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 Is it true if you quit paying your credit cards in 7 years the debt will be erased?
I just heard that if you cant pay on your credit cards anymore that after 7 years it will disappear from your credit report, kind of like a bankruptcy....


 Have you ever been charged for going over your overdraft limit at your bank?
The Sunday Times this morning has an article about how the banks are repaying their illegal charges imposed on customers who have gone over their agreed overdraft limit.... for up to the last 6 years....


 My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?
i was unemployed for 15 months and a friend loaned me 10000.00 to keep me going . I am back at work but i need to pay back this debt and now my credit sucks because both my wife and i were unemployed....


 If you pay the min. pmt on your credit card but not the entire amt due, does that affect your credit score?
Let's say, for instance, I have $100 due at month's end, and a $15 minimum payment. If I decided to pay off the $15 and defer the rest until next month (with interest I suppose, though I ...


 A girl I know has a slight mustache over her lip. Would a razor be a good birthday present?
...


 How can I stop collection agencies to stop calling me?
I had a financial crisis a couple years ago when I lost my job, but am working now. I had a couple debts go into collections and they are calling me 10 times a day....


 Do u think this is a scam?
this guy says he will loan u 50,000 dollars in 24hrs it will be transferd to ur account if u western union him 269.00 to cover the insurance fees? no credit check nothing like that just wants ur ...


 10 points for best answer please help!!!!?
I got my paycheck its not big because i dont work many hours because i go to school. My paycheck was 325 deposit i had an overdraft of 110 which i believe is wrong because when i went to pull out $ ...


 I DON'T believe it! Barclaycard has reduced my limit! Why?
Because I pay it off in full every month. Because I have quite a lot of money in my savings account [Yes, I know I'm lucky] and pay all my bills on time, in cash, don't have a cheque book ...


 I owe £70000 visa card and bank loan?
what happen i owe £70000 visa card and bank loan,
but i will move to new place. no register council tax.....


 How much credit card debt do you currently have?
...


 Credit card advice please...?
I have 0 balance on a credit card with $2000 limit, the interest rate is very high. Whats better for my credit score and history to close this account down or to keep the card and just not use it?...


 How manny digits does a credit card have?
...


 How many credit card do you have?
...


 My roomate stole my debit card! What can I do to keep the charges from coming through?
I left my debit card in my purse in our apartment. Before I even knew it was gone, my roomate hands it to me and explains that she "borrowed" it to get a Blockbuster Rental pass. In order ...


 I need to know if you have to give written permission before someone can get your credit report?
Someone called me last night claiming I owed a business some money. I knew it was incorrect and hopefully they corrected it.
At the end of the conversation they started telling me what was on ...


 As i have a bad credit i cant get a bank account at all, what can i do ????
been to lots of banks and they keep saying no. I need a bank ...


 I need a personal loan to consolidate debt but I have poor credit...?
I have always had a steady job/income but I was mismanaging my money when I was younger and now that I have been applying for loans to try and get rid of my debt and to make just one monthly payment ...


 I need a loan for 7000 dollars Does anyone know were I could get a loan without being scammed .?
I need a loan were I should not have a upfront fee.. If anyone has any ideas let me know.....


 I have a really bad credit history, what can i do?
i get refused for everything,i work now and can pay it back but they dont want to give me anything. does anyone know where i can go. i mean i get refused for everything....



Jackie
Can 17 yr. old's own a debit card?
I want a debit card or at least a credit card but I can not find any business that would give a person my age a card. Is there any, if so what bank?
                     
 




dettom
yes but it is a pre-paid greencard.com


Lil' E.
Rating
get a debit card and stay away from credit cards, trust all of us


Lizz
yes they can but your parents will have to sign for you to get one. i know national city and chase do.


ineedavisionary
Yes, I did.

my mom and I had to pretend I was 18 (which was hard because I was only 16, and I looked 12...) but it worked!!

Start with Debit, or check card at age 17 so you don't accidentally mess up your credit at a young age. that is the LAST thing you want to do. I got my debit card @ 16, and my credit is just fine (at 19 with a credit card), because having a debit card somewhat prepares you for keeping track of your spending to prevent overdrawing. I'd definitely do it if possible.

We did it at Chevy Chase, but I'm not sure if that's in your area/whatever bank in your area would allow that. I'm also at Bank of America, maybe they can work out some kind of plan with you and your mom--they're pretty negotiable. Good luck!


need_2shop
yes you can...you might have to get your parent's permission...call around to different banks and see what their policy is...good luck


drizzttwinblade
Rating
You can have a debit card at aNY age.


louisiana bitchez
Rating
idk what bank but i kno you can
cuz ma friend has one and she 17


cutiepii
Rating
Yes, it's pre-paid, and generally your parents load it for you and acts like a regular Visa/Mastercard. Check with a bank for details.


Leanne J
Rating
If it's debit, not credit. Talk to your bank, each one has a different policy. My bank let me have a debit card when I was 13!


Natasha W
Rating
You would need an adult co-signer. Trust me. You don't want one yet. That's the quickest way to get in trouble. Stick to spending cash or checks. If you think you must have a card, some banks like Key bank will let you buy a "gift card" that's a visa and you can spend it anywhere that takes Visa. Plus, I think if you lose it it's replaceable.


john m
Yes, you can get a debit card from most banks when you open a checking account. If you shop around you should be able to find a checking account/debit card without any fees. I'd stay away from the store credit cards, a debit card is all you probably need at the present.


Payjani
Rating
uh yes. If you have an account that is linked to that card all it does is draw money from an existing account. it is NOT a line of credit. my 16 year old nephew has one and so does my 13 year old niece
here in NC it is BB&T


Bri
Rating
Yeah, you can get a debit card at any age.. Go to your bank and they should be able to help you.


manda.lee92
Rating
yes
but your parents have to co sign the account


Chelsea
Rating
I wouldnt have a credit card unless you have the money to pay for it. and becareful with it. I have learned my lesson about having one and Im paying it off and after i pay it off I dont want one!


Mrs. Joe Jonas
Rating
yeaaa... my sister is 17 and she opened a bank account at Washington Mutual.... she has a credit card...if that doesnt work then try wells fargo


Chic.Chick
well i have a account a citi bank and washington mutual but i just changed my birth year
and i have a debit card at accountnowvisa.com
and you can get that at any age
im 15...lol


Rachel H.
Rating
I was 17 when I got my debit card.
I think my grandmother had to approve it since she's the main person on my checking account.
I use Wachovia.


Sarah A
I doubt you can get a credit card (unless its under your parents name). A debit card should be easily accessible, seeing as how it is YOUR money. Just ask whatever bank you use. You're 17, so you might not have to get a parent to cosign.


sororitychick
wells fargo let me, because it was 2 months before my 18th bday and they said it was close enough


babacool
i wouldn't recommend a credit card unless you're really responsible w/ your money. most, if not all, banks will let you have a debit card if you have a checking account


cloveryer
a no


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