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 What is 85% of 352?
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 Each time I apply for a credit card, does it lower my credit score?
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 My Dad cosigned on my car since I have no credit... but?
Since I'm trying to earn credit and I make all the payments on my car, can I have the car put in my name? Or do I have to have established credit for them to make that decision?

If ...


 How to build credit? Credit card recommendations?
I have little to no credit. I got a credit starter loan and have been paying on it for a year now but i still can't get approved for things because i don't have enough credit. What are some ...


 What's the easiest and quickest way to repair your credit?
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 How many credit cards do you have?
Does it affect your credit rating for the best or the worst?
If none, how do you establish credit?...


 What are my rights as to constant phone calls and letters asking the same question from a creditor.?
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 Anyone else get duped by freecreditreport.com?
The part that hooked me into freecredireport.com was the "free" part. Only to find out that they have a monthly hidden membership charge unless you cancel. Why can't anyone earn an ...


 What can you do if you have bad credit and need to get a loan?
please provide any resources or companies that may be able to accept bad credit ...


 Why is it not possible to pay with a debit card?
i did try to sign up for the personals but yahoo does not accept my debit card why ??...


 If I pay my Credit Card off, and then cancel it, can that screw up my credit?
I'm considering completely paying my credit card off and cancel it. I rarely use it, and it's just been collecting interest for a few months. Before I do so, I am wondering if that mess up ...


 How can i get a credit card? im 20?
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 If someone dies and is the only liable name on a credit card, what happens with the bill?
there is a widow and everything passed into her name via and/or on bank accounts, vehicals and property.
Additional Details
Some of you are not reading th entire question: there is NO ...


 How can a person with bad credit get a $5000 loan?
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 Social Security Number?
Is it possible to get a new social security number??...


 How long does it take for a credit return to appear on the account?
I returned an item that I bought with my credit card and I wanted to know how long it will take to show up on my account and if it will appear online?...


 Minimum Payments?
I have a Mastercard with a $1000 limit. This is my first card and I was wondering, if I spend $100 how much do I have to pay back when I get my first bill? How can I find what the minimum payments?...


 When do I make my first car payment?
When do I make my first payment for my car loan? I am financing a car and picking it up tomorrow, just needed to know if I need the first payment up front or if I pay the first payment in a month?<...


 Is this a scam?
I got this dude's e-mail address from a question on here. He says he gives out personal loans to people $4000-$100,000. He asked for a copy of my ID. He is overseas. Is this a scam? What ways ...


 Is there any way of making real money online from zero bucks?? time is a limit..///?
there are many websites tellin abt makin money online... tellin 2 giv only 30 mins .... am ready 2 giv 120 mins but is there any real way of makin money???and i cant invest money online...i have my ...



mamaleah020103
Bank Account..does anyone know if i can open one even though i have an overdue on another account they closed?
I used to have an account at wells fargo, but i had an overdraft and they didnt even give me a chance to pay...then a month later they shut the accound and gave me a letter sayinf it was send to a collection agency...what should i do
                     
 




fiestyredhead
Rating
Pay it ASAP. You'll be able to open an account someplace else. But most likely they will want you to have a balance of like $200 at all times or you'll be charged a fee or something. They will want to make sure you have money in your account to cover checks you write.


kymepperly
You will not be able to open another account at Wells Fargo without bringing your account current with them. You will be able to open an account somewhere else that is non-related to Wells Fargo, be careful the collection company will fight hard to collect once you open a new account. They will trace you, that information hits all credit ratings and Wells Fargo's sharks will find you. I would find a small branch bank to open an account with or make good on the previous account. Good Luck.


ferf1919
You know I had the same problem with first community credit union but, I went to bank of America and they gave me one- that is the only bank who will.-Maybe you should try there.


Quarter Midget Mom
Pay it back and make sure they update your ChexSystems report to say that no money is owed. (Right now it probably says that your account was closed for overdrafts w/ money owed.)

If you need an account right away, try to find a bank that doesn't use ChexSystems.


dathinman8
A woman once told me that she couldn't believe she was overdrawn, she couldn't be out of money because she still had checks left. You really need to learn how to manage your money better.


Emily May 11/10/08 :)
Rating
they did that to me!!!!! i went to a new bank and they are much nicer and dont charge me a billion dollars if i go over 30 cents


Aine14
You need to pay your balance. After that, take your business to another bank. Find out about overdraft?


trev
Pay up and open an account at a different bank


girlajeepin
Rating
You can open an account at another bank, however you should contact Wells Fargo to clear up any outstanding debts you have with them. You dont want this to effect your credit rating.


2012
Rating
try at a smaller bank or credit union. I freaking hate banks, I currently have a $400 overdraft on my account. US Bank sucks too, just to let you know.


mor2fix202000
Rating
Go to national city Bank .They take Your money but Will give it back. I had a check on there bank .It took 3 kinds of id. a thumb print to get them to take there check.
The Young lady said there was money to cover the check but i did not use there bank so they did not to give the funds.
So go to national city in Bloomington Il.Your money will be safe as long as You want . They will not give it back.


I love the flipflops
Rating
Almost all banks now, use a service that allows them to call and check these things before you can open a new account with them..

At this point, it would also be on your credit report. Wells Fargo is the worst at that.

Contact Wells Fargo, ask them your balance and see if you can get contact infor for the collection agency. You can work out a payment arrangement with them. This way the debt can be paid and fixed. Remember, all they want if their money, no matter how they get it.

You have nothing to lose.


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