 100 points to everyone who answers this: check notarization? |
| At work I work in the cash office and balance tills among many other jobs. Balancing the tills involves me putting the checks through a machine that prints a long number like.. 000000000913, for ... |
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 What are the requirements to get an FHA Loan? |
| Does anyone know what the interest rate, minimum credit score, and debt to income ratio would be?... |
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 Best way to get a credit card? |
| I'm ready to get a credit card. I've applied for a few online, and I have gotten no responses at all. It's getting a bit frusterating. Why is it taking them so long to respond, and ... |
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 We loaned my cousin money for a down payment on a motorcycle. He won't pay us. Can I put a lien on the bike? |
| We already took him to small claims court and he admitted that he owed the money. But now he still won't pay. I was hoping that I could put a lien against the motorcycle so that he would have ... |
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 Get out of debt? |
| I am sick and tired of paying high interest fees on credit cards. I have over 10,000 in debt from college days in credit cards and I can never seem to bring down the balance. I have tried to be ... |
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 Will collector's actually sue me? |
I owe over $130,000 and I no longer can afford to make payments. Some of it is credit cards and some of it is loans from Chase, Bofa, Capitalone and American Express.
I know the creditors ... |
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 Credit card ? ? |
i have a credit card if i put it in a glass of water and freeze it in the freezer then take it out a day later let it unmelt use a tea towl to dry it will it wotk again.
Additional Details<... |
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 Can I pay for school and living expenses entirely on credit card and with loans? |
| I want to go back to school full-time. I don't want to work full-time and crawl through school part-time. I will shoulder any high interest rate to make this happen. Is it possible? School and ... |
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| Yes .loans? |
| i have been offered a loan of yes . loans and want to know has anybody else had a one of this loan company. and what are they like???... |
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 Despite high APRs, why do people still take payday loans? |
| I came across this website http://www.wongatree.co. . It seems almost all lenders charge APRs, 500%+. Why are payday loans still popular?... |
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 Why would anyone pay an APR on a credit card when you can get one with 0% introductory rate for 1 year? |
| A lot credit cards today give you 12-18 months with 0% APR.....After the intro period is up just cancel the card and go on to another one that is offering the same type of promotion. I just don'... |
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 Help paying off credit cards in order.? |
im getting $3000 for income tax returns and need help paying off these...
BB 809.16 19.8% APR
Dell 1,543.57 28.49% APR
sears 1,021.11 27.24% APR
N... |
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 Ebay credit card...? |
hi, i'm wanting to bid on a product, and it wants me to 'place' my credit card details on ebay, its secure and everything, but it says -
card number (visa and mastercard) and my ... |
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 What are the best practices to develop a good credit with a credit card? |
Please read first:
I'm well aware that it is ill advised to carry any balance over that would accumulate interest on a credit card.
I'm also aware my balance should always ... |
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 Good credit or Bad Credit? |
Help, Solve a fight between my husband and I......
Can having to many open credit cards with zero balance hurt your credit rating? Does it matter when you are trying to get a loan, let... |
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Jenger | Best credit card for an 18yr old? |
Okay, so I recently turned 18 and I'm thinking of signing up for a credit card to build up my credit. I have an application for a Sovereign Bank Worldpoints Credit Card and I was wondering if this would be a good card for me to start off with. It was rated #1 for student credit cards..
Annual Fee - None
APR for purchases - 9.90%
Introductory APR for balance transfers - 2.9%
APR for bank and ATM cash advances - 19.99%
I also earn 1 point for every dollar in purchases. Those points are redeemable for rewards. (Which begin at 2,500 pts =( )
Any opinions on that card? Also, does anyone know of any other good starter cards? Perferrably one's with reward points.
Thanks
Other AP |
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pditty
 |
that actually sounds pretty good-better than my first credit card. I would just say no to the atm cash advance offers, those will get you in trouble.
p.s. you can help your credit score in other ways like paying uitilites, a cell phone bill, ect. credit cards aren't the only way to do it. |
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bellah_s@sbcglobal.net
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It sounds like a good card. The interest rate sounds really good. Don't rely on points. Didn't you just say that pts are redeemable at 2500? That's $2500!! I'd tell my child to get the card with a $1000 limit. |
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joelmeulenberg
|
You'll earn much better rewards with other cards like the Citi mtvU card (5% in categories like restaurants, book stores, movie theaters, etc.; 1% elsewhere) and the Citi Driver's Edge for Students card (3% at gas/grocery/drug stores; 1% elsewhere).
However, to quickly see which student rewards card will pay you the most in rewards for your spending profile, you can use this rewards calculator:
http://www.creditcardtuneup.com/?card_type=College+Student |
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Mizan
|
When I was 18, credit cards filled my mail box. Just because you get credit cards offer with your name on it does not mean you qualify. You must establish credit - you must first pay a bank or credit card company a down payment (usually $100), and in return they will give you $300 limit credit card (this is call secure credit card). After a year or so, depending on how efficiently you used this credit card they will increase the limit (possibly to $1,000). This is called unsercure credit card. You are on your way to building a strong credit history. MAKE SURE YOU PAY YOUR BILLS ON TIME. If you're going to buy a new fancy car or a house in the future, a credit history will be vital. Good luck! |
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See Saw
|
American blue express credit card: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card. |
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David A
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you might want to go here to compare them, and pick one that is right for u.
http://www.bestcreditrates.net |
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Not Enough Points!!
 |
18 years old = not responsible enough to own a credit card |
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love2smile
 |
The interest rate sounds good for a newbie, but get in the habit of just PAYING OFF the bill each month. It is so easy to fall into the debt trap fast and then be getting out of the hole slow and more expensively. Get into the habit of looking at your statements each month and even set up a spreadsheet to track your expenses.
You might want to try American Express and see what they have to offer - I like their reward program. |
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blake l
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pick one here
http://www.researchitforme.com/wesayes/creditcards.html |
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