 Repo question and a general credit rating question too!? |
| Okay, this is a little complicated. My fiance and I are about to get married and want to buy a house, among other things. Basically, we're trying to get his credit rating higher, because in his ... |
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 Do you have to pay to own a credit card? |
| I am thinking about getting a credit card, so I can pay for things over the internet, and then just clear my balance whenever I use it. Would this cost me anything? Do you incur charges if you don... |
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 Is there anything wrong with GA TRUST FINANCIAL? |
| I applied for a loan and just waiting for my funds, so far they are pretty good with me. do you think they are for real?... |
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 How do i handle this situation, i used my dads credit card through pay-pal ad he found out? |
| I used my Dads credit card through pay pal, and he just found out, in total i think i wasted about $160, but the money was wasted in breaks trying to see if he doesn't notice. For a while it ... |
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 Any company that provides loans for bad credit? |
| need to find a company that provides loan for people with bad credit.. no down payment ... |
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 We are trying to buy a home w/ credit score of 557..... Best way to improve credit quick? |
| We plan on putting 40,000 down in a house priced at 165000. We also have an extra 20000 cash. We currently have 3,400 in credit card debt on a 4000 limit. Is it better to pay the debt down, or ... |
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 How does this happen? |
| Me and my mom had an account with US bank and I was a minor. My mom racked up 982 dollars in debt with them. For some reason they think I owe the money. I was a minor when this happened. they later ... |
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 Is a 606 credit score good for a beginner? Im new to this whole credit stuff!? |
| Im 19 years old and im just starting to go in this credit thing. i had a credit card now for a year. I had no problems and have been paying my bills on time. But I was shocked that my credit score ... |
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 What's the best way to pay off 23G's of debt? |
Current APR varies from 23 to 30%, HELP!!!
Additional Details
Current apr varies from 23-30% but I don't want to consolidate b/c the cards will be closed after they have been paid ... |
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 How many of you live of credit cards?? and what will you do when you are up to your credit limit?? |
england is very much living off credit and is very much in debt with bank loans etc ..i just wondered what every one who has credit cards and lives of them will do when their credit as run out ??
... |
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| Is it a good idea to start establishing credit as a college student? |
| I am about to be a sophomore in college. I am not a big spender, but every once in a while I'll make a purchase that either requires a credit card or I would rather not pay with check or cash. I ... |
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 How do you work out 8.5% interest? |
on a debit card/credit card for monthly payments of car insurance?
say the amount is £353.95 how do you work out what 8.5% interest on top would be?
... |
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 What are the top 5 ways to build or rebuild your Credit score? |
| I've seen a few suggestions on the board, and put a few up myself as answering another person's question, but out of all the techniques out there, what are the 5 or 6 you find most ... |
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 My mother has alot of debt...? |
| My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in ... |
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 What to do,i have two credit cards with id fraud help?? |
| i have two credit cards,mint and capital one,both have been used with out my knowledge or agreement, i only found this out when statements arrived. neither credit card company will freeze the ... |
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 How do i clear searches on my credit file? |
| i have recieved my credit file for the first time in my life and found no ccj's or anything like that but have found searches from as far back as 2002. nothing on there says iv'e missed a ... |
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 Is there a type of debt consolidation for payday loans? |
| I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe ... |
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Evil_Cupcake | Bad Credit and No One will rent to us!? |
My fiance and I have tried submit applications for 7 apartments in our town, and NO ONE will rent to us, because his credit is horrible..He recently paid off his debt on his credit card, and it did not show up on his credit report, and his credit score is still really low..
my credit score is non-existant, as i just got my first credit card, and i have only paid 2 billing cycles..so it's showing up, just not showing any credit score..
everyone we try to rent from, just doesnt want anything to do with us..
they tell us either we're too young(21 & 24)<--which is BS..
or since my fiance's been to collections they won't consider us!
we can't have a cosigner because both of my parents are tied in with my brother and his loans..and my fiances parents are deceased...
we want to move out my parents house, because they are just too damn nosy about what we do! but no one will rent to us!
Help me =[
(ppshhhht not to mention a 1 bdrm apt here is at least 1250/month..)
Additional Details
I live in Fairfield County, CT.one of the richest counties in the country..i hate it here..but my family is here..=[! Unforuntaly we were dumb and signed a contract with a realtor stating we'd have to pay here 25% of whatever residence we last looked at with her, if we choose to rent from a private home, or another agency..
the worst part is between us we have $50,000....and still no one will rent to us..
and we both have good jobs (i make 14+ a hour) and have been at them for a year... |
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Annie
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where do you live why dont you look for a private person that is looking for people to rent |
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shiprepairwoman
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Offer a larger deposit or to prepay the entire lease. You might find something on Craigslist where you can rent a room in someone's home.
If you marry this man who has bad credit you will have problems for at least 7 years after he stops his bad behavior. He may never learn his lesson there are people more than twice his age with bad credit. He is lucky your parents let him move in it will be hard evicting him even if you dump him. |
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alomew_rocks
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there really is just not much to say about this except to read the local landlord/tenant laws of your city and state. Check the rules of your local housing court, if you have one. Landlords do have the right to turn down potential tenants based upon credit ratings. |
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kristin
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Tell the realtor you are just going to stay at your parents house and then start looking in the paper or on Craigslist. I had the same problem when I sold my house. I had to pay a bigger deposit, but I got a nice 2 bedroom house for less than an apartment. You can easily find something on Craigslist. Be upfront and honest. Tell them you are just starting out and your fiance doesn't have good credit. Tell them you are willing to pay more of a deposit (which is refundable as long as you don't mess the place up or break your lease). |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate. Icame across this company on NBC News Special Edition.Check it out here:
http://redirx.com/?0g4c |
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latebreakfast
|
The best thing to do is to find an independant landlord who owns a few rentals. Most of the time they don't check credit reports.
Look for rentals in the want ads, then go look at the place.
If they say they check reports, just leave.
Keep looking. Many small time landlords don't want to pay the 50.00 fee to check your report.
Personally, I have never had my credit checked by a landlord!
Good luck. |
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N K
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give them a month or two's deposit in advance and they will rent to you. |
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chessmaster_ultra2004
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Look for people that do not lease and or pull a bureau, it's hard for me to say so because I know most do pull a file.
Not much can be said...
IDEA!
ask them you'll put a few months of rents in advance! =] |
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NONAME
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find information about being an apt manager there you will manage an owners apts and get reduced fees. go with owners who will understand your situation. Could you buy a mobile home? the mobile home parks do not do credit checks. |
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Hollipop
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If you have $50,000; you might want to consider purchasing a house. That's a pretty nice down payment, and you can probably get a mortgage for around $1800/mo. Home ownership also does amazing things for your credit!
Or, you can apply for an apartment on your own (without your BF) and add him to the lease later.
Or, If you have a friend with good credit, you can ask them to cosign.
Failing all of those options, look for a duplex or converted house being leased by a private owner, as opposed to a giant apartment complex. Most of the time private owners are less concerned with your credit and generally only care about your ability to pay your rent in a timely fashion.
Hope this helps! ♥ |
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