some one is taking money from my bank account and all i have is a 800 number and they don't answer when i call. No company name is give on the automated system ...
A thought crossed my mind.. So I got curious. I'm sure the interest rates in the USA is cheaper than Australia. So how easy (or hard) is it for a non resident to borrow money from a USA bank?...
I have an international friend who stayed for 3 months with me and now she left for her country with a bill from debt collector coming to my apartment.
She had a car accident which was her at ...
I have a Capital One right now but I want to know about different benefits and rewards they have. Im not too worried about the interest rate because I pay it off every month. Additional D...
How are people getting $30,000+ in debt? How do you still have credit to qualify for credit cards and things that put you into debt? I have one credit card that I owed $1100 on and I can't ...
My parents are really nosey and I am well into my 20s and they have no business knowing my financial situation. Unforunately they have all my personal information - social sec #, maiden name (go ...
I co-signed to help a friend purchase a motorcycle. He is still paying it off but has made a few late payments (over 30 days) and this is displayed negatively on my credit report. Can I get these ...
My payment was due on the 13th, but I haven't been able to make the payment due to a family emergency. I am planning on making the payment on October 1st, when I get my annuity money, but until ...
kelliandjay
Bad Credit........how can I repair it fast?
Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me fix up my credit fast?
I have been to "many" different credit repair sites on the web. Some were pretty good and some were pretty bad. I refuse to use a website<!--that requires a fee to get their credit repair info when there is great free sites on the web.. I'm listing the best site that I've ever been to.
http://badcredits.awardspace.com/repaircredit.htm
It is a "free" do it yourself credit repair site. I have learned so much by reading and asking questions on that site. And, I have seen "significant" improvement on my credit reports after learning-->my rights and using them.Don't pay for information that you can find for free.
RacerX
I agree with STrojan that you can't improve credit quickly. If you have decent income you could always try to get a home loan or go through HUD for a home. Stay away from credit repair places as Fair Isaacs is re-vamping the Credit Scoring Scheme to stop credit repair company fraud. On the upside pay all your current bills on time. Like love, poor credit scores need time to heal.
Just Me
There is no fast way.It takes years.Get some consulting from credit experts.It's the best way to get your rating up.The above is wrong. There are good companies out there.Ask your bank or one of your credit card companies.
fabiananda
Do this:
1) go to www.equifax.com request a 3 in one credit report cost you around $29
2) Once you got your 3 credit agencies reports, dispute all the negative information. Just say that is not yours.
3) Wait for a month, Credit companies have 30 days to respond. usually they are to busy and don't respond within that time frame therefore the credit agency has the obligation to delete the record from your credit file.
dragonfire
there is no quick fix
you can dispute information
but if it's accurate it gonna stay on for 7 years
nothing you can do about that
those credit repair firms do no work
and you cannot get a home loan with out credit check
those "liars" loan or stated income loans are gone and thus what has gotten the industry into trouble with so many sub prime loans
Mike
PAY YOUR BILLS!
That really is the only way. There is no quick magic fix. Credit repair companies are all frauds that rip you off.
All you can do is pay your stuff off. You can call your old collection agencies and try to cut a deal on a settlement.
sexytrojan
You can't fix your credit fast. Buy a house.
There are programs that don't look at credit. You will pay a higher interest rate, but you can refinance to a lower one after your credit gets better.
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