 How long can something remain in credit without being paid before they can not garnish your wages for it? |
| I have been paying a credit company $100.00 per month for the last 3 years. Voluntary wage deduction. Now that I am almost finished paying for those they send me a letter saying that i owe them ... |
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 Financing breast enlargments.? |
Hi,
I am 23 years of age with a 3 year old son and fiance. I have been thinking of having breast enlargments for some time now but am scruggling with financing it. I haven't the money to ... |
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 What should I use...credit card or credit union? |
| I'm looking for some serious answers here...please. I want to buy a used vehicle for $15,000. My question is should I use my credit card to buy it with an interest rate of 5.99% apr (credit ... |
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 Need small business bad credit loan....no collateral...anyone?? |
| I am in need of a small business loan to help with start up. I am just looking for $10000. This would help with lease securement and cash. I think I will have someone to help with the larger and ... |
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 How can I succesfully repair my own credit ? |
| Do credit repair companies work? I want to build or buy a house for my family .This is no joke , I have seven kids . So it's very important that I get a good P.M.I. and a good interest rate or I&... |
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 How badly will a collection agency going after $28 hurt my credit? |
| I recieved a letter saying I owe the cable company $28 for failure to return equipment. I returned the equipment, but there was a discrepancy they said they'd take care of for me. I can't ... |
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 How can I build my credit score fast? |
| My credit score is 525. I know very poor! I owe $1500 in medical bills and $600 in other bills( con ed, cable and verizon) these are all in collections. I also have a car loan in the balance of $23,00... |
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 In debt up to my elbows and need help i owe 4 credcards 15,000 how should i go about my way is not working? |
| im in debt up to my elbows and need help i owe 4 credit cards 15,000 how should i go about my way is not working and im so stressed out it consulidating a good idea or not im seriously thinking about ... |
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 I am thinking of letting me car be reposessed. How much will it hurt my credit? |
| I cant afford my monthly payment and am behind $1600.00. My dealership says they can get me a car loan on a less expensive used car with a co-signer and then to have my current vehicle repossessed. T... |
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 Money?????? |
| What is the fastest way to earn some ... |
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 Has anyone had credit repair done for bad credit? Only true personal experiences please.? |
I need credit repair and advice but im skeptical of scams out there. Please let me know of any credit counseling in Houston.
... |
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 Where can find a website where I apply for a credit card for people w/bad credit? |
| Are there any other than tribute, salute,continial fin., orchard bank or first premier.... |
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 I am in debt and trying to get a loan for £7,500? |
I have got 5 credit cards all with high monthly payments I need one loan to pay off these debts and nobody will help.
I am a council tenant, self employed cash in hand with only commission ... |
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 BAD CREDIT after turning 18 i didnt make payments etc,now 20 i have paid everything in full is my credit good? |
| I got a credit card after turning 18 and i was doing good with the payments at first but being young and dumb i didnt pay after a while and had creditors started calling etc. now im 20 and i have ... |
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 If a lender has made an incorrect entry on my credit file can i insist they remove it? |
| I was charged incorrectly for a bill and i rang them to change it, they eventually did change it and i paid the correct amount in full but they made a mark on my credit file for the old incorrect ... |
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 Could I get a credit card? |
| I don't know much about credit cards other than the absolute basics. I'm 18, in full-time education and only work 1 day a week so I don't earn much. I'm very careful with my money.... |
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Elisa | Bad credit needs refinaceing a car.? |
My husband has been paying car loan almost a year with very high rate 20%.
He tried capital one but got denied. may be the credit is still not good..
Is that possible that I can be the co-applicant then he may have better chance to get refinance?
I only have part-time job, but I have very good credit.
Also, which place that we will have better chance to get refinance??
Thanks!! |
 |
 
Gary H
 |
You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-loans.html |
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Anna K
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If you think that you are paying a higher repayment amount for your existing car loan<!--then you can bring it down. With the help of refinance car loans, you can switch the loan plan with effective loan management.
http://badcredits.awardspace.com/refinance-car-loan-bad-credit.htm
If you think your lender is charging a higher interest rate on your car loans then you can look at the refinance car loans option. With the help of a refinance car loan, you can avail multiple benefits. Firstly, you may reduce-->your monthly costs. Secondly, you may avail a competitive interest rate. Thirdly, you could be getting a flexible repayment period. Overall, you will be managing your loan a lot better. |
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Judy1
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Do you or he or both of you belong to a credit union, or is there one you are eligible to join? That could be your best option. |
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jboatright57
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Don't you have a banking relationship somewhere -- checking and/or savings account? Make an appointment to go apply for a loan, or a lot of them allow you to apply on-line, then you will know. |
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SPIFIMAN1
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Auto finance is what I do for a living and the first poster is correct.
Try Capital-One again with your name on top of the application and also try Wells Fargo, H.S.B.C. and Citifinancial Auto Finance. |
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luvbug7982
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absolutley, that can make a HUGE difference.As long as the co applicant has good credit and some sort of income, (its also a big plus that the co applicant is the spouse) then chances for approval are great. |
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stuffbroker04
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www.daveramsey.com
Your income is often your only wealth-building tool. The more payments you have the less money you can save or spend on your family. Ramsey suggests that only millionaires should buy new cars and no one should finance a vehicle... ever (because it is crazy to pay interest on an investment that is constantly going down in value, a car).
Dave would say buy an ugly car and pay cash. His advice has inspired me and my girlfriend to pay off all of our debt and house over the last 3 years, now we can pretty much do whatever we want... no debt yahoo! |
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JP
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Most lenders on this page will do a refinance for car loans.
http://www.loansourcesforbadcredit.com/carloans/
JP |
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