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 How do i clear my credit?
can i do it myself what are the steps....


 What is the best credit card for a college student?
also any tips?...


 Credit Company harassment, My rights?
ive had a 3rd party collections company calling me 6-10 times a day asking for me to put money on my account. I tell them i will put $100 on it on thursday. This shuts them up for the rest of the day....


 What boosts a credit score faster: Paying bills on time or paying deliquent(sp?) bills all at once?
...


 If an elder parent has credit card debt and then die, would anyone be responsible?
What happens if there isn't enough money left to pay off credit card debt from one's estate once they have passed away. Would a family member, i.e., an adult child be responsible....


 Can you use a pre-paid debit card on online?
i am tryin to purchase something online.. but i am not sure if i am allow to use prepaid debit card .. will it be ok to use them??...


 Chapter 13, Bankruptcy?
Is there no such thing as being forgiven for your debts and you get a second chance....


 Why do people not understand the difference between debit and credit use?
I worked retail and at some points our pin pad would be down so as long as the customers card said Visa or Mcard we could run it as credit ,,but it only takes it from you checking just as if we ran a ...


 I received a check from Imperial Foundation Lotto, and now the bank told me that their check bounced.......?
It bounced and now I have to pay the bank every penny of it. I tried calling their number and it's the wrong number. I feel very devastated and don't know what to ...


 Co-signing for a car?
I have an odd situation my mom and dad aren't kicking me out but I cannot bare to live with my dad anymore, we aregue all the time and I just feel like he doesn't want me there. I'm ...


 Credit cards?!?
I need to build up my credit, because i have basically none!

and today i was talking to a lady at my bank and she said to apply for a credit card

my question is, if you have one ...


 652 credit score, is it good?
just checked my credit score. it was 652 is this a good score? could I get a home loan with this?...


 How can i get a free credit check without a credit card?
...


 What do i do with a 530 credit score?
i have a credit score of 530, i cant open any checkings or savings accounts with any banks or get any credit cards, and i have never had a credit card. how do i get my credit up?...


 Does bankruptcy help or hurt your credit?
My mother is thinking about filing bankruptcy and I have heard so many conflicted stories about what it can do for your credit, some say good, some say bad..Please share your personal stories and ...


 If i aquire debt while i am a minor can it show up on my credit report after i turn 18?
debt such as magazine subscriptions, dr bills, pay day ...


 What department store credit card do you have?
I'm doing a poll on how many people have department store cards....


 Pd off a collection 2years ago and now still getting harassed what are my rights?
I am sitting here very ticked off. I got a call from a collector demanding payment from a account that i pd them 2 years ago. I told this guy that and he laughed, he then told me i have 2 days to ...


 How can I fix my husbands credit report!?
On My husbands credit report it has Verizon Wireless 18 times on there for the same bill, apparently it went to collections and then that collection agency sold it to another collection agency and so ...


 Do I get charged if I don't use my credit card in a while?
I am with Capital One, and they suck. They find any way to screw me over and I'm very good about paying my bill on time and paying the full amount all at once. The only time I was ever late ...



spicy14me
Bramlea Financial group asked to me send money for loan. Anyone have contact info?
                     
 




ScamBuster
Rating
DON'T SEND MONEY..

>Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.


Kargold
Did you apply for a loan with them? DO NOT SEND MONEY to anyone that you don't know. If you applied for a loan with them, you should be getting money, not sending money. If it's an application fee, then they certainly would have given you a mailing address if they are legitimate.
Be very, very careful of scammers asking for money.


Daniel C
Scam do not do it they got me for1988$ !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...


stephenweinstein
Rating
"Bramlea Financial Group
309-7401 Wisconsin Avenue
Bethesda, MD 20814
...
Consumers have contacted the BBB indicating that this firm seeks upfront payments when granting loans. Other consumers indicate that funds are sent to the company by wire transfer through Virginia Beach to a Canadian location. ...
Consumers are also advised to contact Phonebusters, a Canadian fraud enforcement agency that shares information with US federal law enforcement groups. You can contact Phonebusters at 888 495 8501, or on line at info@phonebusters.com .
...
Beware of advertisements for "advance fee" or "guaranteed" consumer and small business loans. They are against the law. These businesses ask you to pay a fee ranging anywhere from $30 to several hundred dollars before you receive a loan. According to the FTC's Telemarketing Sales Rule, if someone guarantees or suggests that they can get or arrange for a loan for you, they cannot ask you to pay for their service until you get the loan or credit. Keep the following points in mind before you respond to ads promising easy credit or loans: * Legitimate lenders never "guarantee" or say that you are likely to get a loan or credit card BEFORE you apply, especially if you have bad credit, no credit, or have filed bankruptcy. * If you are applying for a real estate loan, it is accepted and common practice to be asked to pay for a credit report or appraisal. However, legitimate lenders will never ask you to pay for processing your application. * Never give your credit card account number, bank account information, or Social Security number over the telephone unless you are familiar with the company and know why the information is necessary. * If you do not have the offer confirmed in writing, and you are asked to pay, hang up. In some cases, advance fee loan companies simply pocket your money and disappear...
Bramlea Financial Group
309-7401 Wisconsin Avenue, Bethesda, MD 20814...
Phone (866) 796-2912
...
© 2007 BBB of Metro Washington DC & Eastern Pennsylvania"


antiscam_badscam
Rating
They got me for $2500.00. Everyone on this page needs to contact the Federal Trade Commision and the Office of Consumer Affairs in your state and well as the state of Maryland. I was also instructed to call the FBI. If we all file complaints, maybe we can get this so called business shut down...


jbj
Rating
its a scam they got me. spell it Bramlea or Bramalea it is a city in Ontario Canada. i sent the money a never got a loan. they had two people to answer a question last week saying they were legit it is a lie the are scam artist. don't send money

if you look at the bottom of the two people that claim that they got their money commit you will see that both of them that they answered their question at same time. yes they are a member of the BBB but that address is fake i couldn't find it on mapquest. when i was sending my money i was on the phone with one of them and he called back from his cell phone which has a Ontario Canada area code, which i didn't know at the time they have a website too and they faxed me loan paper from a number that has a 301 area code which is Maryland


MIMI
Rating
HI I ALSO APPLIED ONLINE FOR A LOAN. I WAS CONTACTED BY JASON HAYES OF BRAMALEA/BRAMLEA FINANCIAL TELLING ME I WAS APPROVED FOR A $5OOO LOAN. HE SAID I NEEDED TO SEND $787.50 TO GET THE LOAN AND THAT COVERED THE FIRST 5 MONTHS PYMT. HE SAID I WOULDNT HAVE TO MAKE A PAYMENT UNTIL MARCH 2008. THAT AS LAST THURSDAY. I HAVENT SENT ANY MONEY YET, BECAUSE IVE BEEN ONLINE INVESTIGATING AND ASKING QUESTIONS. HE CALLED ME AGAIN TODAY AND ASKED ME IF I WAS GOING TO GET THE LOAN. IM VERY LEARY. I ALSO SAW THAT TWO PEOPLE ANSWERED LAST WEEK SAYING THEY WERE LEGIT, BUT MY FIANCE TOLD ME THEY WERE PROBABLY WORKING FOR THE COMPANY. IS THERE ANYONE ELSE OUT THERE THAT HAS HEARD OF THESE PEOPLE OR HAD ANY REAL LUCK GETTING A LOAN FROM THEM. I HAVE THE LOAN PAPERS HERE. HOW DO I GET IN TOUCH WITH THE BBB IN BETHESDA MD?
ps
i just checked the bbb in maryland they are listed as advance fee brokers

I JUST WANT TO ADD THAT THERE ARE A LOT OF PEOPLE ANSWERING QUESTIONS ON THIS SITE HERE AND OFFERING HELP WITH LOANS...NOTICE THEY ARE ALL FROM A YAHOO ADDRESS... I HUMORED ONE OF THEM AND ASKED FOR INFO GET THIS THEY ARE FROM NIGERIA. THATS THE BIGGEST LOAN SCAM CAPITAL IN THE WORLD. HOW DO THESE PEOPLE SLEEP AT NIGHT??? I JUST TALKED TO JASON HAYES AGAIN AND HE ASSURED ME SOME ONE IS USING BRAMLEA'S GOOD NAME AND THEY ARE LEGIT....MY GOD I CANT BELIEVE PEOPLE ARE OUT HERE GETTING AWAY WITH THIS CRAP!!!! ANYONE THAT IS LEGITIMATE WOULD NOT GO ON AND ON CLAIMING TO BE SO GOD FEARING AND WRITING IN BROKEN ENGLISH!!!!!


Meagan H
THIS COMPANY IS A FRAUD! My boyfriend unfortunately fell for their scam. We were ripped off for $800. Being 20 years old and not having very good credit we thought this was the only way out of the financial grave we were in and they just made it worse. I'm sure they laugh at that considering none of them have a soul, but we have already contacted phonebusters, BBB, attorney general and our news here in MO. DO NOT FALL FOR IT PLEASE! If you notice any and every reply stating this company is legit is always a male profile giving an answer, then a female profile, the profiles were made at the same time on the same day and then answers given at the same time. IT IS THEM. THE SAME PEOPLE FRAUDING EVERYBODY! My boyfriend called and spoke to a "Bryan Adams" (HA!) and asked them if they were aware that there was an open investigation on their company. The man adv he was and when my bf asked how he knew he said he tapped our phones. My bf then asked "Well, what are the plans for my money." This "Bryan" replied with "You ain't getting **** back." This is the honest to god truth. Pass this on to anyone and everyone. My bf and I are doing everything we can to shut these people down before they can hurt anyone else. I thank god that I have wonderful family and friends or else I would probably have lost everything because of these people. If that satisfies them then so be it. They will be rotting in hell one day! Also, this company is NOT a member of the BBB. They can be found on the BBB website because of the fraud activity that has been reported, but they are not a member. Phonebusters (Canadian investigation) adv they have at least 4 other open claims on this company because of fraud. Detectives are currently in the process of finding these people!


consumer
Rating
Kargold got it right. DO NOT SEND THE MONEY. Seems like a scam to me as well.


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