 Student loan and your credit.? |
| I'm currently in school and don't need to start paying on my student loan until six month after i'm finish school, my credit score is not too bad "700 " but i tried to get a ... |
|
 What happens if your checking account is negative and you never pay them back? |
| I have a joint checking account with my parent that I opened 5 years ago and never closed it to get my parent's name off because Chase wouldn't let me unless my parent was there. My parent ... |
|
 Help, Being sued for credit card debt? |
| Okay i've just recieved this letter in the mail today. I use to live in California but i just moved to Minnesota about a year ago. It's been about 6 months that i haven't payed for my ... |
|
 Is it Discrimination If One Doesn't Qualify For a Job Strictly Because of Their Credit History? |
| My cousin qualified for a job that doesn't require him to handle money or company credit cards. He has the experience, and scored highly on all four tests that were given. But as soon as they ... |
|
 I have a credit score of 420,will a mortgage company give me a mortgage for 50,000,i can put 20 percent down.? |
| are ther any other options other than mortgage company?i hope that my capital will prevail over my credit.... |
|
 Obtaining credit card? |
| Can someone get a credit card with a beacon score of about 618 and some late payments? Just wondering.... |
|
 Pay off credit card question..close account ? |
| Im going to pay off my Washington Mutual credit card this afternoon, ( esp 2500.00 ) after i pay off and get to a zero balance, should i close the account and cancel the card or just cut up my card ... |
|
 Im 18 and i wanna build up credit. what kind of credit card should i get? |
| i just thought there might be a good credit card that i should get. secure and all that.... |
|
 How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
|
 Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
|
 What do I do? The dumb cashier kept my credit card.? |
| Okay, so I went to a burger place earlier today and did drive-thru. The cashier forgot to give me a receipt and my card back, and I totally forgot all about it myself too. I guess I was prob. ... |
|
 Whats a good CC for peoples like us? |
Wife and I have low to average credit, but are now out of all debt (except mortgage).
We are looking for a credit card that offers some rewards since we already use our debt card to pay for ... |
|
 How can I collect a debt from someone who is hiding from me? |
| Someone owes me several thousand dollars from a dishonest investment scheme. He lives in another state. I tried having my attorney bring him to court to get a judgement issued, but the sheriff can... |
|
|  |
ransomedbyfire | Bank of America Mastercard vs. Visa? |
I got my first credit card a couple months ago. It's a Visa Worldpoints card from Bank of America with a 6 month 0% APR promotion. Starting next February, I've been told, my APR will be like 11%
I have also been recently offered a Bank of America MasterCard that has 0% APR on all transfers and credit checks, but not store purchases for 12 months. After that, my APR will be like 15%.
Talking to the lady on the phone about the MasterCard did not give me good feelings, not to mention the fact that my parents were in deep with them for a good part of my childhood.
My question is, for those who have had experience with Visa and/or MasterCard, from Bank of America or otherwise (please specify)what have your experiences been and what do you suggest I do? Is MasterCard really as evil as it sounds? |
 |
 
★→Damianâ†â˜…
|
haha i have a bank of america Cash rewards mastercard and a worldpoints visa. the cards are great especially the cash rewards mastercard. you should get it. its not evil haha. |
|
XoxoxoxoX
 |
Are those 11% and 15% APR fixed interest rates after those special offers? Since the Visa Worldpoints is your very first card, I am assuming that you don't owe much and not need a balance transfer. Why were you talking to the MasterCard lady? Applying for your credit card? If not, I would suggest you NOT to apply for this MasterCard. Just because the high interest rate. I hope the 11% is fixed on your first credit card. Just have this one to start with, learn to be responsible for it and use it wisely. |
|
Steveo
 |
The question is not the logo, it's who is issuing the card. Your best bet is to go to a credit union. Their interest rates are always the lowest. If in a crunch time, and you need help, you can go to them. They don't have those introductory rates, but they don't work for stockholders, they work for you the customer. See what bankrate says about this. Of course, you do need to join a credit union. |
|
caleb b
|
It's good news folks for all Bank of America fans. Open your arms to receive the Rewards American Express Card from Bank of America. What makes this credit card special is that it will be readily accepted across the global network of American Express . Proudly called the Bank of America - Rewardsâ„¢ American Express Card, it brings together the goodness of both the Bank of America and American Express. Let us look at some of its features.
Basic features highlights
1. 0% Introductory APR (Annual Percentage Rate) on balance transfers and cash advance checks for first 12 billing cycles.
2. Low fixed interest rates after the introductory rate has expired.
3. No annual fee.
4. Option to pay over time.
5. Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services.
6. Extended warranty protection on purchases from scheduled outlets
7. Insurances for accident, damage and rental loss, while traveling
8. Protection against damage or theft of the card
Get more details at: http://www.credit-card-gallery.com/American_Express.html |
|
hmark
|
Be very careful with credit cards as the banks now have new regulations in place in which if your balance is more than 20% of your limit, they can raise the APR to whatever they want. This is of course, in the fine print area. I have several accounts with them that I closed regardless of the credit consequences since Bank of America's regulations are not people-friendly and just out for the bottomline. |
|
src50
|
BOA Mastercard or Visa makes no difference - BOA is still the lender. In my experience, BOA provides about the worst retail banking customer service I've ever seen. I canceled my BOA card when they started pestering me with marketing phone calls. |
|
honeypepper
|
Citibank offers the lowest interest credit cards that you should consider when you decide to get a new credit card. As long as you make the monthly payment ontime, MasterCard, Visa, or any other brands are pretty much the same. Citibank has one of the best customer services from my experience. |
|
Sreeni
|
Hang on to your Visa Card and always make payments on time. Also, since its the same bank that is issuing Mastercard and Visa, I dont think they'll allow you to do any balance transfers from Visa to Mastercard.
If you continue to use ur Visa card responsibly w/o any missed payments for about a year -- you could ask Visa card to increase ur credit limits or by that time, U will start getting plenty of other card offers in the mail. |
|
mitch9262002
 |
Don't do it!! Bank of America is one of the worse companies to deal with. If your feeling were negative in the beginning, then you are probably right not to involve yourself with them. Just stay away!!! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 39 minutes(s) ago
| | | |
9 | 57 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
9 | 5 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
