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 Does anyone know of a credit card to get, so i can start to repair my credit?
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 I has a payday loan that I did not pay, what can they do to me?
Can it be theft by check or what? I have some law office calling giving me all this theft by check information. are they just bluffing or what? I cant pay it right now?.?.?.?.?....


 How was your BANK Holiday?
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 I use a prepay electricity meter, and the credit has gone, I have no money until Friday what can I do??

Additional Details
I have 14p left and I have already asked everyone I can think of, to borrow money....


 I'm looking for a good "1st" CREDIT CARD. Who should I go with?
Some factors to consider: Im a recent college graduate, I live in southern California, I've never had a credit card, I have no credit, and my main reason for getting a credit card is for use in ...


 Solo or Visa Electron?
Which debit card would you choose if u had to? or which one is popular? which one is used most?...


 If/when i pay off my debt how long will it take to come off my credit report.?
currently i have 5 things on my credit report.
2 of them are student loans, im good on those.
the other 3 are in collection.

those are:
apartment $5,065
verizon $451
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 If I pay off all my credit cards, but not close the accounts, and pay old collections debts, help my credit?
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 How do I add my fiance as a user to my Target Visa and help her establish credit of her own as authorized user?
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 Whats a good way to build my credit??
right now i have fair credit, but i just want really good credit, are there any good ways to build my credit that wont take a long time and that isn't a big hassel. maybe some small things that ...


 I have credit card debt. im payin the monthly payments but the balance never goes down. what should i do?
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 I stopped paying my 13 credit cards on August 2006 when will negative info no longer be in my credit report?
My understanding is the negative information is only allowed to be reported on your credit report for 7 years. So since I completely stopped paying my credit cards last August "06" should ...


 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help?
My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?...


 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways..
..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ...


 Why do credit card companies sue people?
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time....


 How do i apply for credit card if i don't have an annual income of 30,000?
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 If I do not pay my private student loan will it come off my credit in 7 years?
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 I found a lost credit card. How do I contact the owner to return it?
Today I found a credit card on the bus floor as I was riding home. It's a brand new card, and I want to return it as soon as possible to the owner. However, the name on it is "M. S." ...


 Will cutting (cancelling) a card end unauthorized charges?
I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that ...


 Does any 1 know how 2 get rid of collection calls?
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The Unknown Guy
Bankrupt??
If I File For Bank rupcy will they take my house and my car if there not payed off
                     
 




INACTIVE
Rating
The thing is that it's really no longer your decision when you go for bankruptcy... it's up to the court and trustee to determine what you keep and what you can't keep. Only an attorney can answer that for you, if you even qualify for bankruptcy. The laws have changed. You can elect to reaffirm your loans and debts but, again, it's out of your hands as to the court's decision. Bankruptcy needs to be a last resort in starting over and shouldn't be the first thing you think of. Consider a debt management program like one through the organization below. They can guide you and will suggest bankruptcy if they cannot assist you get your budget under control.


St♥rmy Skye
you will need to check with a bankruptcy lawyer. some give a consultation for free.


Katze
Rating
There are different kinds of bankruptcy! You should consult with a legal firm to get more info on this.


MadameJazzy
Rating
Chapter 13 will not take your assets, but chap 7 will most likely take those things. I'm n the middle of a chapter 7 myself but I didn't have anything to give up. My car is paid for and I rent and everything in my apt, was paid for cash money. So either seek a debt management or credit counseling, or file the chap 13.


Mrs. Always Right
Rating
With a 13 it just consolidates your debts so you still have everything. With a 7 they take anything not paid for unless you reaffirm your debt (sign paperwork to say you want to keep them and will, therefore, keep paying on them). I hope this helps.


carrierox2010
Rating
Nope they will only take stuff like if you have 2 cars they will take 1 I think or if you have expensive jewerly or if you have a secone vacation house or something expensive!! You will continue to pay your house and car!!


Same Song Different Verse
Rating
It's different in every state. OJ moved to Florida because their laws let keep your house no matter how much equity you have in it.

The more equity you have in a car or house, the more you will have to pay as you go through the Bankruptcy process, in order to keep them.

See a lawyer who specializes in bankruptcy.


Guru Sharma Prasad
Rating
It really depends on which bankruptcy chapter you filed. In any case, you are normally allowed to keep a vehicle, your primary residence, and a few other things. For example, 2 firearms (one pistol and one rifle).

Since you're filing for bankruptcy anyway, you might as well ask your bankruptcy lawyer about this. After all, you ARE paying him to file the paperwork, right?


george 2
i know they cant take the house. I'm not sure about the car. but in any case you will still have to finish paying for them. they wont give them to you for free.


linda c
Rating
.Have you heard about Credit Consolidation, this is one way consolidating your bill and lowering your payment not only that you could also get away of paying the whole amount of your bill.
Depending on the proposal that you will have. All you have is to find this people who does that instead of applying for bankruptcy.


for me?
Rating
it's a 11 or 13 that u can keep em.


nadaclue
no


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