will be high fees associated with a credit score like mines. That is not such a big deal if I get a good deal on a home and I have an action plan for my credit and would refinance in a year or so. Only serious inquires please and any advice on this type of situation. Thanks! |
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Claudio
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You need to wake up to reality, you can't afford to buy a house. |
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aleish
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Check this resource: http://www.badcreditresources.com/bad-credit-mortgage-loans.html -- It has a list of lenders that approved bad credit home loans. |
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Gee L
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hi, been in the same situation..Im sorry to hear your story...anyway try it with nhbs, inc, im not 100% sure that you'll get approved but i was helped by nhbs when i was having financial and credit difficulty
have a great day and stay safe |
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greg w
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You can get a loan, but you'll have to put down a pretty good sized down payment. Typically they range from about 25-35% of the value of the house. I work in the mortgage business in Pennsylvania, and unfortunately cannot do loans in Michigan, but I am telling you that at least in PA, there are still people who will do this loan. I'm working on one right now that is very similar. You are going to need to try what is referred to as a hard money lender. The rate will be high, definately in the teens and you will probably have to pay around 4 points, but it can be done. |
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great s
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There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find Home Loans here,
http://badcredits.awardspace.com/homeloans.htm
They also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives. |
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Gary H
 |
Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.
Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.
You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:
http://www.axalda.info/bad-credit-mortgage.html |
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harry
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ite better for you to try for an online loan.i think that th e below website will help you to find the right solution. |
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n p
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Hi.
This site is well recommended for bad credit loans :
http://fype.com/badcredit |
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scammer police
 |
SCAMMER ALERT; BEWARE OF THE ADVANCE FEE SCAM,NIGERIAN SCAM ! NEVER send $ up front via western union,money gram,bank/wire transfer to NIGERIA,UK,CANADA,ANY FOREIGN country in hopes of getting a loan,cause you won't. You will get 100% guaranty SCAMMED if you do.Go to http://www.ripoffreport.com and http://www.scam.com for more on internet loan scams. Stay AWAY from ALL private internet lenders wanting $ sent up front,IT'S A SCAM ! Don't be a victim of these internet frauds wanting $ sent up front to NIGERIA,UK,CANADA. "BEWARE,BEWARE" !! |
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torrie
 |
To make this statement
"process of working on repairing my credit by paying car and credit card bills on time and no new open accounts"
and then to make this statement
"I know there will be high fees associated with a credit score like mines. That is not such a big deal if I get a good deal on a home and I have an action plan for my credit and would refinance in a year or so."
means you need to look at both those statements and figure out why you will not get a home loan for a few years yet.
Building a good credit rating mean you make smart credit decisions and not ones like in the last quote. What if things do NOT go as you expect and something unforseen happens and you can not refi?
Work on your credit. |
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bdancer222
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There is absolutely no way you are going to qualify for any home mortgage, expecially in the current housing marketing. Have you not heard the news that many sub-prime mortgage companies have gone bankrupt?
Your only hope is to clean up your credit. You should check this site: http://www.nfcc.org/ . This is Consumer Credit Counseling Services (CCCS), a legit non-profit company that offers free credit counseling. They also have a debt management program available, if you qualify, at no fee.
It's going to be 2 or 3 years after you clean up all those negatives before you can even consider buying a house. |
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Pengy
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Not now especially without 20% down and closing costs. The Sub Prime market has shut down, the Alt-A is almost gone and credit has tightened up for those with good (720 and above) credit. Continue paying your things on time but the collections will still remain on your report for 7 years. |
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spiritwalker
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unfortunately not, My friend is in the lending business his company works with the lowest score possible, and that's 520. Anyone saying they will really check them out hard. through the BBB, Housing Authories, and the Attorney Generals office.
You need to get your credit back on track, it'll take 6 months to a year to do that, with constant payments. |
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