 Can my wifes creditors make me responsible for her debts and take money from my house in my name only? |
| We both owe money, but my wife has no job due to long term ill health and is not on my mortgage. She has never financially contributed. I use a debt management company and wondered if her creditors ... |
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 Credit cards? |
what is the best type of credit card to get in your opinion? one with a low interest rate and no annual fees?
Thank you!... |
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 If I could, what would be best to pay of first: Student Loans or Credit cards? |
| I owe about $10k in credit cards and about $50k in student loans. I feel I should ditch the credit card debt first since I can claim my studen loan interest on my taxes. What do you think?... |
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 What's the best way to find a new credit card? |
| We currently have one credit card, but the interest rate is ridiculous. I want to transfer the balance to a card with a lower interest rate. What's the best way to find a new card with lower ... |
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 How do credit cards work? |
| Do you not get charged finance charges if you pay the minimum monthly payment or do you have to pay it off fully every month?... |
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 Do medical bills stay on your credit if you do not pay them? |
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does it effect your credit or just stay on your ... |
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 Can I withdraw all money from credit card ? |
I would like to withdraw all money from my credit card, because i have to pay for something, but they do not accept debit/credit cards.
I don't mind to pay some charges/interests. I want to ... |
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 I have multiple accounts in collections that I'm paying on monthly.? |
| How long would it take if I start to double up on my payments for my credit score to rise?... |
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 Can a hospital bill ruin my credit If i dont pay it in full? |
| I don't have insurance, and I got a bill for $600 and then another for $200. I dont have that kind of money, I sent in $50. and when I get paid next I plan to send more. But will it be bad ... |
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 How do begin credit when you've never had credit before? |
| I mean to apply for a credit card you have to have previous credit...but if you've never had previous credit..how do u apply for a credit card and actually get one?... |
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 How many are too many credit cards? |
| I have 10 and my spouse has 13. Is this too many or not enough?... |
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 Even though I paid the debt, I can't open a checking account after being reported to check systems. Help me? |
| I had an overdraft that went unpaid and was reported to check systems. I paid the debt in full, but I'm still unable to open a new checking account with any bank. What can I do?... |
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 Does anyone know if you can go to jail if you dont pay your credit cards? |
| My uncle got a credit card and put me down as a second card holder.. Now I have to go to court.. What will happen if I dont show up?... |
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 Which banks give debit cards to under 16s? (a 14 yr old)? |
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to brittany.. dont you realise a debit card and a credit card are 2 different things. THANX.... |
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 What happens when you give your car back to the lender? |
| I've put like $3,000 into buying a truck, I tried to trade it in the other day and they said I had to make four more payments. I Found out that out of all the money I've given them I'... |
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 Is there any hidden fees in no payment no intrest ? |
im thinking about buying a tv at sears and and if i sign up for a credit card that grantees no payment no intrest for up to 12 months.
is there hiddin fees and would it be a bad idea?... |
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 How do I fix m y bad credit in order to get a credit card? |
| I was able to get two small cards and bought things and made payments but I cannot still get a major card. What do I do?... |
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jenniferbrr | Can I get an auto loan with bad credit? |
Ok, let me tell you my story-I have bad credit but NO DEBT. Before I joined the military, I payed my 2300 worth of debt off. That was about a year ago, maybe 10 months. Anyways, My credit is still bad though, and I applied for an autoloan through USAA and they said I could get a 12,000 loan WITH a cosigner. But This is not what I need, I need a little bit higher, say, 15,000. Since, I have no debt, Are all the places gonna only approve me for 12,000 or can I get anymore? Please don't tell me to get a car for 12,000, I have the car I want, it is a good deal and my only advise I need is about the loan, not my car. Thanks, by the way, I currently have no credit cards or anything.
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Also, I was going to put 1000$ down, maybe 1500$ is everything goes right, will this help? |
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Emily R
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Yes, you can get an auto loan with bad credit, and yes, I'm sure someone will loan you $15,000...but you won't be able to afford the payments. Auto loan companies make money off people like you. To be honest, USAA is probably giving you the best deal out there.....I know, I just bought a car with their money three days ago, and the dealership wasn't happy about it. You didn't say what branch you are in, but if you quality for membership in Navy Federal, you can try them as well. Their rates are lower than USAA's, but they tend to be pickier about who they loan to (I have NO idea why, since their customer service is so bad). My point is, if you want a HIGH APR, yes, someone will loan you money.
But it sounds like you need to learn to live within your means, and if that means buying a $12,000, then you need to buy a $12,000 car. Personally, I don't know why anyone who needs a cosigner for a car needs to be buying something that expensive. |
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tuesdaysgreat
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doesn't at all seem like a problem from here
http://www.wesayes.com
check it out for yourself you'll be pleasantly surprised |
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beaver_1946
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Probably have to get your credit score back up there but that will take time and by then the car you want will only be 12,000. |
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Thetruthbetold
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If you have a down payment surely there is a salesman in your area willing and able to get you into a car. The interest maybe a little high but if you have cash in hand that should not be a problem. Shop around, look on the internet for dealers. Everyone pretty much owns a car so I know you can too.
You can refinance the car to get the interest rate down later or just pay off the thing quick if you can. |
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john d
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I found some good info here. |
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butterfliesRfree
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We had to get a car loan with bad credit. The bad part was the interest was 24%!!!!! We were paying the same car payment as a rich person with a brand new Lexus -- just because bad things happened to us in our lives. It sucks. |
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yodanitro
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get a credit card to boost ur rating...but some banks or lending companies will give u the loan...(interest maybe higher tho) but still u might get it...just look around |
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cjl1618@sbcglobal.net
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if you are working through a car dealer they should be able to get you into something. Thing is though you will pay a much higher interest rate, and you will need a nice down payment. You wont walk into low payments and interest rates and 0 down with bad credit. |
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WiseWon
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Can you drive a hooptie? |
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Lindsay D
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You probably can, but your interest rate is going to be absolutely insane!!! |
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