 Will adding myself to my mom's high credit limit card hurt or help my credit? |
| I was recently added as a joint cardholder under my mom's $17,000 limit card and transferred $4,000 of my debt to it. However I have not sent back the form adding the new credit card to my ... |
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 Credit Card limit was raised, by the creditor how does that affect my credit score? |
| I have an Old Navy card that use to have a limit of $400, they raised it to $750 does that have a negative impact on my credit and my credit score or does it look good? Also what affect will it have ... |
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 Why do some people have bad credit? |
I know some people who have decent jobs, and good incomes, but always live beyond their means and have terrible credit. Why? Is it insecurity? Irresponsibility? Just a mental defect?
I&... |
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 Why do debt collectors call your house, yelling @ you & threatening you? |
| Why can't they be polite about it? & the person who's calling acts like as if you owe him/her money PERSONALLY. I understand I owe the COMPANY. I'm disabled, unemployed, & ... |
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 Do you have money I can have? |
| Lots and Lotsa $$$....YAY!... |
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 I cant get a bank account due to poor rating how can i improve my credit score if i cant obtain credit? |
| i run my own business and have to run all my financial stuff into other peoples account im not to keen on that please ... |
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 I cosigned a loan for my friend to get a car and he let it get repoed.? |
| Now that the car was repoed the loan co. wants me to pay for their loss...about 10 grand. I am barely affording to pay my own bills and just can't pay for this. I am 21 and was not fully aware ... |
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 I have $3500. Can you give me any ideas on what I should do to build it up? I'm 16? |
| I'm trying to find out if there are any ways to build it up. Since I've been told to save it.... |
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 Is there a credit card that is best when you have bad credit? |
| I have been looking around online, and the ones I have been finding I have to pay a lot of money to get. I am trying to get my life straightened out, and that obviously includes my credit. Please ... |
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 Has anyone been approved or turned down by Amcapital Loans? |
| I have started a loan process with this company and I was hoping to have some feed back from someone that they've helped, either past or present.... |
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 Can i erase a collection that was put on my credit file recently? |
i brorow credit to a family member and i was never informed that the money was owe so now i get this collection on my credit. i paid it off right away but can i do anything to go away?
... |
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 Can collection agencies garnish your wages? |
| the collection agency is threatening to garnish my wages for a 900 bill. the thing is that im a waitress (in college) and my checks are usually zero. so how can they garnish it? unless the govt ... |
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 Does anyone know where I can get a quick loan from - I have a very bad credit rating so cant ask my bank? |
| I really need a loan in a hurry but due to a poor credit rating my bank wont help me - I have tried some of the main loan companies with no luck - does anyone know any companies that may be able to ... |
|
 What do you think about gift cards? |
| Do you think they're great gifts for friends, family, etc.? or do you think they're impersonal gifts that makes you feel as though the person who gave you the gift card doesnt know you well ... |
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questions | Best place to get a home loan with bad credit? |
I am looking for a return on rent. I pay over $1000 for a place to live anyways, but do have a few problems with my credit. Where is a good place to try for a loan, I don't want my credit looked at sooo many times. I know of other people with bad credit say they get a loan. Any ideas? Nobody here really owner finance b/c plenty of people looking to buy. |
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richard k
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There you go : http://simple-credit-cards-and-loans.com?=yh070330
http://cleancredit365.com?=yh070330
Good luck ! |
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www.homejobsformom.com
 |
I'm not really sure on that, but I did want to mention to steer clear of the "variable interest rates" Those are a bad bad bad idea, as they can cause your monthly payment to double or worse. |
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moonchild71
 |
I work for a title insurance/escrow company.
There are several so called "sub-prime" lenders (those who make loans to people with less-than-perfect credit). Unfortunately, there are also several sub-primes which have gone bankrupt recently due to high numbers of borrowers defaulting on their loans. A lot of the sub-primes have recently tightened their requirements for lending to people with less-than-perfect credit, but that doesn't mean there's no hope.
Your best bet is to contact a mortgage broker--that's not a lender, that's someone who takes your info and then finds the best loan for you among several lenders that he/she works with--but keep in mind that not all brokers have your best interests at heart. If something sounds too good to be true, it probably is. If a broker wants you to pay a lot of money upfront, run! Find another broker. Make sure to ask TONS of questions so you know exactly what kind of loan program they're getting for you. And it might just be necessary to wait a little while and work on improving your credit so that you can qualify for a better mortgage in a year or 2. |
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twv706
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A good free consumer site is at http://www.mortgageawareness.com , they have free tips and advice on obtaining first time home buyer loans with bad credit. |
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Sarah K
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If you don't have the best of credit, you may have some problems because the subprime loan industry is having a lot of problems because so many people have gone into foreclosure. If you have good income and low debt-to-income ratio (not to be confused with credit utilization ratio) you should be fine. Offer to make a large down payment and you're considered to be less risky and will not be penalized with PMI. |
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peterson c
 |
Hello,
This is Mr Chris Peters.I am a loan leder who give out loan at low interest rate of 3% to 5%.Are you financially down?Do you need help to pay your bills?If yes,contact me today for your loan at consultingpeters@consultant.com or consultingpeters@myway.com.If you have contacted me before you are now to contact me via my new email address.I will be ready to help you regarding this as i am ready to work with you if you are a honest person.When you are contacting me plkease do include the amout of loan you need and the duration you need the loan for so that i can frward to you my loan terms and condition.I will be expecting your mail soon.Thank you
consultingpeters@consultant.com
consultingpeters@myway.com
consultingpeters@yahoo.com |
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xxx
 |
checkout the home loan information site It's help you hope visit |
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Nathan Grant
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Look into a broker, they can run your credit once and take it to many lenders. It is also good to look into a credit repair programs and start focusing on fixing your credit early prior to purchase.
Email me situation and I can help out anyway possible.
Nathan Grant
Ngrant@pacifina.com |
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sanjaya m
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some choices here
http://www.researchitforme.com/wesayes/homeloans.html |
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You ask, I answer
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the only thing about bad credit is that anywhere you go for a loan, your interest rates are going to be huge, but if you have your credit checked a lot, every time you are turned down, it goes against your credit. it sucks, but the only thing to do it try. if you don't want to risk it, then you might want to either find a cheaper place to rent, or just continue to pay rent and try to save. good luck. |
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starrynight
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go to www.acornhousing.org....and check if they offer help in your area. this is a non-profit that works with bank of america to offer good loans at low interest rates for those who have had trouble in the past.
they also offer classes on how to get yourself back on track with your finances....it's a good resource. good luck |
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hendy h
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Today a home loan for people with bad credit is easily available. Use these tips to increase your chances of success:
Search For A Good Real Estate Deal: Buying a property containing some equity, will help you get finance for it easily. The lender will consider this as a type of down payment on the property. Some lenders take into account the loan to value ratio of the property at the time of approving the loan. Ask your mortgage broker to check out if it will help you get the loan.
Use Creative Financing – Find out if the seller is ready to carry back a second mortgage on the home. Here you sign a contract or agreement with the seller stating that you would pay them each month the price of the property with the interest, as a second mortgage. You can make the deal lucrative for the dealer by including in the agreement the clause that you would pay the whole amount within a short time frame like 2 years. You can use this time to refinance and the seller does not have to wait for eternity to get their |
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