 Do you think we will be approved for out Mortage? |
Me and wife haev combined income around 110k a year. We have some credit card debt (nothing to horrible) and 1 car payment around 300/month. My credit score is 700 hers is 620.
We are ... |
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 Is it smart to pay off student loans with a credit card? |
| lets assume i can find a way to have my credit card pay for my direct loans. credit card is 0% apr for 12 months and loans is 3.5% fixed. Assuming i can pay off everything in 12 months, should i do ... |
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 Can paying off old delinquent and charged off accounts improve my credit? |
| I am trying to repair my credit. I have a lot of delinquent and charged off accounts. Will my credit still improve even though they have already been charged off?... |
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 How do I build/repair my credit score? |
| I have very limited credit history. I started this January. I read that I have to get a few credit cards to build credit history. I have a secured card from Citibank which only has 200 credit limit. ... |
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 Can my credit card used by another person ? |
Hi ..
I have a credit card, and I want to lend it to my sister. Can she use that credit card free ? I mean, normally I have to sign when I pay using the card, so is it OK if my sister use ... |
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 Will i be found by debt collectors in other country? |
| Im moving a country for good, as my fiancee not from here.I dont know when i will get job in other country, but i have loan here and credit card.If i stop paid can they find me in other country.And ... |
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 Do you think credit should be taught in junior high or highschool? |
| My parents did a great job raising me. They taught me so many things, but they failed in one area - teaching me ANYTHING about credit: how it works, how important it is, how to use it instead of ... |
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 Can I pay my current credit card bill in advance so I'll be credited when my next bill comes.? |
| I just received my bill. I made a big purchase just after the current bill cycle ended so I don't see that purchase on there. I would like to pay extra on this current bill so I'll be ... |
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 Credit card for bad credit.? |
| Im not sure how good/bad my credit is as im waiting for report, im fairly sure its quit bad though. What credit cards are the best for bad credit rating? Ive already been declined by capital one and ... |
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 Can a 17 year old get a loan? |
with a cosigner with good credit?
or can my parents get a loan for 4 thousand and can it be transfered to me when i am 18?
i have 2 thousand already i have been saving ... |
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 Do credit repair Co. really repair you credit by improving your credit score? |
| I was wondering if anyone who has been to these credit repair companies? If so, do they really repair your credit? Bye how much? How much did it cost? How long was the process? What's the ... |
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 We are on 2 years ARM of house mortgage and want to refinace.? |
| Our 2 years ARM house loan is coming up on next July and we plan to refinance our house loan. We plan to get a loan thru wellsfargo. What should we do? Will we need to pay lots of penalty for our ... |
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 Should I pay my credit cards in full or just the minimum?? |
| I've heard very different responses from many people and I don't know which one is true. My dad said to not constantly pay in full and others are telling me to pay in full every month. S... |
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 I have a problem paying 1 credit card, please read on & help, if you've been thru it or know what's best |
| I have several credit cards & a loan. I've always paid my payments, perfectly. One card, however, is becoming very difficult. I guess it's the "fine print" kicking in. So I... |
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| Does applying for too many credit cards hurt your credit score? |
| I have excellent credit and do not need any more cards, but some of the offers we receive in the mail look too good to pass up. Is it harmful to obtain them and then later cancel them, if you ... |
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marco c | Bad credit loan for a used car ? |
This has been asked, but i haven't got the answer i need. i got $4k down payment and i wanna buy a $12k used car. i have a low credit score but i only have about $1,600 debt that i am currently working with collecters to pay off(yes, Collecteors)and i also make about 3k per month. Does anyone know of a financial institution that will offer a loan in my situation that will not just send me to a "dealer" to buy one of theirs? i am aware of a high interest rates. i just need a bank to front the $. thanx. |
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Rachna M
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If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.
Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
http://loan--house.blogspot.com/2008/03/bad-credit-loans.html |
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mane H
 |
You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment. |
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thomas
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You have not mentioned abt your credit score..but $1600 is not a much debt as you are having a fixed income. You can get a lower interest loan at http://www.moneytoride.com which provides private party financing or person to person financing for used car....and that too for all type of people even for people having bad credit....
And if you want to consolidate your debt you can visit site named http://www.ezconsolidation.com which would provide you solution for your debts....
You can try any or both of the above option. |
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Waterfield Credit
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I would check with GTE federal credit union. They seem to be lenient on their programs.
Also Bank Mercantile might work.
The one thing I would encourage anyone person to do is to establish a relationship with there bank. |
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Marry M
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need a car loan with bad credit.don't worry its better for you to try for an online loan.i think that the below website will help you to find right solution. |
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don a
 |
There are a huge number of banks that deal with auto loans for people with challenge credit. The two best choices are:
1. Go to a very large dealership that advertises that they help people with credit problems. A large dealership will normally have more banks they work with, more talented leading specialist on staff, and stronger relationships with the banks. (There are exceptions to this rule of thumb.)
2. Put down a large down payment. The more money you put down, the more likely the bank is to give you the loan.
Also, note two additional things:
1. Depending on current rebate offers, a new car may be easier to finance with a lower payment and lower down payment for you.
2. Some credit unions are wonderful for people with credit issues.
My advice is to find a dealer you feel comfortable doing business with. Believe it or not, there are honest auto dealers and honest car salespeople. Try to find one you instinctively feel good about. Generally, you will get the best deal from a "good person".
For car loan quote
--------------------------------------...
http://www.loansandinsurances.com/ |
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CrackBerry Addict
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I would recommend taking care of the debt first before buying a car. If you can work out a Pay for Delete agreement with the collection agency, this might improve the look of your credit history to lenders. A Pay for Delete agreement is where you agree to pay the collection agency an agreed upon amount, and they will remove the collection account from your credit history. While it might not improve your FICO score too much (due to the fact that the original lender still has the negative information showing on your credit report) it will at least get the collection accounts off your record. |
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Shag
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check out http://cheaploancheck.com Thats where i go when i need a loan. you can compare everyones rates and get approvals easier. |
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