Personal Loan? |
| Does anyone know anyone legitimate who would give a personal loan. I have lost about $9,000 with scammers, and need someone legitimate to help me get back on track again.... |
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Does anybody know if a car dealership can check your credit without showing anything on your credit report? |
| A car salesman promised me that he can check my credit without affecting my credit score as an inquiry, I just want to see if anybody has hear of this before?!... |
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My friend has a few credit cards in collections. he is moving soon to another state.? |
| If these credit cards want their money and try to come after him, how will they find him? He will be staying with a friend and will be looking for a job. I am little worried about him. Would hate ... |
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I'm trying to clean up my credit and I have a question about a student loan...? |
| I have a student loan that's 200+ days delinquent, I want to get the loan out of delinquency, but it's like $590. There is an option that Sally Mae gave me, where if I make a payment they ... |
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How much credit have you got left? |
I've got £1.64.. Additional Details On your mobiles, silly!... |
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Took out a pay day advance. Debating closing checking account? |
| I RECENTLY TOOK OUT AN ONLINE PAY DAY ADVANCE. (THEY REQUIRED ME TO GIVE THEM MY ACCOUNT & ROUTING NUMBERS, BUT NO CHECK NUMBER). AFTER RECEIVING THE MONEY FROM THE COMPANY, I HEARD THEY WERE ON R... |
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Is it better to get one loan for 11% interest or have two credit cards at 9% interest? |
I'm asking because I want to get a loan and consolidate two headache credit cards with two terrible customer service banks and wanted to know which is the better money saver Additional D... |
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What will happen if I file bankruptcy? |
| I've been thiniking about it. how would it work I have about 3,500.00 in debt that I would like to eliminate also I keep getting turned down for credit and I have been trying to repair my ... |
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If you were a minor (15-17) and lied to obtain credit, can you dispute it and get it removed from your report? |
| Ok...I must admit. I was young and dumb. I received a credit card when I was 15 very easily over the phone by lying about my age. They even called me! Og course, knowing nothing about credit I ... |
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What happens when you go bankrupt ? |
| Iam a 22 year old student and I have too many student loans and Iam thinking about going bankrupt, so I dont have to pay them.... |
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Can things be removed from your credit history? |
| I paid off a bill that was in collections. He told me if I sent him an additional $25.00 he can have it removed from my credit report. Is that possible?... |
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I want a collections notice removed from my Equifax Credit Report.? |
| I was denied employment in a major canadian bank due to a collection notice on my credit report. Can i get assisitance in gettin this negative report from my credit report so i can get the job. I ... |
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What happens if I dont pay back my credit card? |
| I haven't paid on my credit card for over 7 months. At first I owed $6,900 USD & now they say I owe $9,000 USD & I just owe it on one card & that is American Express. I explained to ... |
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I paid off my debt, should I cancel my credit card? |
ok I paid my last cc bill. I don't have any debt anymore. Should I cancel my cc? A few points:
-I've had it since 2005
-my limit is $300
-I need to improve my credit ... |
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Lets get some shoes | Can I finance a used car if I don't have a job? |
If I was to put half the money down on the car and have good credit score, and am getting a job soon? Is it possible |
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cnuswte
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You will probably have to show that you have means of making a payment, and if you don't have a job at time of purchase, you will probably have to have a co-signer- meaning that if you don't pay, they will be financially responsible- but if this happens, the co-signer can come back and sue you. Wheter or not you have a co-signer, make sure you pay. |
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Iqbal
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Yes, you can. also make sure you get a good interest rate. |
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booge
 |
if you can show some means of paying [probabley] |
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Aunt Henny Penny
 |
First go to www.kbb.com and check out the worth of the car. Click on used car values, type in all the info they ask for like year, make, model, milage, and condition. Once you know what this car is worth, you'll find yourself with more barganing power. It's very likely the dealer is asking way more than the car is worth, so you might be able to get him to come down on the price, which of course will help you.
Of course with no real job right now he may not be willing to bend any on the price, but it doesn't hurt to ask. Do not agree to a high interest rate, that will kill you.
Offer him a set amount of money each month such as $100.00 until you get a job, after which offer him what you can truly afford.
If would be a good idea to have a co-signer if at all possible, references would be great as well.
If this is a small town car dealer your chances are pretty good they will work with you, if it is not then I would say be prepared for a not at this time answer.
But good luck to you either way. |
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Culture Warrior
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Part of getting a loan is being able to repay the debt. At this point in time, there is not a source of repayment. That could challenge you ability to get auto financing.
However, some auto finance companies only look at credit scores and don't really care what is on the application.
I would not want to buy a car unless I knew that I had a way to pay the loan. |
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Dr Dee
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Yes, check with te auto dealer. |
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timc_fla
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Not likely.
You don't have a means of making payments.
tc |
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MaknMeCrzy
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How do you know you're getting a job soon? Do you have something definite lined up or are you just hoping? My advice is don't get the car unless you have steady income already. You could be asking for trouble otherwise. |
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dmcg1012
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you may need someone to co-sign with you |
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randyrock77
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you might need a co signer |
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Chris P
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if your bank knows you, and is friendly, perhaps they will let you do this. |
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Frann
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You will have to show some type of income...child support...welfare...something...or how do you expect to make the payments.. |
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