 I'm being charged a late fee on my credit card. Is this even a reason to be charged? Any advise? |
| I'm being charge a late fee of $40 for nothing!! I owed $27 for the month but after I returned something and got the credit on the card the balance was $1.06. I sent it on time and everything ... |
|
 I need Help!! I have bad debt!? |
| I would llike to obtalin a loan to pay off all of my debt an no lender is willing to give me a chance. When I first turned 18 years old i was careless ran my credit cards and uitility bills up and ... |
|
 I have claimed back bank charges from my bank? |
| i have claimed back bank charges from my bank,totalling £1250 and they have sent me a letter offering me £725 as a gesture of goodwill that they will credit to my account if i accept it.However i ... |
|
 What is the best way to build ur credit score? |
| I have minor stuff in collection and ive been told that it doesnt effect me much. should i pay it off? would that improve my credit score after its been in collection?... |
|
 I have not so good credit my credit score is 593 and I want a credit card for the holidays? |
| Is there anything I can do to get a guareented credit card or a company that is willing to offer one to someone with my score... my credit report only has medical bills and 1 $50.00 blockbuster thing ... |
|
 I am thinking about cancelling some of my credit cards, will that affect my credit? |
| i have a couple of cards, but am thinking about cancelling one or two, both of them are paid off. will that affect my credit in any way? my score is already at a low 568. i am trying to increase it.... |
|
 Still on collection report after 7 year period (1999)? |
Ok.. was reviewing my credit reports and found numerous debts that are passed the "7 year mark", however they still appear on all 3 CRA (Equifax,Experian and Transunion).
What is the ... |
|
 Is it true that when you marry someone you both have the same credit score? |
| Okay.. I have worked really hard to get my credit right. The guy i'm about to marry has bad bad credit. Is it true that when we get married, I'll also have bad credit , the same credit that ... |
|
 Does it wreck you credit score to switch from one 0APR credit card to another when 0% runs out? |
| i.e. have your balance transferred from one 0% APR to another 0% APR card and then closing the first card out.... |
|
 Do we have to be in debt to live a good lifestyle? |
| Many people buy expensive car simply for them to show-off,but they don't really have the need for a car. Sometimes,immitate other people by obtained a big loan to go on expensive holiday and ... |
|
 Which credit card should I get? |
| I never had a credit card.I do alot of online shoping and pay tv,phone,and Intrenet bills with my debit card.I do fly alot or drive.Is there a card for my uses?I want a card to start gaining credit ... |
|
| How to I get a Credit card |
| I have a debit card. I am wondering is 16 years old too young to have a credit card?? And I always hear it is terrible to have a credit card because it rips you off. Also how does it work?... |
|
 Does anyone know any good credit cards with low interest? Serious Only, I have a PERFECT credit score, I'm 19. |
| I need to find a GOOD credit card with LOW interest, I have a PERFECT credit score and I am 19, a college student, my current credit card has like 25%, which is bullshit, PLEASE SERIOUS ONLY. thank ... |
|
 How does the negative stuff on my credit report go away? |
| I have pulled a credit report and disputed everthing, and its all still on there. Most of the things are to expensive to pay off (would take YEARS). However, some things I could pay off quicker. H... |
|
|  |
Tascosa1 | Before bankruptcy, can a credit card sue you for nonpayment if the credit is unsecured? |
|
 |
 
kkiaserdrago
 |
yes, but normally they will just hand it over to a bill collections agency that will get a judgment against you. If your about to file bankruptcy though, don't worry about it. they're not going to throw you into debtors prison or anything. they'll just call a lot and send letters. Once you are in bankruptcy, it'll be sorted out. |
|
saghieh
|
not really .when you go bk they also totally done |
|
Studly
|
Yes, you can be sued prior to filing for bankruptcy.
The question is: How many other debts do you have? It's foolish to file bankruptcy for just one credit card.
Read the link below. It contains information on the new bankruptcy law changes. If you feel that is the way to go, get a good bankruptcy lawyer. |
|
DLeibowitz
 |
They can and do. But interestingly, they don't sue you until months and months of default interest have been racked up. That's so that they can then sell their defaulted loan portfolio to others who will mercilessly chase their prey until they become indentured servants paying wage garnishments or until they are driven into bankruptcy. Credit card issues are basically high-class loan sharks and consumers really should not forget this.
If they obtain a judgment, credit card collectors won't usually try to take your things - although when you buy a big ticket item like a TV or even a computer with a store credit card, you will be surprised to find that you gave the stor a security interest in the big item you purcuased -- the credit card company will try to garnish your wages.
At that point, bankruptcy becomes an option. Look at my bankrutpcy website as well as the American Bankruptcy Institute Website for information. Also you can find a qualified, board certified bankrutcy attorney at www.abcworld.org. |
|
stillenjoying
|
yes |
|
apg2000
|
They can. The only way that they can do this is show up at your Bankruptcy hearing and contest your debt. The judge can decide to dismiss the debt or tell you that you have to pay ii off one way or another. Generally is is cheaper for them to just charge off the debt then show up at your hearing, so most credit cards are dropped. They can not come after you once the bankruptcy is final if you list them as a creditor. If you did not list them as a creditor, then they can try and collect from you any way they wish. Bankruptcy only protects you from the creditors listed at the time of filing and final judgment |
|
CableTech
 |
If you have already "Filed" for bankruptcy, they can NOT sue you. Bankruptcy stops all actions against you. They can sue you "Before" you actually file though. |
|
Credit Guru
|
Yes you can be sued before you file a bankruptcy. The date the Bankruptcy papers are filed at the court, all legal action against you must stop.
Depending on your situation you will be allowed to file Chapter 7 (fresh start) or Chapter 13(payment plan).
Consult a competent Bankruptcy attorney, they will tell you if you qualify under Chapter 7.
Good Luck |
|
tlc4u03
 |
listen go to a law er like i did is free,people if u don't know don't ans er, the credit cards can not not say it again can not do anything they can not touch your properties, they can not touch your banks accounts is against the law u want to pay, pay is the right thing to do, u don't want to pay ignore simple as that, u don't have 2 go bankruptcy.. |
|
hhhthegame
|
they can sue you for non payment no matter what. bankruptcy just makes the judhement harder to get |
|
jumpingjello
|
Yes, anyone can sue anyone for anything. May not win but can definately sue |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 38 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 3 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
