 Help me please. This is so hard!? |
| I need to transfer my balance from 1 credit card to another so that i don't have to pay any interest. The credit card needs to be 1 were it is free to transfer and has 0% interest on balance ... |
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 I am in serious credit card debt. Should I claim bankrupcy? |
| My husband of 15 years walked out on me and my 3 kids 10 day before Christmas of 2006. He was our soul provider. I make only 18,000 a year. I had a 2000 a month mortgage and bills. He paid for a ... |
|
 Im having trouble opening a savings account can you help? |
| I need help with chex system.I cant open a savings acct becuse of info they have on me.I am unable to contact them and with this im having trouble just cashing my payroll check.im recently divorced ... |
|
 Dispute Bankruptcy? |
| I filed a bankruptcy 8 years ago. Chapter 7. I was told that if I write the bureaus a letter disputing this legitimate bankruptcy, That there is no way to legitimize the bankruptcy this far out and ... |
|
 Where can i buy a pre-paid credit card thats i can put more then 100 dollers.......? |
| because i only seen like from $25 $50 $100 but i want atleast a $200 one for a gift help please ... |
|
 Looking for a good credit card? |
hey i'm looking for a new credit card, low apr, balance transfers, airfare rewards, you guys got any good ones?
thanx
... |
|
 How to begin fixing bad credit? |
Needless to say when I was younger I made some bad choices. The two largest things I did wrong was:
1. I deployed to Iraq and forgot to cut off my cell phone, and the bill went up to over ... |
|
 I feel like my life is ruined!!!? |
When I was younger my Mom put bills in my name and now at 19 I have bad credit!!
I just called to try and get gas turned on for my new house and they told me I had a $469 bill PLUS a ... |
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 About a loan please help? |
| i am in a little bit of debt i dont have great credit im only 20 and i need a personal loan of $2000 someone please help ... |
|
 Is it true that if you pay off collection accounts on your credit report, that it will hurt your score? |
i got a few collection accounts on my credit report that i havent paid.
they are 2 - 3 years old. would it hurt my score if i paid them off? or should i just wait til the 7 years are up.... |
|
 What would be the best credit card to reestablish my credit? |
| I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No ... |
|
 Can Sears deny me employment because of my credit after they hired me? |
| I recently got hired by Sears as a cashier....on the condition that I pass the drug test and the background check. I'm not worried about either of those things, I don't do drugs nor have a ... |
|
 Can unpaid hospital bills ruin your credit? |
| I have no insurance and recently broke my leg, I am not working and the bills are piling up, the hospital bills are over$ 10.000, and I won't be able to pay that for awhile, and now they are ... |
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emmaclj | Banks / Credit Scores etc.? |
I want to apply for a bank account but I don't have much of a credit record. There's nothign negative - just nothing much at all.
I have tried with First Direct and they refused me straight off. Does anyone know which bank might be more lenient?
Thanks |
 |
 
proud walker
 |
I'd try for a current account in a building society like Nationwide.Otherwise one of the big 4 like Barclays. Some companies, I suspect First Direct may be one of them, cherry pick their clients, they only want someone who is going to pay a good salary in each month. |
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claimbankchargesback
 |
Go to Natwest, and ask for a Step Current Account (they`ll try and get you onto a savings account, but you need to keep a minimum balance of £50 to keep the account open).
You should have no problems getting this, and from there you can work on building up a good credit history.
You can apply online, or its better to go into your local branch with photo id eg passport, driving licence etc, along with proof of address, such as utility bills (gas, water, electric). If these don't apply to you, contact the bank and they should be able to give you an alternative.
The step account comes with a debit card, and online banking, but nothing to get you into debt like a cheque book etc.
You can use it as the first point to get a good credit rating, after you`ve used it for a while, you can apply for a credit card etc.
Hope this helps! |
|
JayD
|
The following companies specialise in finding loans for people who have had problems obtaining credit because of County Court Judgements,Mortgage Arrears, Bankruptcies, etc.
Most of the following deal with loans and mortgages,
some of them mortgages only.
Alchemy Financial Services, Nicholson Room, Building 1, Shamrock Quay,
William Street, Southampton, SO14 5QL. 01703 232623.
Alpha Finance, 6-10 Bowden Terrace, Newcastle upon Tyne, NE3 1AX.
0191 213 1683. 01222 233743.
Apex Finance. 01628 665115.
Charles Ashworth Finance & Co.
Homeowners : 01614 770974. Tenants : 01252 341122.
Atlas Financial Services, 194 Shoreditch High Street,
The City, London, E1 6LG. 0171 729 6999.
BFS. 01274 587418. |
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moonlillies
|
Try your local credit union. They are sometimes much more lenient on this type of situation. |
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Neo
|
Citi bank are rather lenient with there scoring and there good to deal with.
But if you really want to search without the hastle then go to:
http://www.moneysupermarket.com
and they will have something for everyone, just search with your criteria and let the loan search engin do all the work.
hope this helps. |
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beauty s
|
u should be ok.. U need ID and SSN |
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boo
 |
even with a bad credit rating you should get an account anywhere, just not one with benefits like an overdraft etc. go in to one of your local banks and just c if someone nice is on the desk and talk to them and c what they can offer.
my partner and i set up a joint account with barclays and even though we dont put a lot in the've still been good with us, but we have a really friendly person on the desk in our local branch who'll do anything 4u and get u whatever ur entitled to.
if u want a maestro / visa type card u might struggle with some banks. try viewing ur credt report online with someone like experian (free trial) and c what they think u should b entitled to.
hope it works out 4u |
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Sheep Kin
 |
Try Abbey National, they are quite good. Stay away from B**c***s and N******t, they are very snobby and treat you like dirt! LLoyds TSB also very good and friendly. |
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broxysbabe
|
You could try the Co-op. My sister in law was in the same situation as you and they have given her account. She only wanted it to set up a direct debit and all she needed was a pound and a few documents. |
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alatoruk
|
all high street banks have to give you a basic account. The government want everyone to get their benefits by direct payment so the banks have to give everyone accounts. |
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