How do I get a loan with a bad credit rating? |
| I lost my job 2 years ago when my contract ran out and unfortunatley was not re-newed. Most of the credit I had was the ususal - credit cards and small loans. I struggled to keep up the payments on ... |
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Credit card debt and new baby on the way? |
| I know this sounds like a CRAZY question.... |
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Can a second signor on a credit card be held responsible for unpaid balance? |
| My husband had a credit card in his own name that i knew nothing about. He addes me as a secondary signor on the actt, also without me knowing. We since were divorced and both responsible for our ... |
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How do a person clear up there debt? |
| How do a person get good credit .... |
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What does "going legal" mean when you haven't been able to make a payment on a lease? |
| I'm 4 months behind on my GMAC lease today (due to medical problems). I called them today and they said if I don't give them at least 2 months payments, they will "go legal". I ... |
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How do i get ride of my bad credit rating? |
| I had a phone bill under my name but it was my sisters phone and she forgot about the bill and now i have a bad credit rating and need to get it off my name asap!!... |
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When you buy items over the phone and pay with your credit/debit card....? |
| ....the person/company that takes your card details,do they keep the details of your card on their files/computers or are they obliged to delete/destroy your details after the items have been bought?... |
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How long should I wait to offer settlement to my creditcards in order to get the best deal, after Charged off. |
| Owe around 80K, average of 10-15 K on each, Is it likley they all will sue? It has been over one year since I made last payment. I can try to borrow from family. What kind of a deal can I get for ... |
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How can you fix your credit yourself without paying someone else to fix it for you? |
| looking for a way to fix my credit without paying a credit repair company to to do ... |
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Is my mother allowed to look up my credit history with out me knowing? |
my mother 2days ago requested a free credit check... she lied online and she pretened to be me online so she could see my credit. is this allowed since she lied without my permission???
... |
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Is there anyway to erase credit inquires that you have on your credit report? |
| When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?... |
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I need a $15,000 loan Can anyone help? |
| I am divorced and was left with a debt that I need to payoff because the monthly payment is high as is the interest. My ex also took my 3 daughters and my bed and other furniture when he left. My ... |
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Auto Loan w/ bad credit? |
| I am in need of a new car, as my current vehicle is gasping for life. I need to work out some financing, but have a problem: in my first year in college, I couldn't afford all my expenses due to ... |
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Refinance,let the car go back or trade it in? |
| I bought a 2006 honda civic ex a year ago my payments are over 500 a month (i had bad credit) I have paid on time for over a year. my problem is I can no longer afford the payments. I love my car but ... |
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Are you sure creditors can not do anything to you ?, ref. to answer by Wilfred? |
| Surely they can take court action, use collection agencies or threaten to send bailiffs to seize your assets, etc.... |
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I have a good credit score, why can I not get a mobile contract? |
| I have just checked my credit score through experian and it is 857 out of 1000. Yet I cannot get a mobile contract through any network service provider. Why could this be? I am not on the electoral ... |
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The Hollow Girl | Best Credit Cards? |
I have a credit score of 734, Im only 21 so my accounts haven't been open that long. Capital One gave me a fairly large credit line, but i haven't activated it yet, due to the fact that CO does not post actual limits just high balances on your credit report, and so does American Express from what I have read. Anyone know a good company that I could get another credit card from? I am looking for one strictly for when I am a Realtor but being a Realtor does not allow for a business credit card. Any suggestions? |
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causalitist
|
i have chase, citi, american express, discover etc ...
the chase is below prime! 7.99% ,the rest of the cards are around 11%
chase is very generous.
dont even bother with discover.. they suck in every way possible.
bank of america is the next worst. |
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traffic816
 |
You might want to go here to find and compare them http://www.bestcreditrates.net |
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joelmeulenberg
 |
Personally, I always pay off my monthly balance, so I'm always looking for the card that will pay me the greatest rewards for my normal spending (on gas, restaurants, groceries, office supplies, etc.).
The tool I used to find the card(s) that would pay me the most is the rewards calculator at http://www.creditcardtuneup.com/ . It can compare the leading small business rewards cards or the leading personal rewards cards (just pick which card type you're looking for).
I know from looking into credit cards that Capital One's cards are OK, but better rewards cards can be had from AmEx, Citi, and Chase (to name of few of the better credit card companies).
With a FICO score of 734, you should have no trouble getting a better rewards card. |
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Mr Credit Card
|
It is very hard to answer your question without knowing what features are important to you. For example :
1. Do you pay in full?
2. If not is a low APR important to you?
3. Are you looking for a balance transfer credit card?
4. Are you looking to earn cash rebates?
5. Are you looking to earn air miles?
6. Are you looking to earn any other type of rewards?
If you do not specify this, then all of us can only guess and offer suggestions based on guesswork. Having said that, check the resource below for recommendations based on different criteria. |
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jeffl27
|
Hi,
Try to go on this link: http://www.gotoinfolink.com they have a section about best bank and credit card.
Hope that help; )
Jeff |
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Notorious
|
Oh Jackie, your question is a bit loaded. All credit card companies report in the same manner. Because you have a fairly large credit line, does not mean you have to use it all. Start by using your card carefully and if you are using it for business, just pay the full balance every month. If you carry a balance, do not exceed 50% of your credit line as a carrying balance. By doing so, you will maintain a good credit score.
You can make your payments on time each month, pay more than you minimum payment but if you use your card heavily and carry large balances close to your credit line, that will count against you. You will be considered a risk and your APR will get and remain high. |
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jojo
|
discover,chase |
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GG
 |
Federal Credit Unions are the best. They have very low interest rates. Look for one in your community. You'll prob. have to open a checking/savings account, but it's worth it. |
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Christie L
 |
There are several good credit card companies out there that you can get low rates as well as consumer and business credit cards.
Here are 3 great websites that you can get about any type of credit card you image.
http://www.easycreditcardapproval.net
http://www.instantapproval-creditcards.info
http://www.creditcardapprovalonline.info
If you have any other questions, you can contact me at chica_1_2003@hotmail.com!
Hope this helps! |
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