Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Is there a credit card that is best when you have bad credit?
I have been looking around online, and the ones I have been finding I have to pay a lot of money to get. I am trying to get my life straightened out, and that obviously includes my credit. Please ...


 Has anyone been approved or turned down by Amcapital Loans?
I have started a loan process with this company and I was hoping to have some feed back from someone that they've helped, either past or present....


 I know there is a website where you can check your credit report annually for free? Anyone know the website?
...


 Am I liable for credit card debt that my 21+ yr old child has that lives in my house? I did not co-sign!?
Card company is taking legal action against child....


 Can i erase a collection that was put on my credit file recently?
i brorow credit to a family member and i was never informed that the money was owe so now i get this collection on my credit. i paid it off right away but can i do anything to go away?

...


 Auto insurance ran my credit several times is this bad for my credit rating?
...


 I need to get out debt fast can't get any with my scroe need help fast how can resolves this?
...


 Can collection agencies garnish your wages?
the collection agency is threatening to garnish my wages for a 900 bill. the thing is that im a waitress (in college) and my checks are usually zero. so how can they garnish it? unless the govt ...


 As an additional cardholder on a credit card can take over the debt of the card if cardholder dies?
...


 Does anyone know where I can get a quick loan from - I have a very bad credit rating so cant ask my bank?
I really need a loan in a hurry but due to a poor credit rating my bank wont help me - I have tried some of the main loan companies with no luck - does anyone know any companies that may be able to ...


 What do you think about gift cards?
Do you think they're great gifts for friends, family, etc.? or do you think they're impersonal gifts that makes you feel as though the person who gave you the gift card doesnt know you well ...


 I have lent a "mate " over £5000.00 and he is avoiding & making excuses about paying me back?
I loaned a so called mate & his partner over £9700.00 to set themselves up in their new home.I agreed to help him as he had money coming from his mothers estate as she had just passed away. The ...


 What is the easiest credit card to get if you have little or no credit?
I need to improve my credit so I need a credit card...but have no credit, just a car note....


 Where can I get a FREE CREDIT SCORE? every place I find, signs u up for a month trial or charges.?
every place I have found charges for a months trial or makes you pay. I thought it was obligated by law to give you your free credit score....


 What do you do when you've lost your debit card?
I can't find it anywhere. Do I call VISA to report it missing, or my bank? Is it a long process of cancelling one and getting another? Are there any fees?

Thank you....


 Does anyone know if i can purchase items without credit or debit card?
i only have cash card? as i can not get credit as i have cleared my debts.
Additional Details
inc. on the ...


 HELP!!! My delivery has not come after 25 days!?
I ordered a pool table on the 8th december from www.kvoot.com and i was told it would take between 1 and 10 days to arrive. It has now been 25 and I have already emailed them after 21 days with no ...


 Can a salary of 43k afford a 200k house?
...


 Does your credit score go down if you make a big purchase like a car?
I was told that since I made a big purchase..ie..my car and also co-signing for my daughter, my credit scores will go down..is this true??...


 Are postdated checks illegal?
...



disabledgrl
Bank of America...scam?
My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or a case of identity theft?
                     
 




andrewtrades
Sounds like a "phishing" scam, the kind where scam artists try to get you to use their sites to log into your own bank accounts or credit card accounts. When you do, they record your login information and the theft begins.

If this notice came from a bank, he should contact the bank directly and ask. Over the phone or in person might make sense.


mikealao2
Rating
Your boyfriend should contact Bank of America to find out. It would also be worth at this point for him to run his credit report. You can do it online and get the report almost instantly. At this point I would say it is worth the $15 investment. Try any of the credit agencies such as Equifax or TransUnion.


PRC SD
Rating
It's probably phishing (trying to get you to give personal information). Show it to a BofA rep at a bank and see what they think. They will probably investigate on their own because stuff like that looks bad on them.


bdancer222
Rating
Was this an actual letter or was it email? If it was email, it was just the normal spammed phishing scam, sent to thousands in the hopes of someone with an actual Bank of America account will click onto their site. Just delete and forget it.

If it was an actual snail mail letter, definitely take it to a BOA branch to check out.


Alterfemego
Rating
Probably. I would take the letter to the nearest Bank of America and have them investigate it.


SG Elite
Who is the letter from? If its from BOA bring it to the bank's attention. It's most probably a mistake.


Brutus
It sure is.


Judy1
Rating
I'd call BOA immediately and ask them what's going on.


ruthiecrue2
Rating
I agree with everyone else that answered. Definately check your credit report to make sure someone isn't opening up accounts in your name...


Tom
Rating
Don't waste your time calling or writing a letter to anyone like a bank who sends a letter like that. They almost all have a link on their genuine webpage to report suspicious e-mails. Most get back to you telling whether or not the one you forwarded to them is genuine.

Bank of America's can be found here: https://www.bankofamerica.com/privacy/Control.do?body=privacysecur_unauthorised_acc_use#email


pgsl
Better call them to check. If he never had any account with them, or one that he doesn't know of, someone else might be using his identity.


Charlie D
If he doesn't bank with them, what account were the four digits for?


360
Sounds bad. Have your bf go to a Bank of America and ask for a manager/account executive. Show them the mailing and explain that he is not even an account holder. See what they bring up in their system. If he is in the system then it is safe to assume his identity has been stolen. If he is not in the system then assume it is a phishing scam and count your blessings. They tried but it didn't work as you guys caught on quick enough. Good Luck and I hope it all works out okay.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy