 Should all Americans boycott credit card companies and not pay their bills for 6 months unless they drop INT.? |
| Unless credit card companies stop hosing it's customers, I say all credit card holders have a national boycott and not pay their credit card bills until these vultures (slimbagcorporatedexecs) ... |
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 Will the bank give credit/a loan to a couple working full time that are renting? |
Its for a holiday, just wondering if they would....
Not massive wages either.. Any help much appriciated Thanks!!!
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Ages 20 & 23... |
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 How do I take a person to court for money I lend him? |
| I lend my friend $10,000 To buy a new motorcycle and retrive his License it's been 4 months since He agreed to pay me back a sumof 500 a month till the debt is covered he has not given me ... |
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 What should i put for the name for the credit card on paypal? |
| i just made a paypal acount i want to add a credit card, when i want to add it it says i need to put the first name on it... i am using my moms credit card so should i put my moms name on the card or ... |
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 What credit card company's do offers on 0% interest rate for 6 months or more? |
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I mean 0% interest on APR.
Im not botherd about balance tranfers or purshases !... |
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 Credit problems? |
| Does any1 know of any sites or information on how to best clear credit card debts quickly and efficicently. My girlfriend gets a bit trigger happy with the things and i think its time to get them ... |
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 What do you have to have to be eligible for a American Express Platinum Card? |
Can you just be an average person or do you have to have a high paying job?
Also, what is the big fuss about the American Express Platinum Card?
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kristabe, I ... |
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 Do debt collectors really call you at home at 3:30 am? |
| My boyfriend is telling me that the private/blocked # calls on his phone at times like 3:43 am, etc. are from a collection agency trying to collect a debt. Is this true or am I being duped??... |
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 Whats the best Credit Card? |
| I was wondering what credit cards people thing are the best?... |
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 My friend's 'boyfriend' applied for a credit card in her name. consequences of shopping to police? |
| He has gone up to 500pd limit, in four months since opened, gone over limit twice by a few pounds, missed one payment and late on another. How would this affect her credit record? Finally persuaded ... |
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 Can you cancel a credit card as soon as you get it?? and will you have to pay any fees if you don't use it? |
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it says that there is no annual fee... then it says right beside it that there is a "$50 minimum finance charge"... what does that mean?... |
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 I have a bad credit rating and I am in dire need of a loan? |
| I find myself in dispair and in need of a loan to save myself and my small business from complete ruin. I was turned down by my local bank, due to my credit rating and have no where else to turn, ... |
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 PayDay Loans have buried me.? |
| Ok, so I was very dumb to start taking these loans in the first place. The first one was ok, it was through a reputable company, and for a $500 loan, I ended up paying $600. Not bad. But then I ... |
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wladnagirl | Can I lower my interest on a bank loan? |
I have a decent size loan out (about 13 G) from a bank. I see they are charging me a 10% interest rate when my credit score is over 750. That sounds like BS to me. Is is possible for them to lower the rate? What if I threaten to pay off the loan by taking my business elsewhere? |
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Foamy4President
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they dont do rate reductions on loans, only thing they do that on is credit cards. Youd have to get a new loan and pay that one off. just like a car loan, you have to refinance it. |
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mike d
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I was a lending officer in the banking world for 15 years. If that loan is unsecured meaning the bank did not take any collateral than that interest rate is a good one at 10% with your credit score. If they have collateral you could probably do a little better. The Prime rate right now is 8.25% so a bank will not go lower than that. The threat to payoff your $13,000 loan will fall on deaf ears at the bank as the potential interest income loss from your loan would hardly break the bank. Don't mean for that to sound so hard but that is the way the bank will think. |
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Margie
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You can talk to them and ask for a lower rate.
If there's no pre-pay penalty, you can refinance the loan through another institution if you wish. |
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th6231
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Refinance the amount owed from a place with a fixed rate lower than 10 percent. |
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dayna
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tell you want to re-finance at a lower interest rate. |
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Connie
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Loan rates don't work like credit card interest rates. When you locked in a loan rate, you're stuck with it just like your mortgage unless you refi. |
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♪ Pamela ♫
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You need to seek re-financing with them, challenge the rate and they will lower it. |
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rachel
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you can threaten to refi somewhere else, but you're probably better off doing that anyway if they're raising you interest rate |
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blapath
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It is easy... if you (or your father) own the bank |
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