 Maxing out credit cards and moving abroad???!!!? |
| I have two friends who are in the process of doing this right now as they are in New Zealand. It's not just credit cards either - there's a couple of loans as well. When I was living in A... |
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 I have HUUUUUGE debt I can't pay. What do I do? |
| Everythings in collections, I just moved to a new city and I can't find a job. I can't afford the payments and havent been able to in a long time. Whats the best thing I can do? Can I get ... |
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 Pay off credit cards all at once, or gradually? |
| I just inherited about $30K. I've got $21K in credit card debt that I really want to pay off (since it's costing about $500 a month in minimum payments that aren't reducing what I owe).... |
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 Which of these credit cards is better? |
a card with an apr of 14.9% but a $19 annual membership fee
OR
a card with an apr of 19.24% but has no annual fee.
Additional Details
thanks martin,
i am ... |
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 Hey does anyone know where I can get $30,000.00 loan with extremely bad credit? |
| ...seriously....trying to make some business investments. but am in need of 30,000.00 to get the business off the ground......but my credit rating is below horrible....any ideas?... |
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 Low credit score? |
| Im just wondering if anyone can help, im 19 years old. only ever had one thing on 'credit' a mobile phone contract i paid late a few times it went to a debt collection agencie i did however ... |
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 Credit Card problem? |
| So I received a paper that said that I was pre-approved for a Visa card and just to send it back so I did. When I received my card, it had a sticker on the front that said "Call today to ... |
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 Can a creditor instruct bankruptcy on an individual who owes old debt of less than £5,000? |
| A 'tracing co' has contacted me and has advised they will be making me bankrupt unless I contact them within 7 days. This is an old debt which has been passed around to various debt ... |
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 My credit card bill is due today, i mailed my payment, but not sure if it will arrive on time, what happens if |
| I use the pay online or over the phone option now, although i have already mailed in my check. What will happen to my check that is on its way. Will they disregard it, since the payment has already ... |
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 Debt consolidation? |
| what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.... |
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 Will Blockbuster video take me to collections for a $6 late fee? |
| Blockbuster is awful they charged be a whole nother week on a one week rental in 2003 because i was an hour or so late returning the dvd. instead of 6 pm it was 7 pm; and i was pissed and never paid ... |
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 Where can can i find a bad credit/ op credit auto loan? |
| I am looking for an auto loan to buy a used vehicle. I don't have bad credit but my credit is not established so I need help finding an auto loan.... |
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 How Do I Get Out Of Credit Card Debt? |
| I asked another question similiar to this one, but I thought I'd be more specific. I'm in credit card debt, and I need to use a debt consolidation company to bail me out, but I don't ... |
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Madriana M | Can I finance a new car with a credit score of 551 and a cosigner that has a credit score of 680? |
im 19 years old and i want to finance a new car for 14000 with a credit score of 551 but I will have a cosigner. i have two jobs. any information regarding this matter please answer |
 |
 
kapn
 |
Get a good used cheap car.........use your own credit.......that's how you build it........I cosigned for a friends car.......guess what....he sold it and skipped......no car and out 15790.00. Expensive lesson............. |
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DAS
|
Either way it goes your rates may be a little higher because nether one of you have great credit. If you cosigner had better credit that might be a factor. They know that you need a car, so if you really want one, you can get it but it will cost you. I would suggest you save up for one, even if you pay half on it. You need to pay on time so that you can restore your credit. |
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Joseph, II
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It COULD happen...- Depending on how much you're making in Total from BOTH your Jobs... You'd have a much BETTER chance of getting that Deal- if you could get your co-signer to take out the Loan, & you pay HIM back... Of course, that wouldn't improve YOUR Credit Score any... So all you can really do, is give it a Try, & see what happens! Good Luck! :) |
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SlimMick
|
Probably...the income level of the co-signer will be a factor in being approved.....FYI: if you have trouble making payments...don't let your co-signer find out the hard way three months later when his/her credit report is showing a defaulted car loan.....Let you co-signer know immediately if you cannot make the payment... |
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Just M
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At 19 yrs old , You might want a used car , believe me a new car has bigger payments .
You don't want to have a credit problem , if anything you want to read all about credit , where it can help you , then one day you can buy your own car , house , etccc......
best advice , save money , don't be a spender , take advice from your mother , father , grandparents ,,,,,older and wiser ........
Good luck .........Watch Suzy Orman show on Saturdays , depending on where you live .......
It takes months for your credit score to go up in numbers............. |
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cparsley2
 |
short answer yes, but before you do so make sure you can take care of it yourself (the payments that is), as leaving someone who is willing to help you out here to get the loan would be very very bad karma. |
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KK
|
If you feel you can afford the monthly payment then go for it...but be careful. I just financed an $11k car with a score of 573 and my husband whose score is around 780. I still have a high payment of $320 a month on a 2006 Elantra. Keep in mind your insurance and registration fees will increase by a lot if you go and purchase this car. At 19 I think you need to be more concerned about saving money than blowing money. But if you feel you can handle it, then do it but just be advised of the high interest. |
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frissy
 |
You shouldn't take advantage of retarded people. And anyone who would cosign for you MUST have been kicked in the head.
Save up some money and BUY a car outright. |
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Sarah
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My husband and I don't have the best credit either. We just went last night to talk to someone about a new car. Our rate was EXTREMELY high, so we didn't get the car. With a co-signer with that credit score, I'm almost positive you'll get approved. And your rate shouldn't be too high. It might be a little up there, but it won't be extreme or anything. Good Luck! |
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