 How can I fix my credit report? |
| they somehow put my brother credit cards on my line. How do I get it fixed?? call who and etc ... |
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 Which is better to receive as a payment, a check or a money order? |
| which kind of payment to receive is better? check or money order? any advice or explanations? thanks...... |
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 How do I begin credit? |
| I have a very low credit score - that's what I've been told. I haven't been approved for any credit card because of this. How can I begin credit if I cannot even get 1 credit card??? ... |
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 Who do you sue in this situation? Who's to blame? |
| You apply for a credit card and you get declined. You call and find out its because u have old medical bills on your credit report BUT u don't remember one of these visits to the doctor. You ... |
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 If i was late on my rent a few times.......? |
| would that adversely effect my credit score???... |
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 Debt consolidation loan...$7000 in debt!? |
| Would I get approved for a debt consolidation if I owe $7000 on an auto loan and misc. debt. How does a debt consolidation work? I dont even have the car that I am paying off anymore, which sucks. ... |
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 SERIOUS debt please help!!!? |
we have debt for the following
Council tax £750 with a baliff company rossendales after going to court demanding money in the next 24 hours else they will come in and retrieve household ... |
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 What is the best site for get your credit score for free? |
Most want your credit card info and say it's a 30 day trial. like freecreditreport.com Then they want 29.95 to get all 3 reports.
equifax ask for 14.95
what is the best ... |
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| I live in hawaii and i desperately need a $4,000 loan and my credit score is 580 around there......? |
| I applied for a personal loan at navy fed and got declined even though i put down a motorcycle as collateral .... this loan would solve alot of our problems..... can anyone help and tell me how i can ... |
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 Why dont Yahoo just BAN these people who repeatedly post adverts for loan? |
| These advertisers are just preying on the vulnerable, the loans they offer are probably about as genuine as DVDs from the 19th century.... |
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 Are two missed payments a default on my credit file? |
| I missed two payment on a loan, I then paid it off entirely so it was settled. Now I have looked at my credit file and it is marked as DEFAULT and says I still owe £5000, which is not true, I phoned ... |
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 Where can i get a loan for 4000 almost guaranteed with bad credit or no credit and even just avg. credit? |
i need to get a $4000 loan.
i tried two banks and got denied by one and other just never called back within a month and i had a cosigner.
where can i almost guaranteed get a loan at?... |
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angelslk | Bad credit..can i change my name and open a new bank account to obtain good credit? |
Ive heard of stories where people have changed there name...updated driving license and opened a new bank account....in order to obtain a new credit file? stories ive heard of where saying youve lived with someone rich and never applied for credit or that theyve been living abroad since they were 16 and have come back to the uk. is this possible? |
 |
 
DAS
 |
I'm sure people have done it, and more people will continue to try it, but it' s just like telling a lie, you will have to keep on telling it. It will catch up with you, and lastly it's fraud. It will take time and patience, but it will be more rewarding to do it yourself, and you will have a better understanding of where and how you went wrong, and less of a chance to do it over again. Good credit is an asset, Bad credit a liability. Learn from your mistakes, and become credit worthy, you will be better for it.
Good luck !!!! |
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PiggiePants
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Won't work - they will need more information than your name, such as social security number, and prior financial information willl be disclosed. You should work on correcting your credit rating, because your situation will only get worse, not better, if you don't address it. |
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LE
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No, because most things are based on your SS#, not your name. Also, when you sign for major purchases, they ask for your name and any other names/aliases you have gone by. If you lie on the application, it's considered fraud. |
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alatoruk
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legally you can call yourself anything you like so long as it is not to commit fraud.
oh yes - trying to avoid your correct credit history IS fraud, so guess what. NO NO NO NO NO you can't, sorry. |
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katzy
 |
Tons of people have tried it and it doesn't work. The computers would find out the truth about your background. Focus instead of making your credit better and stop spending so much. You will feel better about yourself once you stop this cycle of spending, running out of credit, wanting more credit, getting it, spending, etc. Stop it. When you get paid, put some of it away and use the rest to pay off your bills. If you don't you will only get into more and more trouble with the creditors. You are not alone and if you can get it into your mind that credit is a crutch and not a good thing. If you can get that idea early on in life then it is easier to turn the cycle around. Talk to a bank manager and see what they can suggest to help you. |
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Amenda D
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What you want to change? your name, your address your family. For only to through out your bad credit its not a good idea. So I suggest you to save money and resolve your bad credit.
Its the easiest way and also safe way for you. |
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TLG
 |
I don't recommend you change your name. You can open a statement savings account that offers a debit card. Keep that account in good standing for about 6 months and then try to open a checking account with that same bank. after a while you can obtain credit with them. |
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jackie m
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No because they need you date of birth, National Insurance no. and household bills with your name and address on it |
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Fellside13
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Do you not think that they might become slightly suspicious when your personal details are the same? |
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DJJD
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No, its fraud. |
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DAVID M
 |
Interesting question. If you change your name legally with the intention of obtaining credit you could be prosecuted for fraud.
The added story that is spun is telling lies to obtain credit, which is out and out fraud |
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whyndam
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I wouldn't recommend doing that 'cos its fraud. Don't worry 'cos there are ways to repair your credit, its not as hard as you think it is, it just takes some time. |
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