 Credit card debt? |
| i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ... |
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 How do I know whats wrong with my credit? |
| I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ... |
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 Credit Card question.? |
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?
And, If you ... |
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 Has ANYONE ever opened a bank account over the PHONE? |
| I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why?... |
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 Could I get a loan on a house for 11,000 down? |
| Ok if I had good credit the answer would be simple. Though I dont know my credit score exactly affraid to look lol, I know it cant be great I owe like 12,000 in doctor bills, 2,500 in past due rent, ... |
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 Is it better to pay off a credit card in full each month or pay the minimum balance? |
| is it better to pay off a credit card in full each month or pay the minimum balance which 1 will help my credit the ... |
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 I have terrible credit and can't even get a basic bank account but need one for when i get ajob?? |
Any suggestions is there a bank acocunt for people with adverse credit that doesnt cost anything or isn't too expensive?
Additional Details
I don't owe any money to the banks ... |
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 What does this mean? |
Acredit card company sent me a card. The credit limit is 300.00. They charged me 178.00 for the card. So, now my limit is 122.00 What's that all about? That's crazy.
A... |
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 What is the best way to pay off these two credit cards? |
| I have 29K in credit card debt, with 29.9% interest on both. If I get 15k cash given to me, would it be better to pay off one card or pay each one down half way? Please let me know, I'm ... |
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 Can you really gget crimally procuted by ...? |
not being able to pay back credit cards i am on a fixed income and got overwalmed and now whats going to happend to me
Additional Details
i did tell them my income was higher than it was ... |
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 I have really bad credit, does anyone know where i can get a credit card? |
| My empirica score is around a 520? PLease let me know if you have any ideas, I would like to rebuild my credit.... |
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| My pay is being garnished for a student loan.Now the bank is too because of a auto loan.Is this legal? |
| I get garnished for 500.00 a month.My car was reposed and I am already being garnished for a student loan 160.00 every two weeks.Now the bank that financed the car is garnishing my 100.00 every pay ... |
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 Credit problem....???? |
| I have no credit and I am trying to build some...I applied for some credit cards but can't seem to get any. If my boyfriend gets a credit card and puts me as a second card holder, will that help ... |
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 How will this effect my credit? |
| Last year I had to make some emergency expenditures and racked up a few thousand in credit card debt. I have been shifting this debt from card to card to take advantage of the low initial rate on ... |
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funmags f | Can I be sued in civil court by a 3rd party collection agency over an unsecured credit card debt? |
I just received a summons to Akron, Ohio municipal court by the collection agency. Is there a way I can get out of paying back this debt? |
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Judy1
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No, they have a right to sue you if you owe the money and haven't paid it. |
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Ola
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No way out, the party you have a contract with can sue you. |
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Fun N Sun
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If the debt wasnt yours, go to the court and dispute it. If you do not go to court, they will get a judgment against you and be able to garnish your wages and/or bank account. And yes, a collection company can sue you for a past debt because they bought the debt from the original creditor. |
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dolores h
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If it is in your name , unsecured I doubt that you could get out of it . I think you will be responsible for it . |
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Honeyluv
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Nope, if you owe a debt and refuse to pay the collection agency, on behalf of the credit, can sue you.
If you can and want to avoid court, and if it is not too late, call them and see if you can settle. Be prepared to make a payment over the phone right then and there. |
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SPIFIMAN1
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Not if you do not show up for court. They will get whats called a default judgment and then can attach bank accounts, garnish your wages and file liens on any property you may own like vehicles, land or homes. |
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Joe
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You can ask them to validate your debt as its your civil right under FTC. Go to www.adviceontime.com they have an article that deals with credit, educate yourself and good luck. |
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inkytoes
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I don't believe so. Check with the IRS. |
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kahan
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yes you can my girlfriend works for one and they sue people all the time |
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Laverne D
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1st how long have you had this debt? If its more than 6 years than no. The limit of statuation has run out. Unless you recieved a phone call an you agreed to make a payment. then your stuck. Find out the statute of limitations in Ohio. |
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dslandau
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Yes a 3rd party collector can sue you (chances are they own the debt now). No, you can't get out of paying it if there's a judgement filed against you. The only way you can get out of it is by filing bankruptcy, but I'm not sure if there's enough time to do that with your impending court date. |
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DennistheMenace
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die...... |
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