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 Credit question, 10 year old visa bill
i just had a call from a collection angency about a old visa bill i had its almost 10 years ago in the amount of 9,000 they said if i don't pay they could put out a bench warrent for me. is this ...


 Credit card enq?
hello wondering if any one can help just recieved my first credit card been to try and use it keeps saying bank declined it yet i used it yesterday at shops is there a different pin you use at cash ...


 Anyone know anything about Provident loans?
Im considering gettin one and would like a bit more information. Is £500 the maximum you can get for first time? If pay back early do you still pay the full amount? Do they do credit checks? What do ...


 If he doesn't pay will it show up on his credit?
My boyfriend just got a phone bill in the mail from 9 years ago. He didn't even know anything about it, and when he did a credit check a few months ago for something else, that wasn't on it....


 Can I do a bankcrupcy and add my hard money loan?
I have a hard money loan against my dads commerical property under my name and I cannot afford it anymore ...do you think I can do a bk on the hard money ? thats a lien against my dads commerical ...


 Can social security payments be attached for unpaid debt student loan or credit card debt?
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 Do credit repair bureaus really work?
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 Credit cards??
Do I have to have a bank account to get a secured credit card?...


 I want to file bankrupt is that a mistake?????
I was thinking that I should file bankrupt so that I could rebuild my credit in order to buy a home. Do you think that is a good move or not? I want to pay all this bad credit off but it is so hard ...


 What does your credit score have to be in order to qualify for a small business loan? I want to be prepared.?
I am looking to start a small baby/mother's boutique. The only thing keeping me from going and getting a loan is the fear that my credit score won't be high enough... it's sitting at 6...


 How can i start building credit?
i'm a college student, i already have loans out. how can i start building my credit?
Additional Details
i dont have any bills yet. i have a checking account....


 I have no credit at all ,for that i am being refused for credit ,any lender to recommend?
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 How can i get a home loan with bad credit without a down payment?
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 What help does your bank provide for people who are in debt?
I need this answer as soon as possible …please if you answer this question ..let me know quickly…thanks for your help....


 Collections?
I have a CC debt that has been charged off and sent to a collection agency. I am waiting on validation of the debt from them after sending my validation letter. What do I do if they do not validate? H...


 I just turned 18. How do I get started with a credit card?
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 What can I do about calls to my house (see more)?
Some chick gave out my number for everything she's been working on lately. Ie. she checked out earthlink and put my number in and I have been getting other telemarketing calls for her to my home ...


 Can I change the due date on a credit card bill?
Two of my credit card bills are due on the 31st. I get paid on the 1st only. Can I request to have my due dates changed so that I don't have to worry if I will have the money to pay my bill?
<...


 I am worried about my credit?
I am 21 years old and I am in my last year of college (graduating May 2008) I had 3 credit cards that were all about 1.5 years passed due and in total about 2500 dollar debt. I paid one off in full ...


 Last year I paid off all of my debt but my score is still very low, What can I do to increase it?
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YimyC
Can't pay car's monthly payments. Best way to get rid of the car without credit damage?
Legally or iligally. so it won't affect my credit. Please.
Thank you.
                     
 




zippythejessi
Rating
Sell it for what you owe on it. When you collect from the buyer, run right to the bank you have the car loan with and pay off the loan.

OR, if you qualify - refinance it to get a lower rate and therefore lower payments.


Pepper
Rating
Sell it back.


asahiaustin
Try and have someone assume the payments. Basically they are taking over your payment terms. You get nothing out of the deal except no more car payments. The buyer needs to qualify against the bank's terms.

Keep in mind that you usually cannot sell a car for the amount owed, unless you've owned it for a long time. If you sell the car, you will probably lose money and still owe a large sum before you can give it to the new owner.

Someone else mentioned a refinance...give it a try! You could also try trading it in for a much, much cheaper car and just having to roll your negative equity into the new car. Attempt to make higher than the required payment (even as much as $25 more) each month and that will make a substantial dent in your principle balance. At that point, the car will be paid off sooner, but most importantly, the negative equity will no longer exist. Keep in mind if you try to trade in the car, the payment must be current and not late.

Good luck!


SPIFIMAN1
Rating
Sell it for what you owe and pay it off. Or if you bought gap insurance when you got the vehicle make it go away.


antwan1357
Rating
Their is a such thing as signing over payments over to a new signer but you have to ask the new owner to take over payments plus you get no money in the transaction only the loss of the payments required by you


beauty s
Rating
sale it and that person can have the rest of the payments


Bettyboop
Rating
Sell it to a dealership or on your own. You can make more money by selling it on your own. Find out how much your car is worth by visiting www.kbb.com. I sometimes see ads for big bucks auto, where they purchase your car from you www.bigbucksauto.com/


AriesJWR
Sell it


Ryan D
Burn it.


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