 Capital one credit card? |
ok i have a question for people who have capital one and have went through the same thing, or even better yet, someone who works there.
me and my husband have awful credit, well capital ... |
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 Credit card limit? |
| if you have reached your credit limit ..but use the card again..will the transaction go through?... |
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 My credit card company has charged me £12 late payment fee even although I sent the cheque in plenty of time. |
| When I called them to complain they claimed the payment had now been received but due to the christmas post and the days the bank was closed over the festive period that my payment had been delayed ... |
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 Credit Score, Good/Bad? |
| Ok I have one credit card with a limit of $500. I've had it since February 2007 and have been paying off bills fully and early every month. My credit score shows 723. Is this good/bad/alright?... |
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 Credit card question? |
| I currently have a credit card that was always paid on time, I sent money last month and there saying they never recived it and is asking for 200 in overlimit charges. They have always had high ... |
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 Im getting married soon and desperatly need a loan, got real bad credit, and bank refused, any ideas?? |
Additional Details
ok so for all u pple giving me stick about getting married when financis are no good, 5 years ago, after a divorce and death of my baby i suffered a nervous break ... |
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 I would like to get a credit card? |
| I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned ... |
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 Does marriage effect good credit? |
| I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my ... |
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 I work,i have a mortgage, i have a car bought on hire purchase,Bank loan,so why wouldnt Currys give me credit? |
hello, i went to Currys electric store to buy some goods on credit (TV, fridge), did the hp check & it refused me credit.
does currys have their own credit rating?
i have never been ... |
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 I have no credit and i need to get a personal loan quick!!? |
i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card!... |
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 How bad is our debt? |
| My husband and I have a total of about $20,300 of debt all together (credit card and student loans -- heavy on the student loans). How bad is this? I am 23 and going to graduate college in December --... |
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mark p | Bank of american took my visa card and i allways pay my bill is this fare? |
ill allways paid my bank of american visa on time and in advance now there takeing my card is this fare? |
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Somerluvin
 |
It's fair (not fare) |
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1broWnMermaid
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It is not fair. I used to bank with them, they suck! They are unreasonable sometimes and stole money from my account but i kept all receipts from all deposits and withdrawals every transaction. So in the end they had to credit my account back. Just get out while you can. |
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permaglo18
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Have you called them and ask the reason why they did? |
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brett.brown
 |
It may not be fair but its technically their card and they can refuse credit at anytime. Just open a new card with someone else and transfer the balances. If they don't want you buisness, give it to someone who does. |
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KingGeorge
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I do not know if one considers it fair or not, but they own the card, they issue the card and with or without cause they can revoke the card. |
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nbatch2006
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technicaly it is their card they allow you to use it. if they want it back there is nothing you can do. |
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Quest4questions
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They didn't just take your card without any reasons. If they did then you need to go to the manager and find a soluation to the problem. Maybe, there is a problem and you just didn't realize it.
Regardless if you feel wronged you have to talk to them about the situation.
Also, check your credit report, there might be something on there that you don't know about. |
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s_h_a_r_k_k_y
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you think that's bad...........check out what happened to this guy http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2006/08/30/BUGTGKRHSF1.DTL |
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sexytrojan
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No, Mark, it's not fair.
They did the same thing when my credit score lowered, despite the fact that I was in VERY good standing with them! |
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Tatochka
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There must be something you aren't saying about this situation. No bank or credit card company takes cards away from someone who pays their bills on time. If you have good credit, apply for one with Capital One or someone else. |
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BOOTS!
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That makes no sence. I would call them and give them a piece of mind! |
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slickicemaven
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banl of america is a evil company anyways if i were u i would get away from them fast!!! when i was in iraq i thought i ws getting payed but they were holding my money not allowing me to get it out until i returned to the states!! although when eployed u dont spend that much money u still have px and things u still have to pay for!! by the time i got back i owed my battle buddy over 3000. and then after i got back they charged me fees for not having any account activity during thos 18 months. wtf is that all about? |
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my2sense 793
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There is a reason why your card was cancelled. If it was a secured card and you went over the limit all the time, even though you paid it in advance you may have violated the fine print in your agreement with them.
The only way to find out what really happened is for you to call customer service and ask.
Your credit is your responsibility. Find out what happened because this issue will show on your credit report as closed by lender. That is a negative. At best you can negotiate with them to report it as closed by customer. It looks better on your credit file.
BTW you are entitled to a free credit report each year from all three of the major reporting bureaus. It's free and you do not have to sign up for any program. FTC.gov is the website for more info. |
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lbatten10
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you need to contact boa and find out why. it may be to lack of use or over the limit for a certain period of time |
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