 Credit score of 566, any suggestions on delinquent credit card debt? |
| Keep in mind that this debt is several years old, will paying off some old accounts make it higher?... |
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 I have bad credit affter a bankruptsey 2 years ago - all I have is my job and I want to borrow about $2500? |
| God I think even my dog would turn me down at this point - anybody know anybody who gives real unsecured personal loans based on their employment?... |
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 Can I still File Chapter 7 if I got a summon by a debt collector? |
| I've just got a summon yesterday by one of my credit card I have and I was wondering if I can still file Chapter 7? I do have other credit cards and medical bills that need to by paid as well ... |
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 Can you lend me £20 please? |
| im just asking i could do with a pizza ?... |
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 How do i get a prepaid creidt card? |
| i live in the U.S. and i want a prepaid creidt card. how do i get one and do i need a social security number?... |
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 How can I get a free copy of my credit report so I can start cleaning up my credit? |
| My credit score sucks its like 360 something(sad I know).Ready to start cleaning it up now.... |
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 I need an interest free loan? |
| Where can I get an interest free loan from for about £1000? I don't mind paying a small amount of interest but I'm not risking the bank at the moment. Any one any ideas?... |
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 I got my first bank card :)? |
| Hi, I got a barclays bank acount, and my Dad is putting £25 in every Friday, what should I spend it on/ save up for?... |
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 Finance Help? |
I have $2,000 on my credit card and I NEED to get it paid off. What are some good ways to get some cash quick?? Or how can I get it paid of quickly.
Additional Details
My credit card ... |
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 Can some one apply false charges on my credit history.? |
| I recd a call from this person who claims to be from a credit and collection company. he declared that i have a company and i haven't paid someone a big amount. he has the last 4 digits of my SSN... |
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 Is this an International Scam? |
| I am in Central NJ. I went on craigslist.com to look for a job as an account receivable clerk. I send out my resume blindly to all people in my area. I get an email back from karenbecker@gmail.com ... |
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 I am getting a secured credit card to improve my credit, is it better to get one 1000 limit card or 2 500..... |
| I am getting a secured credit card to improve my credit, is it better to get one 1000 limit card or 2 500 limit cards from 2 diffrent banks? What will look better on my credit?... |
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 Is it good to buy things with a deferred payment until one year later? ? |
| I am considering buying furniture with a deferred payment. Why is it good or bad?... |
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 How do I establish credit? |
| I have no credit and I'm trying to establish credit. I cannot get a credit card because I have no credit... All I have is a cell phone. Is there anything I can do to get credit so I can apply ... |
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 Can i get a credit card to help my credit? |
| I have alot of bad accounts open and Im trying to pay all of them. How can I get a credit card to help me rebuild my credit, and which one should I get.... |
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 We have an asset recovery firm harassing us to pay pennies on the dollar to settle a ten year old credit card? |
| This credit card is from an 85 year old with no income other than social security. No house, car or any other assets. Can they bring this to court?... |
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 How do i sort out my credit rating? |
| been on experian, all i got was the print out of my credit history....all my old debt is now clear, but still cant get credit?? or finance, how do i get rid of bad credit?? is there a body/firm that ... |
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 Would anyone recommend trying to claim back bank charges for late payments? |
It seems everyone I talk to knows someone who has got money back from their bank for charging them for late payments over the last 6 years.
Is it as easy as just writing to your bank??
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ashley | Can I legally be sued for debt for something that was before I was a legal adult? |
Here is my situation (bare with me!)...
4 years ago I started college at a very pricey insitution. I didn't necessarily want to go there but my dad liked it so I decided to go there. Once I was there for a month or so I realized that I was not happy and decided to abruptly leave. I was naive and didn't understand the concept of college or that it costs a lot of money. (No, I'm not a snot nosed kid... my dad was taking care of getting the Finanical Aid worked out, etc). I didn't know anything about the tutition or how college worked finanical wise. My parents didn't either as I was the first to go to college. Anyways, apparently I owe this college over $5,000. I understand debt, trust me... I've learned A LOT since then. But my question is-- I was seventeen at the time. Not technicially an adult. (I am not trying to get out of it just trying to learn some facts). I know in past issues when I was not of age yet with medical bills that I myself could not personally be sued. I could be completely wrong. I wasn't even old enough to have a credit card at the time or let alone stay about past 11 by state curfew. I have since gone to a different college and will graduate is May and I have been paying my own tutition but now I'm being threatnened that I'll be brought to court. Does anyone have any suggestions?
Additional Details
no no- i didn't actually get the finanical aid! i OWE the money for being at the school. i owe it directly to the college not a loan! |
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Stuart
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Debt doesn't go away. The money is owed, and the college wants to get paid.
Here's the issue: you were not of legal age to take on indebtedness, since you were not of legal age to sign any contracts. That's good for you, not so good for your folks.
Your folks probably signed the contracts for your education, making them liable for the five grand. That said, the college will probably sue your folks next.
- Stuart |
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tmrk
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You have to be 18 to 'sign' into a Legal contract. Unless a parent co-signed something about the fees/expenses ect-you should be off the hook.
Of course always best to check with an attorney-but I think you don't have to worry |
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JonnaRiley
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A minor cannot make a leglly binding contract. |
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PJ W
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If the company gave you financial aid at seventeen then no a minor cannot be bound into a legal document such as a financial aid application. You should be all set as long as your parents were not co-signer's then they will have to pay. |
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gracefull
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Who signed the loan papers? That is who is the debtor....Ask if you can go back and go to school...since you dropped out...never hurts to ask... |
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bjohn4693
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they cannot touch you.However they can go after your MOM and DAD. |
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T_B
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You can |
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Allison C
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You would be responsible for the debt.
If you got financial aid through the institution (or a private loan) you signed a MPN, or master promissory note. These can be signed by typing your name on the form in the computer, so you might not have signed an actual piece of paper.
Anyways, to get the college to loan you money they state several times that you must pay it back...although you usually don't have to start until 6 months after you graduate.
Without more information and knowing what kind of loan this was, it's pretty impossible to tell all the regulations. Did you or your parent sign for it? What was the money given for? |
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Gold_n_Silver
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The money owed is not a loan, right?
Then it is the tuition for the full time schedule of classes that you signed up for but never attended or did attend a class or two but still you didn't cancel or drop out OFFICIALLY.
Or is it the cost of room and board in the dorms?
In any case, since it is such a large amount of money for you and probably a fairly big deal to parents, I suggest a consultation with a lawyer.
Get the College's course catalogue for the year you attended preferably and read the policy concerning dropping or discontinuing classes. This way you can see exactly what the school says that you and /or your folks are liable for.
Whatever you do, do not ignore this. These things follow you and make it harder to get credit or a job or even an apartment. |
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Tsunami
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i can't think you would be held for it but i would check with lawyer and the fact maybe your dad did it signed if he did hes libel. |
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