 I have no credit but need a credit card??? |
| yeah so i have NO credit but i am trying to apply got a credit card. thank you.... |
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 Does anyone know how to get your credit scores without lowering your credit scores? |
| I'm trying to get a loan and everyone wants to run a credit check which I have always heard will lower my credit score. Is that true and if so is there a way to check my credit without lowering ... |
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 Shouldn't a debt that I haven't been able to pay be showing up on my credit report? |
| Several months ago, I hit some major financial troubles causing me to fall behind in paying an unsecured debt. They refuse to work with a credit counseling service and demand the balance in full and I... |
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 How do I start to rebuild my credit? |
| I am a thirty seven year old man that has made some mistakes in my past and frankly if I start to repay all of my creditors at once I won't be able to eat ramen noodles till next July so what do ... |
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 Help please,weve got a secured loan? |
| and the apr is 31%,,we borrowd 5k,,,is it possible to take out another loan at a better rate and pay the 1st loan off,ps we are in the uk,,,thanks for any ... |
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 I have $7K in credit card debt how do i get a consolidation loan ?? |
| About $7K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really ... |
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 How did you get your credit started? |
i'm having a hard time starting my credit. I just need some ideas what works good and what doesnt.
The do's and donts about starting ... |
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| I have 2 credit cards in UK and owning them few hundreds pounds and sometimes missed the payment. If i stop paying it and leaving these debts behind and back to my home country . Will this bad ... |
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I was late on my mortgage payment (biggest mistake EVER!!) I have been sending letters to them for months, trying to figure out how to remove the "late" on my credit.
They keep ... |
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| One of my relatives who was living with us recently left the U.S. and went back to his country. I don't think he will ever return. But his credit card bills still arrive at my house. He is being ... |
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| if my bank account is overdrawn and i want to write a check to pay for something, will the store be able to run the check through?... |
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 Eviction serious answers only? |
| I am currently in housing court , in an eviction process. I have tried everything under the sun to try and get the money to pay arrears but have had no luck and i am going to be evicted out of my ... |
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 How can a $3,000 credit card become a $13,000 law suit? |
| My boss had a credit card 4 years ago for $3,000 he didn't pay. Now he has a civil suit against him for $13,554.37- is it legal to do this? Isn't there some cap on how much interest they ... |
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 Death and debt? |
| My mother passed away and left behind a 16,000 credit card debt. Who is responsible for paying this debt? Does it die as well. My mother was a house wife...my father works out of the country and ... |
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margaret c | CAP QUEST DEBT COLLECTION AGENCY have been sending me letters re a supposed debt I owe of £700 which is rubbis |
I have ignored these letters, but I am scared, they said they will send the bailiffs, what should I do? |
 |
 
Ariana
|
The only thing you can do is get in touch with them. Somebody could have used your details to acquire debt in your name . It might be advisable to find out. They won't leave you alone until this is resolved. |
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sammie
 |
I would ring them asap as they can push this to court without even speaking to you |
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confucious says
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inform them you dont owe nothing and ask them to stop sending letters |
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amtrun
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I charged them £10.00 an hour for loss of work due to letter saying they would call between the hours 0900 - 2100 a total 0f £360.00 as I did not owe the money and found out about my rights e.g. a company designated independent arbitrator they retreated as quick as the proverbial off a shovel |
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l h
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Ignore the bankruptcy thing! I used to work for a debt mamangement company and so advised clients how to deal with these letters. They are computer generated rather than personal. They won't send bailiffs round, as they have to obtain a court order for this, and you would know if you had a court order. The letters are worded to look threatening, hence red lettering, bold type etc. I would ring them up asap, and advise that you are disputing the debt, and ask them to withhold further action pending investigation. If you just leave it it may affect your credit rating, and whilest you can add notes on your file saying it's not your debt, the damage would be done. Ring them - or they may pursue it to court. |
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ÛžÛžÛžÛžÛžÛžÛžÛž
 |
someone's obviously been getting something in your name if you don't owe that money you need to contact them and tell them.
it might be case of identity fraud. |
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brian t
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Get around to the citizens advice bureau for free advice as soon as possible |
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Emma P
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contact them asap, they could have the wrong details & you may be the unlucky one that they are targeting as a result. |
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Gizmo
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Go and see an Insolvency Solicitor, they are very helpful and you can have a free half hour. |
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Happy Murcia
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Free advice from the CAB but if you ignore they will visit but if you are not the debtor then you have no problems other than to sort it out either by yourself,the CAB or a solicitor,,,
good luck,,, |
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