 I gots a question to axe .. why come I losin my house? |
honey .. tell your momma I needs to move in wit her. Da bank comin to kicks me outta my house. I gots so many bills, who gonna pay my automobills ! I mean SHOEZ
I be goin to walmark to ... |
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 HELP ME PLEASE ? Its Urgent? |
| I have a credit card dispute with icici bank india .On the same hand i also have a saving account with icici bank. the bank has withdraw money from my account without taking any authorization from me ... |
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 Car reposessed today after just recieving notice of delinquency yesterday. How do I get the car back? |
| My fiance' works offshore on an oil platform, usually if he cannot make thepayment over the phone, he will call and I will do it. However, he has been out for over two months, and just returned ... |
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 I have many credit cards that are in a collection agency, should i pay them monthly or pay all at once? |
| Im trying to raise my credit score, so is it better to pay off all at once or should I pay monthly payments?... |
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 What's the best credit card to get? |
Please don't tell me "None" for an answer. What's the best card that give you the best rewards and easy to pay off online? Where did you get it?
Additional Details
ok ... |
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 Please help fast? |
| well here i go me and my husband bought a new tv but on intrest free for 40 months well the guy said they dont have any in stock.ok well when i asked he said in a week....week went by then i called ... |
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 Statute of Limitations / Collection Agency? |
| I was contacted by a collection agency about a debt from WI that I had 10 years ago. It was a state debt (Unemployment compensation to be exact). They went to court and got a judgement against me ... |
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 Credit cards with bad credit? |
Does anybody have any experience of bad credit and being able to obtain a credit card, if so which one accepted you?
I have a few defaults from about 6 years ago which should be clearing ... |
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 Personal loan? |
| where can i borrow money online where there is no credit check and on benefit are wlcome in Sydney australia?... |
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| My husband and I are struggling to pay our mortgage, two car loans, consolidation loans, two credit cards, student loans as well as medical bills for new baby. Should I see someone in a CCCS ... |
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 Does She Have Any Options? |
| My 25 yr. old son, asked my 23 yr. old daughter, to CO-SIGN on a new car loan. While at the car dealer, daughter Lauren states SEVERAL times, she does NOT want to be on any paperwork OTHER than the ... |
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| Can almost using all your credit line hurt your credit score? |
| I had to my credit card to pay for denist appoinments and tuition. My credit card was always at $0-$200 and now its almost at its max. Is my credit score doomed because my credit card is so close to ... |
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 My credit card company just called, asked me about a potentially unauthorized charge to my account? |
US Bank.
I verified that it was unauthorized.
Question: do banks call proactively like that?
This is a first for me. Plus, I checked the internet account, and the ... |
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 Where can I find a free credit score? |
| A real score. not a gimmick. not a report.... |
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aquablueberrie | CAN PAYING YOUR CELL PHONE BILL HELP build your credit history? |
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Skinny
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Actually it seems as though everyone is wrong (have to correct myself, mad passion is right)...NO cell phone companies do not report to credit bureaus for on time payments. Only delinquent and collections go your report for cell phones and more so only when it goes to collections. They only use your credit in the beginning to determine what kind of down payment/deposit they are going to require based on your previous credit history. The best thing to build credit is a home loan, then paid auto loan, and finally credit cards and charge cards...loans are the best things to build credit as long as all payments are on time and the amount has a factor also...a larger paid loan will help when trying to borrow more money. |
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madpassion
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Your Cell Phone company will only report your account to the credit bureau if you stop paying it. And even then you have to be 3-4 months past due. They will not report your account if you pay on time. They are not extending you credit. There is nothing to report unless you arent paying the money you owe them. These people dont know what they are talking about |
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lisa s
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sure, paying any bill on time is always a good thing for your credit. |
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trish
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it depends on the company and what sort of plan you have. if you pay a flat rate monthly for unlimited calling it probably wont help you're credit because if you miss a payment they simply turn the phone off. it isn't reported to credit bureaus. if you have a plan like nextel or Verizon it will effect you're credit because if you miss a bill it piles up and goes to creditors and so on and they report to the credit bureau. it won't be as good for you're credit as having a card that you pay a balance on each month or financing a vehicle. |
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Maybalee
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yes, if paid on time--always....and pre-paid accounts don't count. |
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Lil Tiff
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YES. BUT IF YOU ARE TRYING TO BUILD YOUR CREDIT THEN YOU NEED TO MAKE SURE YOU'RE PAYMENTS ARE ON TIME |
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dahfna
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I don't think it weights much unless its late. Well at least it doesn't appear in your credit report. But it may help as alternative credit. In case you're trying to get enough credit to buy a house for instance, you can provide proof of on time payment (that means never being late not even a day) for a couple of years and it will count as a credit line, just like a credit card. Not all banks will accept that but there are plenty that will. |
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just_me
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Yeah it should...especially if Ur paying it on time...I hear those 'pre-paid' credit cards also help rebuild Ur Credit History. |
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Jinx
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Somewhat, go get a sears or mervyns card, they always give credit if it is good now, little credit is better than bad. |
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im_shady77
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Yes, definitely. And not paying it will ruin it as well. :) |
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Ryan T
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yup. it'll help! its helped mine |
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naive_shade
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Thank you Skinny and Madpassion. I was told that bull from before but it's good to see someone set the record straight. I went to get a credit-card and was told I had no credit. I thought I was going go crazy because I had been paying my phone bills since.. forever! Then I searched online and read this and now I get it. You only get reported if you don't pay. Aha. Now I'm hopefully going to start building credit with this new info. Thank you! |
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