Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 I need to consolidate my debt through one of those financial counseling places, but also want to keep my C.C.?
My biggest debt problem is a credit card that has nearly a 10K balance and about 60% of that is on Cash Advances which has a 25% APR. You see the C.C company has it rigged where making the min. ...


 Is it bad for your credit if you have 3 or 4 credit cards open with no balance & no activity?
...


 Can I use a credit card to pay on ANOTHER credit card?
Long story... lol. I just dont want to pay a lot of interest if I have to get cash
Additional Details
Long story... lol. I just dont want to pay a lot of interest if I have to get cash ...


 Can you make purchases on ebay with a debit card rather than a credit card, or paypal?
I'm 14. i have a debit card, but i'm afraid to try it. Can anyone help me out??...


 A collection agency drained my bank account, how can I get my money back?
I owe a few hundred dollars to my credit card that I hadn't been able to pay yet because of financial difficulties. I recently received a long overdue check from my previous employer for about ...


 Should I pay it off all at once?
I have a credit card that was cancelled. (We had a rough couple months) It had a very small limit on it. $300. There's $150 left owing on it, and my husband and I are having differance of ...


 Where is a good place to get my credit scores without giving out my credit card numbers?
...


 What is the easiest & cheapest way to clean up your credit?
...


 Is it legal for credit card com. to charge a late fee and over the limit fee.?
...


 Will paying off my loan early lower my credit score?
I have $140 montly due for my student loan, I want to pay the $1680 once a year insted of remembering to write a check (or worry about what is in my bank account if i set it up to withdraw ...


 Is it smart to get a credit card when i turn 18?!?
im 17 now, and im thinking of getting a credit card to buy alot of stuff i want, plus of course college supplies etc.

what do you think??...


 I have a credit monitoring system and my recent credit score was 635?
I went to pull my report today and it dropped to 598 I had to charge some medical things for a family member for about 2,000 dollars and used a couple hundred on another card. DO you think that'...


 I was late on my credit card payments for three straight months. How much will that affect my credit score?
My credit score was 750 before this happened and I have not checked it since the late payments which were Mar,Apr,May of this year. My wife was handling the finances and payed a $50 minumum payment ...


 What is the best way to handle outstanding debt?
I have previously asked a question and have not got the answers i was seeking. I have a credit card debt that is over 9 years old. I understand all of the legalities of the situation concerning the ...


 Is there a possible way to live without credit?
Don't you hate being a slave to banks and credit card companies?Even when buying a house, which people think it's theirs but it actually isn't until it's completely paid off like ...


 If someone cosigns on your vehicle and you don't pay the loan can the bank file charges on both parties?
...


 Can a collection agency for a way over due payday loan call the cops on you have have you arrested?
Way back in Nov. I had taken out a payday loan, well when it came time to repay I didn't have the money so I took out another loan... I have 7 outstanding loans now..... BAD DEAL!! Well they ...


 Past Due Credit Card?
Hi. I have a credit card in which the minimum payment is now $800. It started out with an overdraft and a late fee, and the minimum was $150 which I could not afford, then it has just went up since ...


 Repairing my own credit report.?
I have decided to start repairing my credit on my own. I have a few paid collections on my credit report. Do I contact the collection agency who reported the bill or exquifax to have these items ...


 Im going to open a credit card acount to get my credit score up but I don't know any thing about the credit
termonology and where can I learn about choosing a credit card that's right for me and not to expensive?...



rikkia_williams
Can I lie about my age to get a Credit card?
Is it safe to lie on a cerdit card appliction so I can get a credit card. Because the only reason why I need one is for business/emergency purpose only. But I too young to even apply for one.
                     
 




SPIFIMAN1
Sure you can but be warned, it bank fraud and is a felony.


petey00petey
Rating
first..there is a federal law against it and second the credit card company will know


Budlightgurl
Rating
That would be fraud. Fraud is a felony.


yoyo
Rating
Honesty is the first chapter of the book of wisdom.


rayt721
Rating
While you won't be penalized, your parents would be liable for your debt and should charges be filed it would be against them. You have no way to repay the debt AND a check of your credit report will show you underage based on your social security number. Short of that you are comitting bank fraud. It's not fun to live in a juvenile detention center or foster home. Think before you act.


heyteach
No, that's fraud and you absolutely can get in trouble for it.
If you're a minor you have parents for "emergencies."


Tuiy C
Rating
This not good at all. Honesty is greatest thing to do. You may cause too much pain in long run.


ponygirl
Rating
No,you can't lie.They need your dob and ss# to check your credit.


micky
Rating
You probably won't get caught, but if you're a minor and you do get caught, you can be charged with fraud, which is a felony.


Sharon F
yes you can lie but you wont be approved

when they run your social security number they will know

be a child while you can; having a credit card is a big responsibility and you dont need to have debts


Forsakenenvy
Rating
yeah u can lie.. i did when i got my Macy's card. i was 17 and lied bout my b-day everything else was true like my SS# and adress.. but still got approved! but honeslty if your not 18 yet.. your probably dont need a credit card yet... the only other option is ask your parents to put you as a secondary in one of their cards... if your responsible enough.. cuz credit can either make or break your life!


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy