 Can I get adverse credit info removed from my background if it was for someone who I cosigned for? |
| I co-signed to help a friend purchase a motorcycle. He is still paying it off but has made a few late payments (over 30 days) and this is displayed negatively on my credit report. Can I get these ... |
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 I need help finding a credit card? |
so i need help finding a credit card with no crazy high intresest or fees i dont care about rewards just mostly the APR
anyone know of some good places to look please ... |
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 How soon can my car be reposessed? |
| My payment was due on the 13th, but I haven't been able to make the payment due to a family emergency. I am planning on making the payment on October 1st, when I get my annuity money, but until ... |
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 Trying to get a Credit Card with a 600 credit score? |
| My credit score isn't very high and i would like to inhance my score with a unsecured credit card, but i would like to know eactly what company to use because i dont want to apply for varies of ... |
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 Will some one paypal me a few grand please ? |
Anyone here flush ? im nearly broke and could do with some cash. can anyone paypal me some money ?
Additional Details
I do have a job thanks. . . im still broke
please pay me some ... |
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 How do you borrow money when your credit is really really bad and you do not own a home? |
| i dont make as much money as i used to i cant afford to make payments due to the amount of child support i pay which is never late but i am about to lose my ... |
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 How Should I Pay Of This Debt? |
| I have 1 question. What is the difference between settling a debt for a settled amount(example: $4,000 debt settled for $1500) and paying the debt in full? What I mean is, which option will make your ... |
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 My Experian Credit Score is 644, my Equifax is 617. Which one is right? |
| I am getting married soon. My fiance and I have about the same credit scores. Which one is right for mine? Also, will it be hard to get a loan for mortage with our credit scores ranging 600-660?... |
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 Can my bank sue me for not paying back an Overdraft? |
Hi,
Basically in a short sharp nutshell my bank removed my £300.00 overdraft (as apparently it was ready for review - although I wasn't made aware of this until the kind lady on the phone ... |
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 How do I find my credit score for free? |
| In other words which companies offer free annual or semi-annual ... |
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 Online debit card? |
I'm only 17 but I desperately need an online debit card. It needs to be able to give or receive cash, and of course start with $0 (because it's not a credit card).
I have to ... |
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♥Deziree's Mommy♥ | Can't pay credit card payments! Please help!? |
Ok, so I know I have messed up my credit big time. Not to mention that my fiancé’s car got reposed (I co-signed). I am not working like I was a month ago and I can not afford to pay my credit cards. I have 5 different cards!! What should I do? Who do I need to talk to? I can pay some money, but it won't even cover the min. payment! Please help!! |
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chaseunchase
|
Call the companies and tell them your situation, and see if they can reduce your monthly payments for the time being while you get everything straightened out. If you are completely desperate they will recognize that, and they will try and work with you so that they can get back as much money as they can from you. Cancel things you don't need like cable or whatever, unless you have to pay a hefty termination fee. I hope you like Ramen Noodles, hun. goodluck!
PS don't get a home equity loan to pay your credit. If you can't make payments now, how do you expect to pay them on your house? If you don't pay for that, they take it away! |
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Tien N
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First off, if one card has a higher limit than the others, try transferring balances from smaller cards to the ones with bigger limits. That way you eliminate the smaller debts. Once you do that, get rid of those cards.
If that isn't possible and all balances are high, my suggestion would be calling the credit company and ask for a lower APR. Do not beg. If that doesn't work, try to work out a plan with the credit company for the most part they'll work with you because they just want to get some money.
After you clear that up, put those cards away and pay the bills without ever looking at the cards. It's fine to keep one but thats it. |
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David S
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Talk to a credit-counseling service. They'll tell you (for free) that you can either consolidate and pay the full amount or you could settle for a lower total amount. The idea is that you talk to the counseling service, and they take care of everything from there. They will freeze your credit card accounts and, from that point on, the creditors won't charge late fees or over-the-limit fees. Trust me -- this is what they do. It's dirt cheap (mine costs me $8/month).
SOME POINTS:
Consolidation: they talk to your creditors, get them to reduce the interest rates, and you pay one payment per month to the counseling service. this doesn't hurt your credit.
Settlement: you can pay off the creditors, generally without any interest charges, but this ruins your credit.
Counseling services are non-profit, very understanding, and will work with you to find a solution. Just don't wait too long. They can still help, but the sooner you talk to them, the easier the problem is to fix. |
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jburke817
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First of all, I would get a job and cut up the credit cards... Second, look for sites like this http://www.debtconsolidationcare.com/debt-solution.html |
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Squirrlee-1
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Maybe you can transfer balances to another card...you need to get rid of some of these cards. Always pay more than the minimum balance.. good luck.. |
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binda
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try talking to your creditor.tell them what you are going through.they might help you out by reducing the monthly minimum.consolidating your debt would help but i don't know how would you do that?.sorry |
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kyle st.
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If you have a decent job and can afford to pay a little bit a month. I would go to a banker and get money at a lower interest rate. Cards will charge you 20% when you could go to a bank and barrow for 8.5-9 right now. You are probably paying more in interest than you are paying for your debt. Talk to a banker and they will help you with this situation. |
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Hatch
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how good looking are you? Maybe you could work the streets for extra cash. |
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