 Does your credit rating go up if you buy a car with cash? |
| I want to buy a new car because I want to boost up my credit rating so I can get a house later in life. Now I have enough money to purchase a decent car with cash. Will this affect my credit rating? M... |
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 Pay off debt all at once or little by little? |
| If I pay off my debt with a loan and pay under $100 a month, is that better than not taking out a loan and paying about the same per month and not being done paying it all off till about a year from ... |
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 How can I accept credit card payment from someone? |
| I have some things for sale and the guy wanting to buy them lives 500 miles away and wants to pay by credit card. Is there any way to receive his payment?... |
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 Getting my first credit card? |
| So im looking at getting my first credit card and its through CHASE. They sent me a letter asking me to send a copy of my Social Security Card & Drivers License....is this normal? If so how long ... |
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 Too much credit debt ... Should I use a credit repair service? |
| My CC debt is very high (>$30K), and the payments are getting too high. I have a great credit rating, but I can't keep up with high payments for the next 20 yrs. Should I use a credit ... |
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| What if I got a credit card over 1 year ago, have since moved, and don't know where the card is? |
| and don't know how to contact them for a change of address. I already checked my credit report, but don't know how to contact them. will the card eventually expire? What if they send the ... |
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 How to build credit? multiple cards? |
| Does having multiple credit cards help get you more credit? I have a college visa card, and I use it very often, but a friend told me I should use multiple credit cards to build more credit.... |
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 IF I was taken to the hospital while I was in High School but 18 years old. Who is responsible for the bill? |
| I have a collection from that time. Can the collection agency ruin my credit for that? Whos resposable for the bill, me or my parents?... |
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 What is a debit card, and how do you use it? |
| I also want to know how to use it online.... |
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 My bad credit accounts are all over 7 years old & are still on my credit - how can I get them off without? |
| how can I get these off my credit without starting the Statue of Limitiations starting all over again once I contact the companies. By the way - these companies have all sold them and beefed up the ... |
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 How can you get credit if you don't have any credit history on your credit report? |
| I have applied for a couple of small lines of credit... ex. Target card.... and they sent me a letter that says insuffient credit history... how do I get credit if no one will give me any???? I'... |
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 Do these credit repair companies really work in the uk has anyone had good experience? |
| i have had bad credit in the past and have being paying off most of my debts i am finally getting my head above water but everything i apply for even a switch card is being refused help needed! ... |
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 Square One Debt Settlement - I'm ready to get rid of my high cc's. This company contacted me and sounds good. ? |
| I open my own acct in my bank giving me control; pay them 15% the first 6 mo; next yr 60% I get paid/40% they get paid; next yr I'm fully investing into my acct for them to begin negociating. P... |
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 Any ideas on how to establish credit? |
| I am needing to establish some credit. My house and bills are all in my father's name being I have no credit. I want that to change. But first I know I need to establish some credit. What are ... |
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 Should i be co-applicant on a car loan with my cousin? |
| my cousin has a really bad credit score and he can`t get a loan for a car. he asked me to be a co-applicant . i want to make sure im not making mistake and not screwing my credit or myself.... |
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 How am I suppose to check my credit score? I've been to.....? |
| freecreditreport.com, truecreditreport.com, annualreport.com and they are ALL USELESS!. All they do is collect your info and thats it nothing else. They say nothing about what my score whether its 600... |
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 Seems like i have no future, pls help....!? |
| I am a single woman and my age is 28 years old. My big problem is, now I have to pay a lot of debts which is not mine. 3 years ago, my sister's business almost colaps and to help her I make a ... |
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Steve | Bad credit question? |
So I used to have really bad credit. But now I'm making really good money. Will I still always have bad credit? |
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Jessica S
|
You have pay all your bills in full and on time. Contact creditors/collection agencies and make a deal for payment-for-delete to remove derogatory info from your credit report. Don't apply for any new credit. It will take atleast 24 months of on time payments to increase your FICO score. |
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leonardhomes@sbcglobal.net
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It will get better over time as long as you pay on time. |
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Susieshark
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It takes time to get back with a good credit rating, can take up to around 7 years. |
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dyno
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As long as you pay things on time and when your supposed to then your credit will improve. Putting most things on direct debit will help |
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homehunter
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you may still have a bad credit score so get a copy of your credit report to see what derogatory items are still there from your bad credit days. Then you can proceed to improve your bad credit score from there. |
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LISA
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Not if you are sensible. when they see you pay your debt they will offer you more credit. But be good and say no cos you be back to square one |
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Eri
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It all depends on how many reposessions, late payments, and debt that you currently have, as well as some other factors. The best way I have found to build up credit is to get a credit card, only charge what you absolutely need such as groceries, gas, etc. Just make sure to pay it off every month and you will gradually get better credit. I was able to get a new car, without a co-signer, at age 18 doing this, so it should work. |
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stevexnelson
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No. You can improve your credit.
Get a secure credit card from a bank. Use this card to make purchases and pay it off each month.
Pay your bills on time.
Nolo Press has a great book titled "Credit Repair" and another good book is "Good Credit is Sexy,"
Get a copy of your credit report and dispute any inaccuracies.
Good luck. |
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Lindsey A
 |
You can improve your credit score with knowledge, some time, some effort and not a lot of money. Start by learning the credit laws in the United States. The big one that will help you is that credit<!--bureaus must respond to disputes in a set amount of time or they have to remove disputed items from your credit report.
http://best-loans.awardspace.com/creditscore.htm
Get a copy of your credit report and go over it with a fine tooth comb. Find the inaccuracies; almost every credit report has them. Write letters to the credit bureaus, disputing the inaccurate-->items. If they can’t prove it’s correct or don’t respond in time, the items must be removed. |
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